GuaranteedRate - Mortgage Company
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MN - Forest Lake

Branch Manager: Chance Norby
  • o: 651-464-9094
855 West Broadway, Ste B, Forest Lake, MN 55025
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NMLS: 196473
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TestimonialsCustomer testimonials Read more

Tony and Kristin were great to work with. They made the process so simple and answered all of my many questions quickly. I whole-heartedly recommend working with them to anyone interested in getting a mortgage!

Thomas D. | 10/23/2017

Tony Zerwas and his team were excellent and very accommodating to all of our questions and any issues we had through your process.

Brian W. | 10/5/2017

Fast and easy approval! Was awesome.

Daniel D. | 9/25/2017

This is the 2nd time I've used Tony at the forest lake branch and have already referred family members to him. Made it super easy and painless!

Michael D. | 8/11/2017

This is the second time I have used GR and have recommended the local team to several friends. Thanks!

Adam A. | July 2017

Tony was our loan office, he and his team were great through the entire process!

Carson W. | 07/05/2017

Tony and Kristin where amazing. This was the easiest process ever and I would definitely recommend Guaranteed Rate in the future.

Jack E. | 06/21/2017

Chance Norby was excellent! Very knowledgeable and very on top of his game! Closing was a breeze! Strongly recommend!!!

Blake W. | August 2017

I was a 1st time home buyer and you guys made the process very easy and understandable. I have already recommended you to a friend and will use you in the future for when it's time for me to move again.

David N. - 2/23/17

Our loan officer (Chance Norby) was beyond amazing. Great communication and advice through the entire process. Additionally, Chance worked very well with our agent to limit any work on our end as they collaborated to get us our home. Such a painless loan process. Thanks so much! We love our new home :)

Christian B. | 05/04/2017

Tony's team were amazing with the process of our construction loan and refinance. We are very happy with the end result of our project and the wonderful service we received from Guaranteed Rate!!!!

Michael G. – 1/23/2017

Kristin and Tony were great, all around. They were very helpful. They didn't mind the several extra emails they received from me. We had a few hiccups but were able to work with me to get them resolved. They did such a great job, we are so happy we went with them.

Jillian T. – 1/13/2017

We bought a unique house and didn't have any issues getting a loan. I know that another couple that wanted the home, couldn't find a loan because of the unique property. They clearly didn't use Guaranteed rate. Rob Albin was great, keep us informed. Very friendly staff and helpful the entire process. STRESS FREE!!!!

Maria S. - 10/2/2017

People are so nice with you.

Valeriy Y. - July | 2017

We have had Rob Albin on multiple loans now and there is no better. He is always willing to explain or provide the information that makes the process as easy as possible. There were no surprises and we credit that to Rob's honesty, integrity and attention to detail.

Brian V. | 07/27/2017

Mr. Rob Albin, my loan officer was the greatest. I've never encountered anyone as nice and hardworking as he is. Mr. Albin worked on Saturdays, Sundays and even on a holiday contacting me and keeping me informed. He is amazing. As a business owner I wish I could find people like him to work with me. He is truly a valuable asset to anyone's business with the highest work ethic I have ever seen in a person. Thank you for assigning him to my loan. I will be recommending him to my family, friends...

Silas O. - 2/13/2017

Barb Miller did an excellent job with our loan. She answered all of our questions and went out of her way to make things run as smooth as possible! I've already recommended Barb to friends and family.

James T. – 11/28/2016

I would like to single out Mr. Earl Rose and Mr. Adam Cantor as being two of the most outstanding professionals I have had the pleasure of working with. Mr. Rose communicated well, honestly, and with empathy on all issues related to the loan and is an obvious asset to your company. Well done!

Scott Z - 9/26/2017

We met with Earl Rose to discuss our loan options. He is very knowledgeable, helpful and responds quickly to your questions. After we found our home and began the application/approval process we dealt with Kristin Rose. She was very proactive in getting everything signed and approved. It was a pleasure to work with them and others in the office. Everyone worked as a team to help us keep the process moving. We would definitely use them again and recommend them.

Robert E. – 1/24/2017

Julie, great job on the recent customer's file and it was a pleasure to meet you!



Here at Guaranteed Rate, we have a philosophy to “lend where we live”. We are dedicated to meeting all of your lending needs and are armed with a full array of loan products to do so. You will find that we strive for the industry leading value proposition for our loan officers, referral sources and customers at Guaranteed Rate, which is why we work by a set of Core Values. In our office, our priority is to put the customer first.

We are proud to have Guaranteed Rate’s World’s First Digital Mortgage at our disposal. This is invaluable to both clients and realtors because it also allows clients to choose their own loan type, receive free credit scores from all three bureaus, securely upload and digitally sign your loan documents then receive a real online approval!

Our branch is looking to exponentially grow its production this year. So, if you're looking for new career opportunities, start with us! We hire the best of the best and are looking for new team members. Come grow with us!

FHA 203k mortgage facts

Find out more about the FHA’s 203k mortgage loan, one of the most competitive and innovative financial tools available.

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