GuaranteedRate - Mortgage Company
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IL - Effingham

Branch Manager: Julie Pruemer Pike
  • o: 630-869-1039
603 W Jefferson Ave, Effingham, IL 62401
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NMLS: 1467898
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Julie Pruemer Pike was wonderful. We couldn't have bought our home without her. I just can't say enough about her. Her team was great too. Everyone was so friendly and helpful. A+ to everyone at Guaranteed Rate!!

Maggie W. | 2/7/2017

Julie was so easy to work with anytime I had a question or concern her phone was always on. She always worked hard to make sure everything went smoothly and sometimes she would work late at night to make sure the loan was going the right direction. Julie treated me not as a client but as a family member making sure that I was being taken care of and if anybody wants a smooth and easy loan process you should go with Julie because she is absolutely amazing and the best in the area.

William H.

Julie was amazingly easy to work with, answered my multitude of questions (being a first time home buyer), and was clear and upfront about everything!

Whitney S. -Steeleville, IL | MAR 2016


Here at Guaranteed Rate, we have a philosophy to “lend where we live” and since 2015, our office has been originating loans in Effingham, “The Crossroads of Opportunity”. In our market, we know that Conventional, FHA, VA and USDA loans are important to you and we are not only dedicated to meeting those needs, but we are also armed with a full array of loan products, so that we can meet all of your lending needs. We put the customer first and you will see this through our accessibility. We offer non-traditional hours for convenience to our customers and place a high importance on communication.

We are proud to have Guaranteed Rate’s World’s First Digital Mortgage at our disposal. This is invaluable to both clients and realtors because it is very convenient to fill out an application and upload documents from anywhere, anytime! Clients also love being able to get a pre-approval at any time of day. Signing documents is now easy and hassle free where clients can sign at their convenience without the need to find a specific time to meet in the office.

At Guaranteed Rate, you will find that we strive for the industry leading value proposition for our loan officers, referral sources and customers, which is why we work by a set of Core Values. While each of these are important to our success, our office embodies the “Put the Customer First” core value. Life is so hectic and busy that we make ourselves available to borrowers when it is best for them to help reduce the stress that comes with buying a home.

In Effingham, we love to get outside to Lake Sara and also look forward to the four days of fun every year at the Mid America Corvette FunFest. Let’s not forget to cheer on our local teams of the St. Anthony Bulldogs, Effingham Flaming Hearts and Teutopolis Wooden Shoes!

Our branch is looking to grow its production by working together with referral partners and clients to help everyone achieve and surpass their goals. So, if you’re looking for new career opportunities, start with us! We hire the best of the best and are looking for team members that are dedicated with excellent values and work ethics, as well as a positive and fun attitude. Come grow with us!

FHA 203k mortgage facts

Find out more about the FHA’s 203k mortgage loan, one of the most competitive and innovative financial tools available.

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