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MN - Forest Lake

Branch Manager: Chance Norby
  • o: 651-464-9094
855 West Broadway, Ste B, Forest Lake, MN 55025
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NMLS: 196473
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TestimonialsCustomer testimonials Read more

Tony Zerwas was great to work with. Have a friend looking for a home and giving her Tony's business card.

Patricia G. – 11/23/2016

Tony and his team are so great to work with!!

Joshua S. – 11/3/2016

Tony and Kristen were both wonderful. They were both very knowledgeable and extremely helpful throughout the entire process! We would use them again in a heartbeat and wouldn't hesitate to recommend them to friends and family.

Jeremy V. – 9/23/2016

I was impressed with the customer service. Everyone was extremely helpful. They were all very professional, always willing to take the extra step in to making me feel comfortable in what I was doing. I felt very relaxed in this whole situation because of Tony and Kristin's awesome ability to make me feel comfortable.

Lesli H. – 9/19/2016

We have been trying to refinance our home loan for 7+ years and Guaranteed Rate made it happen for us!!! We got locked into an ultra low interest rate and everyone we worked with was simply amazing! This was the best financial experience we have ever had. Thanks to Tony and Kristin for just being awesome at what they do and everyone else at Guaranteed Rate that helped us with our loan as well!!

Chad W. – 8/29/2016

Rob was great. He was very attentive and answered my questions quickly. Even when I wanted quotes for different down payments, different home values, etc. he was quick to put them together and send them to me. He did everything he could to meet our closing date (which was the Tuesday after Thanksgiving!) and I really felt confident in trusting him with getting us the best rate and deal.

Cody O. – 11/29/2016

Rob Albin is a great loan officer and I plan to continue doing business with him in the future.

Mark P. – 10/25/2016

Tony was just a wonderful to work with! My experience with him was much better than another closing. Very organized and explained every step. I have referred him to two other people already, I know my realtor has as well.

Catherine K. – 3/3/2016

Tony Zerwas is very knowledgeable. He really cares about his clients and is timely on returning calls or emails.

Frederick K. – 8/12/2016

Rob Albin has always been great to work with. Because of him, I have purchased three houses through Guaranteed Rate. I will continue to do business with this company because of my experience with Rob.

Gary B. – 10/26/2016

Tony was AWESOME!!! Very stress-free experience.

Monica A. – 8/8/2016

Rob Albin was fantastic. He and his team made the whole process easy and enjoyable.

James S. – 9/27/2016

Thank you! Seamless transaction! Appreciate your patience and expertise.

Kristina J. – 9/29/2016

Tony was fantastic to work with. He made the entire process very simple for us. He was available whenever we had questions and he made us feel like we were a priority for him. Great job!

Adam K. – 8/1/2016

Clear communications and excellent delivery. My wife and I have purchased over a dozen homes and this was the best experience we have had. Thanks.

Barry S. – 9/30/2016

Dealing with Tony Zerwas and his staff was a fantastic and easy process. My wife and I cannot speak highly enough of the way they treated us more like friends than a client. It was super easy and a very pleasant experience . We would and will recommend Tony Zerwas and Guaranteed Rate to anyone.

Gerald S. – 7/29/2016

I had a great experience with Rob. He was always quick to respond to all my questions and explained things clearly. The process was quick and easy. I liked being able to provide all the necessary information.

Teri F. – 8/29/2016

Rob Albin and staff were efficient and great to work with.

Carol S. – 8/12/2016

Rob Albin has been excellent to work with. He is the reason this is my third loan with your organization.

Gary B. – 8/5/2016

Barb helped make our dream house come true! Thank you

Daniel L. – 7/29/2016


Here at Guaranteed Rate, we have a philosophy to “lend where we live”. We are dedicated to meeting all of your lending needs and are armed with a full array of loan products to do so. You will find that we strive for the industry leading value proposition for our loan officers, referral sources and customers at Guaranteed Rate, which is why we work by a set of Core Values. In our office, our priority is to put the customer first.

We are proud to have Guaranteed Rate’s World’s First Digital Mortgage at our disposal. This is invaluable to both clients and realtors because it also allows clients to choose their own loan type, receive free credit scores from all three bureaus, securely upload and digitally sign your loan documents then receive a real online approval!

Our branch is looking to exponentially grow its production this year. So, if you're looking for new career opportunities, start with us! We hire the best of the best and are looking for new team members. Come grow with us!

FHA 203k mortgage facts

Find out more about the FHA’s 203k mortgage loan, one of the most competitive and innovative financial tools available.

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