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Dean Rizzi and his team were on top of my loan process every step of the way, ultimately sprinting to an approval within two weeks! Another lender I started with could not get an approval after four weeks of back and forth doc exchange on a non-user friendly website had my put my closing in jeopardy! I was referred to Guaranteed Rate and Dean by my realtor Lee Ginsberg, and from beginning to end, the process was seamless. With the help of Dean's team, I was able to upload docs securely through...
Michael N. | December 2018
Stephen was amazing, patient, willing to explain details that were unknown to me, never grumpy when I ran behind schedule, entertaining and humorous on the phone He went out of his way to offer to drive me paperwork when I could not get thru the firewall at my office. delightful fellow! No question #3 I would mark a 20! Many thanks, you made this first time life experience truly joyful!
Debra D. | December 2018
CJ and his team were exceptionally good at finding a loan solution when other banks could not do so, and for delivering on the process from start to finish in record time. I was one week into a 30-day close when my financing fell through at another lender. CJ and his team sprung into action. They found a viable loan option with very competitive rates, and managed to close it one day early, even with a 7 day delay to begin with! I would certainly recommend CJ at Guarantee Mortgage to...
Stephen Barber and his team are incredible. We closed in 20 days! They made it incredibly easy. I've already referred 3 friends to Stephen. Thank you so much!
Thomas F.-San Rafael,CA | MAY 2016
Dean Rizzi is wonderful. He and his team are great. He has worked with us in at least 7 loans/refis. Would use him again without hesitation but have a tiny bit of hesitation about the new company. We had smoother processes when he was not with guaranteed rate.
Shannon T. – South Pasadena, CA | Feb. 2015
We were condo shopping in the heart of the latest boom, getting outbid left and right. CJ worked with us for nearly 8 months, providing realistic numbers for what we could afford with current rates with each of our offers and helping us to understand the ins and outs of different mortgage options. When we finally got our condo, his estimates were spot on for all the closing costs and related fees so there were no surprises on closing day. I'd recommend CJ in a heartbeat.
Very professional, easy to understand, and best of all -- got what we wanted!
A. Jones - 11/1/16
CJ Kerls is the man. He was able to help me and my realtor put together a reasonable FHA loan with some pretty wacky requirements for out of pocket on my end. Over the course of about two months there were probably 100MB in attachments sent between us, but never once did I have to take time off of work to do something silly like go into their office to sign yet another redundant, unnecessary form. If you're looking for a mortgage broker that is on your side and really knows his stuff,...
Matthew W., 10/29/13
Glenn is one of the most organized people I know. He is smart, a hard worker and knows the mortgage business inside and out. He has consistently exceeded all of my expectations. He utilizes heroic client service to do whatever it takes to get the real estate financing on a transaction completed. He always obtains the best possible financing terms for my clients and makes my job, as a real estate broker, that much easier.
John Montgomery, Founder of West Group Real Estate
Jeff and his team did an amazing job handling our refinance! We’d work with them again in a heartbeat. Thanks so much for taking good care of us!
Jennifer M., October 2018
I have worked with Stephen for over 8 years and have continually been impressed with his ability to clearly explain the lending process to clients looking to purchase or refinance their homes. Stephen is the rare loan broker who takes the time to fully understand the clients needs and find the right program for them. His vast knowledge of the real estate financing world is continually expanding as his resources for new and unique lending programs become available.
Adam Gavzer, Top Producing Realtor in Bay Area
My wife and I just purchased our first home, which is also a multi-unit income property for us, so it was in many ways a complex real estate transaction. There were many challenges on the financial side, but Glenn was always able to come up with the solutions. I do not think we would have succeeded in our efforts without his knowledge, diligence, and creativity. He was instrumental in helping us from the initial pre-qualification process, to organizing our personal finances and credit...
Chris and Ali – San Francisco, CA
Great team. Very responsive making a stressful process so much easier.
Redge R. - October | 2018
Since purchasing our home in 2005 we refinanced in 2008, 2009 and 2012. In addition we sought rate quotes on several other occasions. Each time I dealt with a different mortgage provider because I wasn’t completely satisfied with past transactions. That’s changed. Since switching to Guarantee Mortgage I’m a totally satisfied customer. Dean and his team are efficient, have excellent communication skills and can be trusted to help you make the right choice. I’ll be sticking with Dean and...
Nick, Tax Director - 10/28/13
CJ made the whole mortgage process simple, painless and quick. I recommend him for any mortgage and financing needs; and will definitely work with him again when in need!
Shakir K., 11/21/13
Michael was knowledgeable, responsive, and thorough. He took the time to explain all of the parts of the loan-application and repayment process, using a language that was simple and clear enough for a first-time home buyer. He also did a great job of managing expectations along the way--providing a look ahead at what I could expect in terms of what would be required of me. And he followed through to make sure that I was successful in obtaining a loan.
Katherine D. | October 2018
Patty Souza is the best- positive, knowledgeable, accessible. We've used her services before, and will undoubtedly call on her again.
Andy C. -Mountain View, CA |AUG 2016
I was working with another lender before I was introduced to InterBay. Ten days before escrow was supposed to close the other lender said they could not do the loan.With only 10 days to go I was at risk of losing my dream home. I called Glenn in a panic and he basically said “no problem”… Not only did he stay calm and collected under extreme duress, but he was a true professional in handling the complications along the way. I had my loan within a few days and I have Glenn to thank for it.
Lynn – Berkeley, CA
We like Patty and have worked with her for years, we know we can trust her and the products/companies she represents. Patty is great, very helpful, and always happy to explain everything along the way.
Buffy K. - San Francisco, CA | Nov. 2014
My wife and I have worked with Stephen several times over the last 8 years for obtaining loans for both purchasing (2) and refinancing (2) our homes. Stephen was fantastic through all of the loans that we obtained. He is extremely knowledgeable, thorough, detail oriented. When you work with Stephen, he does not tell you I "might be able to get you this really low rate if you do a, b, c", he will tell you from the beginning what % interest loan you can get and guess what, you get the loan!
Rino L., 9/17/2013
Guaranteed Rate Office in San Francisco, CAHere at Guaranteed Rate, we have a philosophy to “lend where we live”. We are dedicated to meeting all of your lending needs and are armed with a full array of loan products to do so. You will find that we strive for the industry leading value proposition for our loan officers, referral sources and customers at Guaranteed Rate, which is why we work by a set of Core Values. In our office, our priority is to put the customer first.
We are proud to have Guaranteed Rate’s World’s First Digital Mortgage at our disposal. This is invaluable to both clients and realtors because it also allows clients to choose their own loan type, receive free credit scores from all three bureaus, securely upload and digitally sign your loan documents then receive a real online approval!
Our branch is looking to exponentially grow its production this year. So, if you're looking for new career opportunities, start with us! We hire the best of the best and are looking for new team members. Come grow with us!