GuaranteedRate Logo
Branch photo

IL - Chicago Cuyler

Branch Manager: Patrick Ruffner
  • o: 312-667-1300
  • f: 773-328-1514
1806 W Cuyler Ave, Suites 1W and 2E, Chicago, IL 60613
Contact Us
NMLS: 1001077
Ready to start your Digital Mortgage?
Apply Now

TestimonialsCustomer testimonials Read more

Ryan and team were fantastic. Very professional and also responsive. Really appreciate the outstanding customer service. I would definitely recommend to my friends, family, and work colleagues. Once again, thank you guaranteed rate.

Bundit P. - Chicago, IL | AUG 2017

Ryan was a great loan officer because he communicated with us on a regular basis and was very professional.

Maureen R. - Hughson, CA | AUG 2017

I loved Ryan. He was great to work with. His whole process was great.

Jill B. - Lafayette, OR | AUG 2017

Ryan Richardson was awesome!!! Easiest process and best experience ever!

Chad T. - Worcester, MA | JUL 2017

Karen is a pleasure to work with. She is courteous over email and phone and thoroughly answers every question that I have. She kept me up-to-date and followed up often during the loan application process.

Eugene C. - Funded 8/15/17

Karen Bivans did a very nice job for us. I asked many questions and required a lot of detailed answers. What she didn't know she found out, was very courteous, and very patient throughout the process. Thanks and great job Karen!!

Brian C. | June 2016

Everyone was great. Jesse was very helpful. He kept me calm and well informed on how to collect all my information. Thank you very much.

Joseph H. - Roseville, MI | AUG 2017

Karen Bivans was wonderful. Any company would benefit from such a wonderful person as Karen Bivans.

Mitchell C. | September 2016

Jesse Polonus kept me informed of the status of my loan and made the entire process quite simple.

Stanley A. | June 2017

Karen Bivans and the rest of the team that assisted with my mortgage were excellent. I did not anticipate the process for the transaction to be as smooth as it was. Thank you

Christopher M. | September 2016

Karen was very professional and super patient. She made me feel confident and everything she told me was true. Furthermore she explained everything to me step by step. I personally felt like she didn't only do business with me but she treated me like a family member. Even though I never met her personally I can say that she is a wonderful human being. I already recommended her to friends and relatives. Needless to say she is simply the best. If I ever purchase another property I want her to be...

Reginald C. | June 2017

Paper work is the same no matter where you go, Jesse and his team worked really hard behind the scenes and only contacted me when absolute necessary and the majority was done on line and through emails..which is exactly my style! They all worked hard and always made me feel like they wanted our business!

Michelle S. | July 2017

Karen and her team did a great job. I purchased a short sale, so timing was very important. Everything went smoothly and we were able to fund with a stress free timeline. Karen also went the extra mile to make sure my entire seller credit was being utilized for all my costs. Thanks!

Michael E. | May 2017

Jesse Polonus was a consummate professional in every sense of the word. He was very polite, thorough and attentive to all of my questions and concerns. If for any reason he was busy at the moment of my call he promptly returned my call. Great customer service is becoming more difficult to come by now a days so it was very reassuring to have someone like Jesse on my side with such an important decision as refinancing my home. Give that man a raise!

Jose L. | February 2017

All members of the team displayed excellent command of their portion of the loan process. Also, use of electronic exchange of documents and other information was very convenient and expedient.

Phyllis L. | June 2017

Chas was quick to respond with anything or any question we had!

Richard F. - Funded 8/7/2017

Jesse Polonus our loan officer was fantastic he was very patient with everything we had to go through. Highly recommend him.

Paul H. | May 2017

I was very satisfied with Jesse 's knowledge and assistance in explaining the process that it takes to refinance a home. again great job Jesse, and thank you for everything.

Carlos G. | June 2017

Jessica Moreno was the person I mostly interacted with on Patrick's team and she was always responsive to my questions and very courteous. It took us a while to find the house we wanted and Jessica always provided us prompt attention during our long home search. Although overall the home buying process was not ideal as there seemed to be always a bump along the way, which happens, the Guaranteed Rate team tried to not make it a difficult issue.

Khiem P. | August 2017

I had no idea about any of this and you have made my night so, so much better and made all my worries go away.

Nicki N. - August | 2017


We have a philosophy to “lend where we live” and our Cuyler Street office has been originating loans in the Chicago area since 2013. Our office is right down the street from the Corporate office, in an urban loft space. In our market, we know that FHA, VA, Conventional and Jumbo loans are important to you and we are not only dedicated to meeting those needs, but also are armed with a full array of loan products, so that we can meet all of your lending needs. We work with a national footprint and as a result, borrowers will always receive immediate responses on loan inquiries.

We are excited to have Guaranteed Rate’s World’s First Digital Mortgage at our disposal as it is invaluable to both clients and realtors because of the ease of application, security and speed. It allows clients to choose their own loan type, receive free credit scores from all three bureaus, securely upload and digitally sign their loan documents then receive a real online approval!

We have a work hard, play hard mentality at the Cuyler office. We put the customers first, and love to reward our team for doing so. We even took an office outing to iFly for some indoor skydiving. Here in Chicago, we’re never short on attractions. We look forward to the Blues Festival each year and Guaranteed Rate even walks in Chicago’s famous St. Patrick’s Day parade. We also love all of our local sports teams – Go Bears, Bulls, White Sox, Cubs, Blackhawks, Fire and Sky!

While it is important that our office has fun, we also are dedicated to giving back. We regularly support both the GR Foundation and the City of Lights. We love Chicago and are always interested in learning about new ways we can give back to our community!

Our branch is looking to grow its production by utilizing our Liftoff program to train new loan officers and maximize their growth curve. So, if you’re looking for new career opportunities, start with us! We hire the best of the best and are looking for tenacious salespeople with the spirit to win in a lead based environment. It is our goal to become the #1 lender in the Chicago market, and we annually host our own GR Palooza, a big event to get our name out around town. Come grow with us!

FHA 203k mortgage facts

Find out more about the FHA’s 203k mortgage loan, one of the most competitive and innovative financial tools available.

Ty join GR now


Would you call yourself a Loan Expert? We’re looking for Loan Officers to join our team. Join Guaranteed Rate today!

Apply now

See how easy the Digital Mortgage works

Featured agents

    Become a partner

    Sign up for Gateless

    Start your Digital Mortgage

    Apply now