GuaranteedRate - Mortgage Company
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CA - San Francisco SOMA

Branch Manager: Stephen Barber
  • o: 415-694-5500
636 Fourth St, San Francisco, CA 94107
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NMLS: 1205291
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Thank you to CJ, Steve, and Justin for all of the amazing help on our loan. We've now used Guaranteed Rate 3 times in the last 3 years and don't plan to go anywhere else for our future loan needs. Everyone has been incredibly polite, friendly, and helpful in answering all of our questions. Truly one of the best customer experiences I've had. Thank you!

Michael W. | April 2018

Jay Sondhi is a rockstar! And he was always available...much appreciated when you are making the biggest transaction of your life (yet!). Thanks!

Vikram V.- San Francisco,CA | MAY 2016

Dean and his team, Chance and Lucy, were great and easy to work with. We were able to accomplish everything via email, online, and over the phone. This was really convenient for me and my family, being my wife and I have a 7, 5, and 1 year old and my wife is pregnant with #4. So being able to handle everything without leaving the house was a huge convenience for our family. Dean and his team made everything seamless. I'd definitely recommend Guaranteed Rate and would use them again in the...

Tinoifili E. - San Bruno, CA | AUG 2016

Dean and his team were so professional and honest. We had an awesome experience working with them. Awesome team.

Erum R. - Union City, CA | AUG 2016

I already sent Stephen a referral. Great guy and as simple of a process as this could be

Adam G. - May | 2018

Stephen Barber and his team are incredible. We closed in 20 days! They made it incredibly easy. I've already referred 3 friends to Stephen. Thank you so much!

Thomas F.-San Rafael,CA | MAY 2016

Stephen Barber bent over backwards to help us. He was super professional, honest, and sensitive to our timeline.

Janet H.-San Francisco,CA | MAY 2016

We worked with Tom Banducci and can't say enough great things about how he serviced us as clients. He kept us informed at every step and worked to get us closed within 25 days. He is a real asset to Guaranteed Rate!

M. Yakel - 10/1/16

Very professional, easy to understand, and best of all -- got what we wanted!

A. Jones - 11/1/16

Tom Banducci and his team got us a good loan at a good rate (significantly better than the competition), and did it on schedule. Communication was prompt and clear, electronic document signing made things convenient. We haven't officially close yet (later today), but assuming things go as expected, closing will have been smooth and hassle-free.

G. Serre - 2/1/17

I am a Real Estate Agent in San Francisco and I had a very complicated transaction involving the transition of a 4-unit Tenants in Common building that was in the process of converting to Condominiums. I not only needed to payoff my percentage of the loan for my unit, but was also hired to be the listing agent for another unit that was simultaneously going up for sale. Mickey Cogliandro at Guaranteed Rate handled everything just beautifully. We refinanced my primary residence so that I could...

David P. - San Francisco, CA | Aug. 2016

Jeff and his team are fantastic! We were lucky enough to work with Jeff on our recent home purchase, and he made the whole thing smooth and easy. Whenever we had questions, he was happy to answer them, and he was a calm force during the stress of home buying. We also appreciated how he stayed in contact with the other parties involved and made sure everything went off without a hitch. Now we're in our dream home, and we couldn't be happier. We’d be delighted to work with Jeff and his team...

Jen M. - 11/16/16

Sylvia Curletto was one of the best loan officers we have ever worked with. Wherever she goes, we go! Thank you Sylvia!

Jean & John M. - San Francisco, CA | Oct. 2017

Sylvia Curletto went beyond my expectations. She always answered questions promptly, kept me in the loop, and was a great person to deal with. Thank you, Sylvia!

Mark B. - Petaluma CA | October 2017

Our gratitude to Guaranteed Rate for making an impossibly complicated process move with steady clarity and speed.

Barbara L. -San Francisco, CA |AUG 2016

Patty Souza is the best- positive, knowledgeable, accessible. We've used her services before, and will undoubtedly call on her again.

Andy C. -Mountain View, CA |AUG 2016

Daniel Olsen was great!

Brennan H. | May 2018

Philip Canon is simply the best. He worked with us for 90 days, explored numerous options as we had a complex multi-transactional sale. He and his team were always available. Can’t thank him or recommend him enough!

Tom C. | May, 2018

May Montana was my broker in 2013 when I refinanced, and she was excellent so I called upon her again. May gets the job done with the best possible outcome.

Cynthia G C. - San Francisco, CA | JUL 2016

I only went with Guaranteed Rate which may have had slightly higher rate than WF with my preferred status because of my loan officer Daniel Olsen. He is a very tentative and on point loan officer that will help you from the beginning to the end hassle-free with your best interest in mind. I would highly recommend him to everyone

Nana R. | May 2018

Guaranteed Rate Office in San Francisco, CA

Here at Guaranteed Rate, we have a philosophy to “lend where we live”. We are dedicated to meeting all of your lending needs and are armed with a full array of loan products to do so. You will find that we strive for the industry leading value proposition for our loan officers, referral sources and customers at Guaranteed Rate, which is why we work by a set of Core Values. In our office, our priority is to put the customer first.

We are proud to have Guaranteed Rate’s World’s First Digital Mortgage at our disposal. This is invaluable to both clients and realtors because it also allows clients to choose their own loan type, receive free credit scores from all three bureaus, securely upload and digitally sign your loan documents then receive a real online approval!

Our branch is looking to exponentially grow its production this year. So, if you're looking for new career opportunities, start with us! We hire the best of the best and are looking for new team members. Come grow with us!
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