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CA - Irvine DTC

Branch Manager: Michael Mattil
  • o: 949-359-7000
173 Technology Drive, Suite 201, Irvine, CA 92618
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NMLS: 1394506
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TestimonialsCustomer testimonials Read more

Best loan closing EVER. I am honestly amazed at the ease of process and speed from origination to docs. I had anticipated some level of stress in all of this, but found none. This is a testament to the skill and effort of Justin, Kristi, and Nicole. Thank you guys for making our home-buying dream a reality.

Michael R. | 06/02/2017

Thank you Justin, Adriana, Kristi and Nicole. You made a very difficult process very easy.

David M. | 05/31/2017

Would definitely use GR again for future financing, the team of Kristi, Nicole and Justin are great!

Scott W. | 05/05/2017

Linda Nguyen was very knowledgeable and answered all of our questions promptly and was always very nice. I asked a lot of questions and she NEVER seemed bothered by it. Stacy Chadwell the loan processor was a GEM! She was quick and good and she was all over it. It seems the moment she took over the file she guided us through the process and was super sweet and we LOVED working with her and will recommend her to everyone we know who is buying a home. My wife is in the process of getting her RE...

James F. - Norco, CA | JUN 2017

Linda was extremely helpful and made it easy for me to obtain my HELOC. I couldn't be more satisfied with the whole process or happier with the outcome. I would welcome the opportunity to use Guaranteed Rate again.

Claude G. - Sarasota, FL | MAY 2017

With 30+ years in the business, I have worked with countless mortgage brokers but Debra stands out from the crowd! There is simply no one who responds with more speed, information, expertise and knowledge while being the consummate professional - and always with a smile! I don't know how she does it - just when I think it is simply too late at night or early in the morning, she will respond with an answer! I trust her completely and turn her over to our clients without hesitation - it is...

Julie Newdow, Compass

Debra Shultz is one amazing Mortgage Broker! I've been working in the business for 32 years as a real estate agent and have dealt with many mortgage people in my career. She is tops in her profession. She's extremely professional and knowledgeable and completely on the ball. I never hesitate to give her name to my clients as I can rely on her to help my clients with the most care and attain for them the best possible mortgage product available on the market.

Deanna Kory, The Corcoran Group

I can't say enough about the excellent customer service that Tim Duffy provides during the loan process! He is very patient and made the loan process pain free. I look forward to working with Tim on other mortgage opportunities in the future!

Karona P. - Kannapolis, NC | MAY 2017

Brian and his team made the process very smooth. It was my second time going through obtaining the mortgage and this time around it was very straightforward. The whole team was available, informed me on each step, was easy to get in touch with. Also, the site for uploading documents was great. Dana, one of Brian's assistants, did something further special when my wife had a conflict for the closing time. Dana made sure to straighten out the scheduling issue and worked with the title company to...

Laimonas S. | 05/19/2017

Brian Penderghast - I don't know where to begin; he's definitely knowledgeable about the business and products. So his skill and experience speaks for itself. What is hard to put into words is the love, patience, tolerance and understanding that he had throughout the entire process of finding the product that seems best for me. He is for sure a people person. And poor Katie. I must've really frightened her when we first connected. I apologize for snapping at her. I totally forgot in an instant...

Desi. P | 05/16/2017

Brian did a great job, of the 15+ transactions I have done this has been by far the easiest. I recommend Brian to all my friends and clients

Brian H. | 05/05/2017

FHA isn't easy to deal with, but the team that helped us get through it were fantastic. They were patient and explained everything. We are finally in our new home thanks to Chris, Amber & Michelle!

Walter C. – Claxton, GA

The checklist made it easy and great to stay up to date. My loan officer and staff were on top of everything and were always available when needed. Thank you!

Crystal V. – San Juan, TX

A very senior executive at a major financial institution introduced me to Guaranteed Rate. He said "I used them to refinance my own mortgage." My experience was every bit up to the standards he told me to expect.

Tom H. | 05/24/2017

Ken and Nicole were great to work with. They were very responsive, attentive to details, and easy to talk to. Whenever I had questions or needed more explanation, they were clear and accurate. We made the close of escrow on time, and went the extra mile when needed! Thank you!

Gabriel M. | 01/26/2017

Brian and Dana were very helpful with my refinance and very patient with my work schedule. I would recommend them and Guaranteed Rate to anyone looking for a loan.

Frederick Z. - Running Springs, CA | JUN 2017

Kudos to Ken Tran. Love that man!

Rosemary F. | 12/27/2016

I saw the commercial for GR but was still skeptical about the process being so easy. I went online to apply after seeing the commercial multiple times that day. I felt like it was a sign for me to see how easy the process really is. I was happy to learn the process was really that easy that everything can be done via email. Shawn Syphers was just awesome he explained the process and was always available when I had questions or needed clarification. Even when I felt totally overwhelmed he calmed...

Darlene S. | 5/11/2017

The team I worked with was very responsive and made this a great experience for me.

Christopher R. | 5/5/2017

I was a Realtor for 15 years and have never worked with lender that made it easier. Efficient, professional and responsive. Very well run.

Kathleen H. | 02/16/2017


Here at Guaranteed Rate, we have a philosophy to “lend where we live”. We are dedicated to meeting all of your lending needs and are armed with a full array of loan products to do so. You will find that we strive for the industry leading value proposition for our loan officers, referral sources and customers at Guaranteed Rate, which is why we work by a set of Core Values. In our office, our priority is to put the customer first.

We are proud to have Guaranteed Rate’s World’s First Digital Mortgage at our disposal. This is invaluable to both clients and realtors because it also allows clients to choose their own loan type, receive free credit scores from all three bureaus, securely upload and digitally sign your loan documents then receive a real online approval!

Our branch is looking to exponentially grow its production this year. So, if you're looking for new career opportunities, start with us! We hire the best of the best and are looking for new team members. Come grow with us!

FHA 203k mortgage facts

Find out more about the FHA’s 203k mortgage loan, one of the most competitive and innovative financial tools available.

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