The Unknown Freebies of Buying a HomeJan 17 2013
Buying a home can be a daunting and expensive process. At Guaranteed Rate, we try to ease your worries by making your home purchase transaction go as smoothly as possible. But other than taking advantage of our low rates, where else can you save when purchasing a home? Here are a few freebies you can (and should!) take advantage of as you proceed with buying a house!
What’s the best part about buying a house? It’s looking at listings of course! But the options can be endless and if you’re new to purchasing a house, you may be a little overwhelmed. A real estate agent is an excellent asset to have during this time. They are able to narrow your search and show you listings that fit your needs and price range. They will show you the advantages and disadvantages of any house you have in mind as well as some that you didn’t imagine would fit your lifestyle. But the best part – real estate agents are free for buyers! What’s not to take advantage of?
Another awesome freebie all home buyers should benefit from is mortgage pre-approvals. Pre-approvals are a necessity when purchasing a home and luckily, a free necessity. They let you know what price range you can afford, helping you and your agent know which houses you should be looking at. In addition, a pre-approval shows sellers that you’re serious about buying a home.
Lastly, all home loans require your credit report. With numerous websites offering you a free credit report, take advantage of them prior to applying for the home loan. It’s a free way to relieve some unnecessary stress down the home loan road. That’s because, the closer you are to 800, the easier it will be for you to finance your home. So by checking into your credit report early, you may be able to improve it before applying for a loan.
So if you’re buying a home, but looking for a few bargains along the way, take advantage of these buyer freebies to save a few bucks!