GuaranteedRate Logo
Branch photo

FL - Miramar Beach

Branch Manager: David Miner
  • o: 850-816-1831
495 Grand Boulevard, Suite 206, Miramar Beach, FL 32550
Contact Us
NMLS: 1483679
Ready to start your Digital Mortgage?
Apply now

TestimonialsCustomer testimonials Read more

David went above and beyond to help us make our dream of owning a home a reality. Highly recommend him to anyone thinking of buying a home, his knowledge and experience really made the process so much easier, especially since we were first time home buyers and had zero knowledge of what to expect.

Tonya F. - 4/25/16

Dave, We love our new home; spent all afternoon there doing some planning! Thank you so much for guiding us through the loan process and for your patience and kindness. You were always calm and steady and willing to go the extra mile when we had concerns. It was a pleasure doing business with you. Best regards.

C. Johnson. Niceville, FL

David is a loan officer's loan officer. He is extremely respected by his peers in the loan business. I am a very demanding real estate investor who doesn't like paper work and I don't like last minute surprises. David came through for me time after time and made life easy for me. He would find multiple quality loan options; he would clearly explain the pluses and minuses of each option and make informed recommendations. I was repeatedly amazed at how fast he could do the loan calculations and...

Dave M. Steamboat Springs, CO

Dave has done numerous loans for me in the past 15 years, he is simply the best!!! He comes up with many alternatives with mortgages that fit my needs depending on what my loan is for ie. investment property or for personal. He is a pleasure to work with and is great with numbers after all he is a CPA. I would not hesitate in recommending Dave for all your mortgage needs, he is a true mortgage professional. Rest assured you are in good hands!

George T. Denver, CO

I highly recommend Dave Miner for your lending needs!! He is hands down the best loan officer I've ever dealt with. He is very responsive, honest and above all knowledgeable in every facet of the lending process. His communication is second to none and he has made every transaction go smooth and stress free. There is no question I will use Dave again and again. I recommend Dave to everyone I know....he's the King when it comes to lending.

Matt M. Denver, CO

My wife and I did a refinance through Dave a few years ago and it went as smoothly as possible. Dave has a thorough command of the mortgage process and what it takes to get a loan done as efficiently and cost effectively as possible. I highly recommend him to anyone in need of a mortgage broker for purchase or refinance needs.

Mark H. - Melbourne, FL


Our office in Miramar Beach opened in 2016 and we’re excited to be lending in the Emerald Coast! We’re happy to call this paradise our home with the sunny, warm weather and sugar white beaches. In our market, we have the privilege of working on VA loans with many veterans and know that second homes, investment properties and Jumbo loans are important to you as well. We are not only dedicated to meeting those needs, but also are armed with a full array of loan products, so that we can meet all of your lending needs.

We are proud to have Guaranteed Rate’s World’s First Digital Mortgage at our disposal. Our customers have time and time again raved about how easy it was to start their loan process, with the ability to see their credit scores and upload their documents securely through our system.

At Guaranteed Rate, we work by a set of Core Values as we strive for the industry leading value proposition for our loan officers, referral sources and customers. While each of these are important to our success, our office embodies the “Put the Customer First” core value. Our customers and referral partners are the core of our business. We strive to be the most recommended mortgage lender in our market and that only comes by putting customers first.

We love the Emerald Coast and are always interested in learning about new ways we can give back to our community! We do many events throughout the year that are connected to our local charities as we strongly believe in giving back to the community that has given so much to us.

If you’re looking for new career opportunities, start with us! We hire the best of the best and are looking for qualified team members. Come grow with us!

FHA 203k mortgage facts

Find out more about the FHA’s 203k mortgage loan, one of the most competitive and innovative financial tools available.

Ty join GR now


Would you call yourself a Loan Expert? We’re looking for Loan Officers to join our team. Join Guaranteed Rate today!

Apply now

See how easy the Digital Mortgage works

Featured agents

    Become a partner

    Sign up for Gateless

    Start your Digital Mortgage

    Apply now