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My case was complex since I am a startup guy with large, then zero, then large income. My close was quick 17 days to work with because of the labor day weekend. The fact that you are able to perform delegated underwriting with Wells made the difference. I had SEVEN round trip interactions with your underwriter (who used to work at Wells herself). These were needed since my case involved 3 corporations, and income in every form. We would NEVER have made it, if your team was not fast acting....
Daniel O. | October 2018
Thank you to CJ, Steve, and Justin for all of the amazing help on our loan. We've now used Guaranteed Rate 3 times in the last 3 years and don't plan to go anywhere else for our future loan needs. Everyone has been incredibly polite, friendly, and helpful in answering all of our questions. Truly one of the best customer experiences I've had. Thank you!
Michael W. | April 2018
Jay and his team were amazing and closed our home on time, even with some hurdles along the way. Jay kept us in the loop and updated and explained everything to us every step of the way and we appreciated that so much because we felt like the whole process was overwhelming at times but he was always there to reassure us. Jay is amazing with a great team behind him and they will work hard for you.
Wade M. | September 2018
Jay always felt like "our guy", in the sense that his only interests were our interests - he wasn't pushing us to do anything, just helping us explore our options at each step.
Amanda T. - September | 2018
CJ Kerls and his team were amazing. They worked very hard very quickly to get my loan secured. They were wonderful to work with, and made it easy for me to purchase the home of my dreams. I highly highly recommend them.
Sarah H. – Oakland, CA | June 2015
I was very happy with Guaranteed Rate's loan process and it was a pleasure to work with Stephen. He was very responsive and helped me through my many detailed questions/concerns, and ensured a smooth closing.
Arjun K. | July 2018
Stephen Barber and his team were great to work with again! This is my 4th time using him. This was my first investment property (1-4 units) and he helped seamlessly manage that process.
Jerad S. | June 2018
Sergei helped us out in a pinch. We called him when our other loan looked like it might fall through. When we found ourselves loan-less, he jumped right in and got us something, where the bank had come up with nothing--what a huge relief! He was always available by email or phone, even on weekends, and was happy to take as long as needed to answer our every anxious question. I would use Sergei again in an instant! He's the reason we have a house right now.
Emma S., 10/18/13
Jay help myself and my wife refinance by consolidating two loans into one and saving us more than a $1000 per month. This was a very difficult transaction and took more than 3 months to complete. Jay stuck with us and did everything humanly possible to make this work. He made sure the documentation was sent on time and made sure everything was done correctly. He held our hands every step of the way. Any phone call were answered immediately or if you left a message, he got back to you the same...
Dean and Elizabeth P., 9/19/13
Glenn has consistently given great service to my clients and me. I can rely on him to do as he says he will. I know the financing portion is in good hands with Glenn on the job.
Larry – San Francisco, CA
Sylvia was an absolute pleasure to work with. She worked tirelessly on our file and enabled us to secure a loan for the home of our dreams. The highest compliment that we can give is recommending Sylvia to our network and we already have done so several times. Sylvia is attentive, thorough, and an excellent closer. My wife and I feel fortunate to have worked with Sylvia and hope to partner with her again in the future.
Neema Y. - June | 2018
Patty was recommended to me by a very good friend who I trust and she has been an absolute pleasure to work with on my original mortgage and my recent refinance. Would consider looking anywhere else and will recommend her to anyone who asks!
Andrew M. - August | 2018
Before finding Jay, I contacted a few companies that promised to lower my interest rate through a refinance. The rates were good, but that's where the help stopped. Jay took the time to review several refinancing options with me, and in the end found a program that I qualified for that not only removed my mortgage insurance, but paid for the majority of my closing costs through credits. He's patient, reliable and trustworthy. I have already recommended him to friends and associates, and plan to...
Cecilia M., 9/24/13
Jeff and his team are fantastic! We were lucky enough to work with Jeff on our recent home purchase, and he made the whole thing smooth and easy. Whenever we had questions, he was happy to answer them, and he was a calm force during the stress of home buying. We also appreciated how he stayed in contact with the other parties involved and made sure everything went off without a hitch. Now we're in our dream home, and we couldn't be happier. We’d be delighted to work with Jeff and his team...
Jen M. - 11/16/16
Guaranteed Rate was great to work with - Dan, Scott and Brian were all extremely helpful and made the process extremely smooth and as uncomplicated as possible. I'd definitely work with them again in the future for any mortgage needs.
Ryan H., July 2018
We very much appreciate Tom's work in helping us through the financing process for purchasing a property. Tom was courteous, proactive, and most helpful. We strongly recommend Tom and GMC to anyone seeking to purchase a property.
R & G Chopra, 9/18/13
Patty Souza was with us every step on the way amd answered ALL the questions. For us as a 1st time home buyers, now proud home owners, we had no point of reference to compare to, but Patty guidance made the difference & she made sure we got the best mortgage deal for us.
Glenn helped me make my dreams come true. I have referred him to many of my friends. Thank you Glenn.
Christopher – San Francisco, CA
CJ and his team (Jason and Maria) were great to work with on my recent refinance. CJ informed me of the options early on and communicated with me during the whole process. I was very pleased to recieve the financing and significantly reduced my monthly payment. I would definitely recommend CJ and Guarantee Mortgage and plan to use them again.
Brad G., 11/25/13
Upbeat, determined, pragmatic, and reliable. Sergei makes the impossible possible. He has succesfully refinaced us twice (and I am self employed with a complicated income stream), most recently adding a 2nd mortgage line of credit at the bottom of the housing market. If you can dream it, Sergei will do his best to help you get there. I appreciate even more that the last time I checked in, he actually suggested I go elsewhere because he thought I could get a better rate direct from a bank! I'm a...
Misha C., 10/19/13
Guaranteed Rate Office in San Francisco, CAHere at Guaranteed Rate, we have a philosophy to “lend where we live”. We are dedicated to meeting all of your lending needs and are armed with a full array of loan products to do so. You will find that we strive for the industry leading value proposition for our loan officers, referral sources and customers at Guaranteed Rate, which is why we work by a set of Core Values. In our office, our priority is to put the customer first.
We are proud to have Guaranteed Rate’s World’s First Digital Mortgage at our disposal. This is invaluable to both clients and realtors because it also allows clients to choose their own loan type, receive free credit scores from all three bureaus, securely upload and digitally sign your loan documents then receive a real online approval!
Our branch is looking to exponentially grow its production this year. So, if you're looking for new career opportunities, start with us! We hire the best of the best and are looking for new team members. Come grow with us!