GuaranteedRate - Mortgage Company
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CA - San Francisco SOMA

Branch Manager: Stephen Barber
  • o: 415-694-5500
636 Fourth St, San Francisco, CA 94107
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NMLS: 1205291
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TestimonialsCustomer testimonials Read more

I am so grateful for everything CJ, Justin and Phillip did for me. They were all so knowledgeable, patient and accommodating. I will always recommend them and will definitely use them again. Thank you again. You all helped me keep my dream home. I will forever be grateful.

Dalia Y. - Oakland, CA | APR 2016

Jay Sondhi is a rockstar! And he was always available...much appreciated when you are making the biggest transaction of your life (yet!). Thanks!

Vikram V.- San Francisco,CA | MAY 2016

Dean and his team, Chance and Lucy, were great and easy to work with. We were able to accomplish everything via email, online, and over the phone. This was really convenient for me and my family, being my wife and I have a 7, 5, and 1 year old and my wife is pregnant with #4. So being able to handle everything without leaving the house was a huge convenience for our family. Dean and his team made everything seamless. I'd definitely recommend Guaranteed Rate and would use them again in the...

Tinoifili E. - San Bruno, CA | AUG 2016

Jay Anthony Sondhi at the San Francisco office was very professional and proactive throughout the entire process of obtaining a home loan. An example was that he provided us with a plethora of loan options and explained everything clearly and concisely. With being first time home buyers, we were VERY inquisitive. There was not a moment where was frustrated, lost patience or seemed annoyed. He provided us with answers to our questions in a timely manner and Jay is very knowledgeable - We are...

Anh L. - Walnut Creek, CA | Jan. 2016

Dean and his team were so professional and honest. We had an awesome experience working with them. Awesome team.

Erum R. - Union City, CA | AUG 2016

Stephen Barber and his team are incredible. We closed in 20 days! They made it incredibly easy. I've already referred 3 friends to Stephen. Thank you so much!

Thomas F.-San Rafael,CA | MAY 2016

Stephen Barber bent over backwards to help us. He was super professional, honest, and sensitive to our timeline.

Janet H.-San Francisco,CA | MAY 2016

We worked with Tom Banducci and can't say enough great things about how he serviced us as clients. He kept us informed at every step and worked to get us closed within 25 days. He is a real asset to Guaranteed Rate!

M. Yakel - 10/1/16

Very professional, easy to understand, and best of all -- got what we wanted!

A. Jones - 11/1/16

Stephen Barber was a tremendous help before and after our house buying process. He worked all hours to move everything along, and this was the fastest, easiest closing we've ever had. We have been recommending him to all our friends and coworkers. We also were very satisfied with the rate we were able to get.

Jessica R. -San Francisco, CA|APR 2016

Tom Banducci and his team got us a good loan at a good rate (significantly better than the competition), and did it on schedule. Communication was prompt and clear, electronic document signing made things convenient. We haven't officially close yet (later today), but assuming things go as expected, closing will have been smooth and hassle-free.

G. Serre - 2/1/17

Jeff and his team are fantastic! We were lucky enough to work with Jeff on our recent home purchase, and he made the whole thing smooth and easy. Whenever we had questions, he was happy to answer them, and he was a calm force during the stress of home buying. We also appreciated how he stayed in contact with the other parties involved and made sure everything went off without a hitch. Now we're in our dream home, and we couldn't be happier. We’d be delighted to work with Jeff and his team...

Jen M. - 11/16/16

I am a Real Estate Agent in San Francisco and I had a very complicated transaction involving the transition of a 4-unit Tenants in Common building that was in the process of converting to Condominiums. I not only needed to payoff my percentage of the loan for my unit, but was also hired to be the listing agent for another unit that was simultaneously going up for sale. Mickey Cogliandro at Guaranteed Rate handled everything just beautifully. We refinanced my primary residence so that I could...

David P. - San Francisco, CA | Aug. 2016

Sylvia Curletto was one of the best loan officers we have ever worked with. Wherever she goes, we go! Thank you Sylvia!

Jean & John M. - San Francisco, CA | Oct. 2017

Easy online submittal of documents made this process very easy. Mickey was great at keeping everything on track and with relevant updates. Great system.

Tyson B. - San Francisco, CA | Dec. 2015

Sylvia Curletto went beyond my expectations. She always answered questions promptly, kept me in the loop, and was a great person to deal with. Thank you, Sylvia!

Mark B. - Petaluma CA | October 2017

I LOVE SYLVIA! I was expecting the loan to be the hard part of the transaction, but it turned out finding a home and having my offer accepted was the tough part. I will absolutely call Sylvia for future needs or recommend any friends to her. Thank you!

Kim S. - Newark, CA | Jan. 2016

Our gratitude to Guaranteed Rate for making an impossibly complicated process move with steady clarity and speed.

Barbara L. -San Francisco, CA |AUG 2016

Patty Souza is the best- positive, knowledgeable, accessible. We've used her services before, and will undoubtedly call on her again.

Andy C. -Mountain View, CA |AUG 2016

May Montana was my broker in 2013 when I refinanced, and she was excellent so I called upon her again. May gets the job done with the best possible outcome.

Cynthia G C. - San Francisco, CA | JUL 2016

Guaranteed Rate Office in San Francisco, CA

Here at Guaranteed Rate, we have a philosophy to “lend where we live”. We are dedicated to meeting all of your lending needs and are armed with a full array of loan products to do so. You will find that we strive for the industry leading value proposition for our loan officers, referral sources and customers at Guaranteed Rate, which is why we work by a set of Core Values. In our office, our priority is to put the customer first.

We are proud to have Guaranteed Rate’s World’s First Digital Mortgage at our disposal. This is invaluable to both clients and realtors because it also allows clients to choose their own loan type, receive free credit scores from all three bureaus, securely upload and digitally sign your loan documents then receive a real online approval!

Our branch is looking to exponentially grow its production this year. So, if you're looking for new career opportunities, start with us! We hire the best of the best and are looking for new team members. Come grow with us!
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