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CA - San Francisco SOMA

Branch Manager: Stephen Barber
  • o: 415-694-5500
636 Fourth St, San Francisco, CA 94107
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NMLS: 1205291
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I am so grateful for everything CJ, Justin and Phillip did for me. They were all so knowledgeable, patient and accommodating. I will always recommend them and will definitely use them again. Thank you again. You all helped me keep my dream home. I will forever be grateful.

Dalia Y. - Oakland, CA | APR 2016

Stephen Barber and his team are incredible. We closed in 20 days! They made it incredibly easy. I've already referred 3 friends to Stephen. Thank you so much!

Thomas F.-San Rafael,CA | MAY 2016

Stephen Barber was a tremendous help before and after our house buying process. He worked all hours to move everything along, and this was the fastest, easiest closing we've ever had. We have been recommending him to all our friends and coworkers. We also were very satisfied with the rate we were able to get.

Jessica R. -San Francisco, CA|APR 2016

Very professional, easy to understand, and best of all -- got what we wanted!

A. Jones - 11/1/16

Jay was a great help in the process of getting our loan approved!

Concepcion T. -- San Bruno, CA 6/16/2014

Stephen has been the finest mortgage broker I have ever worked with in the past 35 years. Not only does he provide several loan options for each transaction but provides the lowest rates with the least cost. His availability to answer questions nearly 24 hours a day as well as provide clear explanations are unique in the industry. Whenever I placed offers on potential purchases he was able to provide preliminary loan approval letters within a matter of hours. On a personal level he is a...

Jeffrey S., 10/10/13

Jay promised to close in 21 days and he delivered! He did most of the heavy lifting and asked me for additional details only for the absolute necessary ones. Jay was very accessible. He would promptly return calls and emails and always patiently answered even the most basic questions. Jay was thorough and went through all my initial documents before he committed. He made the complex process of mortgage application seem so easy. Jay is very professional and personal.

Raj M., 9/19/13

I think we all know how much harder loans are to come by nowadays. Well, mine had enough quirks to make it nigh-on impossible! And to 5 of the 6 brokers who initially said they could do it (all of them recommended to me as being very good) it actually was impossible. But not Sergei. He genuinely is the Real Deal. If he can`t do it can`t be done! - and he actually got me a lower rate and better all-round deal than the others had promised but failed to deliver. Want an expert who`ll get...

Dermot H., 10/18/13

Stephen is my "go to Guy". I refer him to all my buyer clients as I know Stephen will always provide the information I need to qualify a client for a purchase. If he cannot do it he will always be honest and convey the information the client needs to effect a positive outcome to their financing needs. Stephen is honest, proficient and professional, he has the experience required to purchase or refinance in San Francisco and the greater Bay Area!

Ana M., 10/30/13

Tom Banducci is great! He knows the mortgage business extremely well, has a lot of experience in the type of transaction we did (condo conversion refi), and is wonderful to work with. I can't speak highly enough about about him!

Kaye R. -- San Francisco, CA 6/16/2014

Glenn is one of the most organized people I know. He is smart, a hard worker and knows the mortgage business inside and out. He has consistently exceeded all of my expectations. He utilizes heroic client service to do whatever it takes to get the real estate financing on a transaction completed. He always obtains the best possible financing terms for my clients and makes my job, as a real estate broker, that much easier.

John Montgomery, Founder of West Group Real Estate

Just wanted to write a review on Sergei. He is wonderful. We just purchased our first house here in San Francisco and Sergei helped us EVERY step of the way. We did a short sale and FHA loan which is quite a tall order and he came through at each step of the process. Great deal on the loan with terms we can manage, great work with the short sale and overall a great person to work with. Thank you Sergei!!

Julie Q., 10/18/13

Our agent referred us to C by saying "if you're going to do this type of loan, I wouldn't feel comfortable working with anyone else." Boy, was she right! Besides the baseline fact that CJ was able to offer us great rates, he was really exceptional to work with. CJ took an afternoon to sit down with us and walk us through the loan process. He explained every -- and I mean every! -- little cost, line item, expense and potential pitfall. He explained every assumption he was making, gave us a...

Chris, 11/1/13

Our gratitude to Guaranteed Rate for making an impossibly complicated process move with steady clarity and speed.

Barbara L. -San Francisco, CA |AUG 2016

I highly recommend Dean Rizzi and his team. I was having difficulty finding someone to heIp me refinance a second house, which I had inherited and was not living in, and was finally introduced to Dean by someone else he had helped. He went above and beyond in helping me obtain a great loan when others in the business would or could not. Also, he and his team made the process very easy for me and were wonderful to work with.

Vicki M., 11/6/13

We had a complex loan situation requiring 85% financing with two separate loans in a new condo project. Dean not only found very competitive loans but also followed through with every little detail and obstacle that the lenders were throwing at us, and helped us get our loan closed. Dean has knowledgeable staff and his office has many years of experience with loans in the local San Francisco market.

Wolf A., 2/17/14

Patty Souza is the best- positive, knowledgeable, accessible. We've used her services before, and will undoubtedly call on her again.

Andy C. -Mountain View, CA |AUG 2016

May Montana and her team were very helpful in explaining things to me. I was very new to the home buy process and May and her team made it very easy for me to understand what was going on and what needed to be done. I highly recommend Guaranteed Rate.

Dylan F. | May 2018

We like Patty and have worked with her for years, we know we can trust her and the products/companies she represents. Patty is great, very helpful, and always happy to explain everything along the way.

Buffy K. - San Francisco, CA | Nov. 2014

We were trying to take some equity out of our property that was in a trust that we had recently inherited and the traditional banks and other lending institutions wanted nothing to do with us. One call to Dean Rizzi and he was able to tell us exactly what he could do for us, how long it would take and what it would cost. Dean even recommended a wonderful attorney to help us with our estate. I highly recommend Dean Rizzi and his team at Guarantee Mortgage Corp, our loan was approved and we...

Janelle Z., 3/3/14

Guaranteed Rate Office in San Francisco, CA

Here at Guaranteed Rate, we have a philosophy to “lend where we live”. We are dedicated to meeting all of your lending needs and are armed with a full array of loan products to do so. You will find that we strive for the industry leading value proposition for our loan officers, referral sources and customers at Guaranteed Rate, which is why we work by a set of Core Values. In our office, our priority is to put the customer first.

We are proud to have Guaranteed Rate’s World’s First Digital Mortgage at our disposal. This is invaluable to both clients and realtors because it also allows clients to choose their own loan type, receive free credit scores from all three bureaus, securely upload and digitally sign your loan documents then receive a real online approval!

Our branch is looking to exponentially grow its production this year. So, if you're looking for new career opportunities, start with us! We hire the best of the best and are looking for new team members. Come grow with us!
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