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My Loan agent, Mary Jo Payne, was EXCELLENT! From a previous approval on a house offer, and loan application acceptance, I was able to obtain an actual loan in very short notice to be able to close in less than 22 days! I was able to work through all the phone calls, paper-work and legal transactions remotely (mostly while driving or working in the field,) and NEVER having to step into an actual office! Somewhat unheard of - in fact, the only time I needed to walk into the office was at the...
Philip F. | September 2018
MaryJo Payne was wonderful to work with. I had a somewhat difficult seller and she smoothed the way for me (and patiently listened to a melt-down I had over the stress caused by the seller). MaryJo was fantastic!
Debra J. | June 2018
It was a tricky loan due to the flood insurance and Mary Jo went above and beyond to help us out. She was on top of things and extremely responsive. I would recommend her without hesitation.
Erin A. - Soda Springs, CA | MAR 2017
Love working with Mary Jo Payne!! We have done a few loans with her and sent her referrals. She is a class act and very professional. She is the only one we would ever trust with our loans.
Thomas C. - Auburn, CA | JUN 2017
Very informative and willing to work for you. Signing was pleasant, fast and informative.
Ryan B. - Foresthill, CA | JUN 2017
Mary Jo Payne is a tremendous person and loan officer. I believe we were very important to her.
Henry B. -Newcastle, CA | JUL 2016
Mary Jo Payne was very professional, efficient and also kept a very friendly attitude despite the stress I may have exhibited!! I appreciate her tolerance of me haha!! She was and is awesome!!
Dawnene A. - Meadow Vista, CA | SEP 2017
From start to finish, our loan officer Mary Jo Payne made this process easier for us. Mary Jo is wonderful to work with, very knowledgeable and helpful. Her team also was extremely helpful and detail-oriented. They helped keep our loan on track and we closed in a shorter timeframe than expected. Thanks again to Mary Jo and her team for excellent service~!
Daniel T - Auburn, CA | Feb. 2016
We cannot say enough positive things about our loan officer, Mary Jo Payne. She was/is always very pleasant and patient with us. She made sure we understood what was needed and why so there were no problems with the processing of our home loan. We were appreciative of her knowledge, expertise and thoroughness from the onset of our loan application to the closing of escrow. We will not hesitate to recommend her or Guaranteed Rate to friends and family. Thank You Mary Jo!
Michael M. - Modesto, CA | Jan. 2016
Mary Jo Payne did an excellent job in making this loan as painless possible especially with all the red tape.
JAMES C. - Granite Bay, CA | Dec. 2015
Mary Jo Payne was very helpful and informative, she worked well with the Realtor, and escrow officer, and we were able to close a VA loan purchase transaction in less than 30-days.
Kenneth S. – Auburn ,CA | June 2015
" Mary Jo Payne was very helpful in assisting us. We enjoyed her friendly personality and look forward to referring her to others in the future. "
Tracy G.– EL CERRITO, CA | June 2015
Mary Jo Payne is very professional and friendly!
Rodney K. -- 8/25/2014
Mary Jo is extremely professional! Her experience and knowledge in the field made both the application and approval processes pleasant experiences!
Linda Z. -- Grass Valley, CA 7/18/2014
Mary Jo made the entire experience very easy and continued to keep us informed. She made us feel like we were important and that she had our best interest at heart. We will refer her to anyone that is looking for a mortgage lender!
Philip K. -- Rocklin, CA 6/19/2014
Mary Jo was very professional and so very courteous. She was always extremely responsive to all our questions. She made the whole process go very smoothly. I'm very satisfied with the service level and professionalism.
Tina E. - Sunnyvale, CA 5/21/2014
“Mary Jo Payne is the missing link in mortgage brokering. Her professional attitude, quick response and smile made this as painless as possible. She was there during every step and didn't miss a beat. People are what make business work, and she is what made my experience with this company five stars. Thanks Mary Jo!”
Kenny C. – Cool, CA -- 4/2014
"Mary Jo was great to work with. She always had the answers we were looking for, quickly locked us in when we were ready and made us feel that she was working "for us."
Daniel R.-- Santa Rosa, CA. -- 5/ 2013
“Thank you, Mary Jo Payne, for all of your help and patience. This purchase was a challenge to say the least. With your help we made it happen! Thanks again.”
Bonnie N. – Lincoln, CA – 7/2013
The entire process was fast & smooth. My loan agent, Mary Jo Payne, was wonderful. She kept me informed of everything that was happening & assisted me with anything that I needed. She was awesome!
Megan D. - Colfax, CA 9/2011
Guaranteed Rate Office in Auburn, CAHere at Guaranteed Rate, we have a philosophy to “lend where we live”. We are dedicated to meeting all of your lending needs and are armed with a full array of loan products to do so. You will find that we strive for the industry leading value proposition for our loan officers, referral sources and customers at Guaranteed Rate, which is why we work by a set of Core Values. In our office, our priority is to put the customer first.
We are proud to have Guaranteed Rate’s World’s First Digital Mortgage at our disposal. This is invaluable to both clients and realtors because it also allows clients to choose their own loan type, receive free credit scores from all three bureaus, securely upload and digitally sign your loan documents then receive a real online approval!
Our branch is looking to exponentially grow its production this year. So, if you're looking for new career opportunities, start with us! We hire the best of the best and are looking for new team members. Come grow with us!