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AZ - Flagstaff

Branch Manager: Julie Dedmon
  • o: 928-220-7767
809 W Riordan Rd, Suite 207, Flagstaff, AZ 86001
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NMLS: 1501630
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TestimonialsCustomer testimonials Read more

We were very pleased with our loan office Michael Terrace. My wife and I would definitely use your services again. Thank you for a great job.

Marie M. - Port St. Lucie, FL | FEB 2017

This was the most streamlined refinance process we have ever participated in. All contact with Guaranteed Rate was handled professionally and our questions were answered quickly. We will definitely be recommending Guaranteed Rate to others!

Melissa T. - Alvarado, TX | DEC 2016

We want to tell you all “Thank you!” so much for all you did to make it possible for us to refinance our home loan. We realize there are many steps and processes and probably many others involved that we don’t know, so our thanks goes to everyone. The experience with Guaranteed Rate was so professional and streamlined and we are extremely grateful. The closing agent at Stewart Title also sang your praises by letting us know how easy Guaranteed Rate was to work with and how friendly you all...

Melissa T. - Alvarado, TX | DEC 2016

This is our third loan with Michael Terace, just love him!

Georgianna B. - Venice, FL. | OCT. 2016

Great people!! Super easy!!

David T. - Williamsport, MD. | OCT. 2016

Michael Terace and Margie we of great help and quickly responded to all my emails.

Christopher C. - Mesa, AZ. | NOV. 2016

All form submissions were all electronic. The whole process was very easy and straight forward. Would do business again.

Chad C. - Winchester, VA. | NOV. 2016

We thought the process went very well and quick. Thank you!

Maryann D. - Lynn, MA. | DEC. 2016

Michael Terrace was a real pleasure to work with, he was patient and answered all my questions, and I had a lot! He made it very understandable and smooth.

Patrick S. Bainbridge, IN | DEC 2016

Michael Terace and his team were excellent to deal with. Communication was fantastic and very fast. He made the entire process as painless as possible.

R B. - Plano, TX | NOV 2016

Michael Terace and his support team made it all easy and smooth.

Jacek J. - Dublin, CA | AUG 2016

I was impressed with all the people I dealt with, from Michael to Michelle and Michael (yes, I had two Michael's that I worked with) all of them were fantastic and made this entire process easy to work with. I extended my praise to them throughout this whole process and I would highly recommend them to all my friends.

Charles G. - PEORIA, AZ | JUL 2016

I was impressed with all the people i dealt with, from Michael to Michelle and Michael, yes, i had two Michael's that i work with.. all of them were fantastic and made this entire process easy to work with. I extended my praise to them through out this whole process and i would highly recommend them to all my friends.

Charles G. - Peoria, AZ | JUL 2016

This is what I like about your team..Michelle was able to set this up and assist my family and I in staying in the area of our annual vacation camping trip. I consider this ABOVE AND BEYOND the call of duty. You team is AWESOME and I appreciate all that they and you have done to complete this process. I do want to remind Michelle to try to get a direct deposit/wire transfer set up for my portion to go straight to my acct. Thanks again. I will recommend this company to all my friends.

Charles G. -Peoria, AZ | JUL 2016

Our team was fantastic! They always responded immediately to phone calls and emails and were very patient with our every question. The process was smooth and quick from start to finish.

Shannon W. -Konxville, TN | MAR 2016

Michael Terace and his team are the best. They went above and beyond to help us. Michael explained every step of the way. His whole team was wonderful. I give them an A++ rating. I would recommend Guaranteed Rate to all my friends.

Ralph F. – Jackson, NJ | Feb. 2016


Our branch in Flagstaff began originating loans in the area with Guaranteed Rate in 2016. We have a philosophy to “lend where we live” and we love to call this city our home with its amazing pines trees, fresh air, blue skies and millions of bright stars every night! We’re also proud of Flagstaff’s rich history from the naming of the town in 1876 and the discovery of Pluto at the Lowell Observatory to its location along Route 66.

In our market, we know that Conventional, USDA, FHA and VA loans are important to you and we are not only dedicated to meeting those needs, but also are armed with a full array of loan products, so that we can meet all of your lending needs. With 20 plus years of experience, we know that we would not be doing what we love if it wasn't for our customers. We recognize that and know that our job is to be there to advise and guide them through the biggest financial decision of their life – the home buying or refinance process.

We are proud to have Guaranteed Rate’s World’s First Digital Mortgage at our disposal. This is priceless to both clients and referral partners because of the ease of completing an application, receiving their credit scores and getting a pre-approval within minutes.

Here in Flagstaff, our customers are our top priority and we love to reward our team for putting the customer first. We all especially look forward to celebrating the new year with the annual giant pine cone drop on New Year’s Eve.

Our branch is looking to grow its production exponentially. So, if you’re looking for new career opportunities, start with us! We hire the best of the best and are looking for team members with honesty and integrity. Come grow with us!

FHA 203k mortgage facts

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