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CA - San Clemente

Branch Manager: Tom Jessop
  • o: 949-269-3214
101 S. El Camino Real, Suite 204, San Clemente, CA 92672
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NMLS: 1672155
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I trust Chris Chudacoff and would follow him wherever he goes

William M. | May 2018

My husband and I decided to do a re-fi and were dreading the process having gone through it a couple of times before with various mortgage brokers. This time, we thought we'd try someone different, a local broker, and went on-line to check reviews and came across Tom Jessop of New American Funding. We're so pleased we did. Tom is very friendly, efficient and makes one feel comfortable right away but at the same time he's very professional. He's never too busy to answer questions and responds...

FRANK Z | Refinance

" Chris Chudacoff was amazing. Every step of the way he made the process as clear and easy as could be. He went the extra mile for me, was always patient and able to put his long experience to work for me, the client, in the most amazing fashion. I have worked with loan officers before and never met someone as extraordinary as he. You are lucky to have him! From a very very satisfied customer!"


Chris always goes the extra mile to explain things and answer any and all questions we have. He's a pleasure to work with and help closed our original loan and refinance in record time.

Cory N.

Tom was SO excellent in every way possible with our loan process. My husband and I are both self-employed and we thought for sure we'd have to wait several more years before we could buy a home. Tom just made it happen and worked with us on every hiccup that came up, reassuring us every step of the way that it would all come together in the end, and it did. He responds so quickly, is super knowledgeable in his field, and incredibly professional. I honestly cannot recommend him highly enough!

CORINNE S | Purchase

Tom was fantastic to work with. I can't recall a single time he didn't pick up my calls or return my calls within what felt like minutes. He was just that responsive. And when dealing with something as stressful as buying it was a relief to partner with someone who was as responsive and knowledgeable as Tom. Another thing I appreciated about Tom was he ability to communicate clearly and in a way that I, a first time home buyer, could understand as it related to the unending sea of documents....

TAYLOR F | Purchase

Chris was extremely knowledgeable, patient and thorough in every step of the process. He made sure I had every question answered and always provided me with options and information for me to make the ultimate decision.

Sally W.

Tom is the real deal. As a business owner qualifying for a home had been a headache. In past experiences I received information from lenders that was all too familiar. The process was to "have several years of upward income and take very little in deductions". The latest feed back from other lenders I was: "you are looking at a purchase next year". However, a client recommended Tom when he heard I was looking to buy. I discussed the situation with Tom and was in a home a few months later. He is...

PATRICK S | Purchase

I have worked with Chris and his team on three different occasions and each time he continues to provide outstanding professional and personal service. I wouldn't use anyone else for my financing needs.

James F.

I have known and worked with Chris for over 15 years. He has an outstanding reputation, is very professional, and does what he says he's going to do. He has always been a good sounding board and will give you all the options that are available when it comes to finding the right loan. I wouldn't consider working with anyone else!

William M.

Tom was great during my refinance process. He took the time to understand my needs and help me understand all my options. I appreciated his constant communication keeping me up to date on the process and how quick everything got done. I will definitely be reaching out to Tom for future needs and would recommend him to anyone.

CORY P | Refinance


Here at Guaranteed Rate, we have a philosophy to “lend where we live”. We are dedicated to meeting all of your lending needs and are armed with a full array of loan products to do so. You will find that we strive for the industry leading value proposition for our loan officers, referral sources and customers at Guaranteed Rate, which is why we work by a set of Core Values. In our office, our priority is to put the customer first.

We are proud to have Guaranteed Rate’s World’s First Digital Mortgage at our disposal. This is invaluable to both clients and realtors because it also allows clients to choose their own loan type, receive free credit scores from all three bureaus, securely upload and digitally sign your loan documents then receive a real online approval!

Our branch is looking to exponentially grow its production this year. So, if you're looking for new career opportunities, start with us! We hire the best of the best and are looking for new team members. Come grow with us!
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