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MA - Franklin

Branch Manager: Joe DeMarco
  • o: 508-528-1800
  • f: 508-749-7695
9 Summer Street, Units 202, 204, & 206, Franklin, MA 02038
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NMLS: 274912
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Joe DeMarco and his support staff answer all questions in a very quick fashion. This is the third time using Guaranteed Rate, it is a well oiled machine and very flexible for anyone using them.

Peter L. - Halifax, MA | APR 2016

Joe was always there with the answers and response to questions were right on.

Michael M. – Dudley ,MA | JULY 2015

Joe Demarco was extremely knowledgeable and patient. He was always very prompt in answering any of my concerns.

Patricia F. – Milford, MA | Apr. 2015

I had a Great experience Joe Demarco and the crew did a fantastic job!!!

Peter R. – Auburn, MA | Mar. 2015

Joe DeMarco is THE MAN!!!

James R. – Franklin, MA | Feb. 2015

I cannot say enough about Joe DeMarco. He was efficient, professional, and completely on top of EVERYTHING. His attention to detail is outstanding and he made himself available at all times. His team was very helpful as well. From beginning to end, my experience was seamless.

Kerri M. – Quincy, MA | Dec. 2014

Joe DeMarco is outstanding

Andrew N. -- Watertown, MA. 10/15/2014

Joe DeMarco was professional, honest, thorough, great to work with!

Scott M. -- Saunderstown, RI. 10/17/2014

Joe DeMarco and his team were extremely professional and courteous. I felt that they kept my best interests in mind during the entire process.

Matthew H. -- Worcester, MA. 9/30/2014

Joe DeMarco is outstanding

Andrew N. -- 10/27/2014

We worked with Joe DeMarco and had a great experience.  Things progressed smoothly and he reacted quickly to a few bumps along the way that arose with the appraisal of our house.  He also provided sound advice that helped us navigate the various options.  We were very satisfied.

Andrew Z. -- Milbury, MA, 10/21/2014

Joe DeMarco was fantastic to work with! It is the second time I have now closed a loan with him and the experience was just as good this time around! He is very easy to talk to and takes the stress and confusion out of the home loan process!

JR K. -- Franklin, MA 6/30/2014

It was very reassuring that Mike was always available to answer our questions. He is extremely knowledgeable in every aspect of the mortgage process. It was a pleasure working with Mike through what can be a very stressful process.

Ashley C. - Holliston, MA | JUL 2016

Mike C. was fantastic. Everything went very smooth. The whole team that dealt with my loan was very helpful and professional.

Matthew S. -Hopedale, MA | MAR 2016

Michael Ciavarini was intuitive and understands numbers crucially via his background in maths. In addition his YouTube video of understanding the paradox of a mortgage was extremely helpfully in unlocking the correct loan with the best potential for us. Coupled with a per-determined spreadsheet he created for his clients, making it very transparent when inputting your hypothetical numbers for a potential home.

Raoul E. – Somerville, MA | AUG 2015

Michael Ciavarini and your whole staff were A+! From my experience you are running a well-oiled machine. Keep up the good work!

Joseph B. – Medfield, MA | May. 2015

Mike really made the process flow. Made it a very easy process.

Bonnie A. – Shirley, MA | May. 2015

Micheal was excellent and clearly explained all aspects of the loan and the overall home buying process. He also excelled at explaining how the various numbers and rates related to each other, which demystified some of the more confusing concepts and made it very clear where I stood with respect to what I could afford.

Ian F. -- Charlestown, MA. 9/18/2014

“It was a great experience working with Michael and Guaranteed Rate. I've already suggested that my friends, who are currently in the market, reach out to your team!”

Vanessa S. – Winthrop, MA – 7/2014

Everyone from Guaranteed Rate was very helpful, ready to answer any questions I had right away and explained things with detail. I was very pleased with my help and love that I can use them again in the future.

McKay A. - Attleboro, MA | JAN 2017


Here at Guaranteed Rate, we have a philosophy to “lend where we live”. We are dedicated to meeting all of your lending needs and are armed with a full array of loan products to do so. You will find that we strive for the industry leading value proposition for our loan officers, referral sources and customers at Guaranteed Rate, which is why we work by a set of Core Values. In our office, our priority is to put the customer first.

We are proud to have Guaranteed Rate’s World’s First Digital Mortgage at our disposal. This is invaluable to both clients and realtors because it also allows clients to choose their own loan type, receive free credit scores from all three bureaus, securely upload and digitally sign your loan documents then receive a real online approval!

Our branch is looking to exponentially grow its production this year. So, if you're looking for new career opportunities, start with us! We hire the best of the best and are looking for new team members. Come grow with us!

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