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CA - Carlsbad

Branch Manager: Bonita Bischoff
  • o: 760-444-0773
1808 Aston Ave, Ste 200, Carlsbad, CA 92008
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NMLS: 1183627
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TestimonialsCustomer testimonials Read more

Sam and his team were very quick to answer any question or comment that I had, and made the whole process very easy for us. Kudos!

Patrick M.-Escondido,CA | MAY 2016

Sam Baugh was great! Would definitely recommend him.

Benjamin H. – Cardiff by the Sea, CA | AUG 2

Sam worked harder than the rest to make our loan work.

Brian A.– san marcos, CA | July 2015

We feel as though we have a trusted relationship with Sam Baugh. Sam and his team have completed three separate transactions for us now, each with tremendous efficiency!

Anthony C. – Fallbrook, CA | JULY 2015

Sam Baugh was top notch and was easy to work with.

London F. – Carlsbad, CA | May. 2015

Sam and his team offered lots of support to us through the process. They went above and beyond. The process was easy and straightforward.

Gina P. -- San Diego, CA, 2/5/2014

"I worked with Sam Baugh for refinancing to a 7/1 ARM and had a great experience with him because of the following: 1. He was always very responsive (over email or phone), getting back to me with answers/suggestions within an hour or so. 2. He was available even after hours and over weekends 3. He was willing to work with escrow to resolve differences in closing costs. The whole process was very fast, streamlined and well managed."

Bhaskarjyoti B. -- San Diego, CA -- 6/ 2013

“We had a great experience refinancing our home mortgage with Guaranteed Rate. This is not something we've done very often, so we required a little more "hand holding" than others might have. The team we worked with was patient, helpful, knowledgeable and friendly from start to finish. Thank you to Sam Baugh and Guaranteed Rate for their help!”

Brandon S. – Oak View, CA – 10/2013

“Sam Baugh did a great job! I was very pleased with the service I received and would recommend him again!”

Tom B. -- Carlsbad, CA – 7/2013

Hey, check out this amazing review from Linden about Sam! “I had an excellent experience with Sam Baugh and his team here in San Diego. As a first time home buyer, I was a bit nervous about the process but they made it easy, fast and painless. The rate they got me was pretty amazing and all of my friends/neighbors agree!”

Linden E. – Chula Vista, CA – 4/2013

Hey, check out this amazing review from Peter about Sam! “There were all sorts of hurdles, twists and turns throughout our process and I was sure this deal was going to collapse several times. My refinance was as difficult as they come but Sam Baugh and his team kept my deal moving forward through thick and thin! I am grateful for their professionalism and determination! Thanks again, Sam!”

Peter K. – San Diego, CA – 4/2013

Hey check out the amazing review from Patricia about Sam! “Recommended through a business friend associate, everyone I dealt with in the process was responsive and very competent. Sam at Guaranteed Rate keeps his clients satisfied. Thanks again Sam!”

Patricia W. -- El Cerrito, CA -- 02/2013

Sam Baugh was Excellent, very satisfied and I already referred 2 people to Sam Baugh as a result of his effective, hard- working and pleasant services and stewardship.

Carla B. - Carlsbad, CA 7/2012


Here at Guaranteed Rate, we have a philosophy to “lend where we live”. We are dedicated to meeting all of your lending needs and are armed with a full array of loan products to do so. You will find that we strive for the industry leading value proposition for our loan officers, referral sources and customers at Guaranteed Rate, which is why we work by a set of Core Values. In our office, our priority is to put the customer first.

We are proud to have Guaranteed Rate’s World’s First Digital Mortgage at our disposal. This is invaluable to both clients and realtors because it also allows clients to choose their own loan type, receive free credit scores from all three bureaus, securely upload and digitally sign your loan documents then receive a real online approval!

Our branch is looking to exponentially grow its production this year. So, if you're looking for new career opportunities, start with us! We hire the best of the best and are looking for new team members. Come grow with us!

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