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MN - Woodbury

Branch Manager: Steve Morris
  • o: 651-251-1748
3020 Woodbury Dr, Suites LL1 & LL2, Offices A & C, Woodbury, MN 55129
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NMLS: 1468811
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Steve Morris is fantastic! He was very generous with his time, explaining all kinds of things to me in depth, and very patient with my many questions. He was quick to respond even at odd hours. I was told that in a competing offer situation, my offer won mainly because of the high quality of my lender! Thanks so much, Steve!

Rebecca C. | June 2018

It was great working with Steve and his team, they were prompt and made my first home buying experience easy and stress free!

Taylor K. | May 2018

I've worked with Steve Morris and his team at Guaranteed Rate for a couple of years now and continually refer them out and have used them for a few deals of my own. Amazing service. Always available (even on weekends) and my client's have all loved working with them too. Thank you!

Travis S. | June 2018

What a wonderful deal! All online, easy to understand, timely updates.

Kerry S. | May 2018

Being a first time home buyer, Steve and his team were very patient with all my questions. They took the time to answer all of them in a way I could easily understand. I appreciated all their help along with the way.

Chrystin S. | April, 2018

Guaranteed Rate made our difficult financial situation a seamless process! I would definitely recommend the whole team!

Natalie B. | February 2018

I have used Steve Morris at Guaranteed Rate multiple times for my personal loans. He always gets the job done! I will continue to use him and refer him out!

Travis S. | November 2017

You made the whole process very easy, and pleasant. Your attention to detail, and personal support was extraordinary!

David S. | November 2017

Working with Steve Morris and his team was great. Nice to do this process with people you can trust and have your best interests at heart.

Tahnee B. - 11/29/2016

Steve Morris was our loan officer on our purchase, and why we went back to Guaranteed Rate when we wanted to refinance. He was always quick to respond and answer any questions. We trusted his insight and would recommend him to any of our friends looking to purchase or refinance.

Andrew B. – 8/2/2016

I want to thank you SO much Steve! You are the most helpful banker/financial person I've ever met, and you're patient and kind to boot. Our family suggested you to us, and we will definitely recommend you the next time we know someone wanting to purchase or refinance.

Nicole G. – 8/29/2016

Steve and his team did an amazing job at helping guide us through the process of our new home mortgage. I felt like we were on top of everything and even ahead in the process. I was surprised that there were no surprises! Steve was very knowledgeable and I felt confident with my decisions having him as a resource. I would highly recommend him and his team to anyone.

Amanda J. – 7/6/2016

Chris Spencer and his assistants were very persistent. Always willing to help me through the process and work with my busy schedule.

Taylor P. | May 2018

We have used Steve Morris for many years to obtain mortgages on our home purchases. Steve is always reachable and attentive to our many questions and needs, and has the experience and knowledge to speak to the best choices for us. We recently sold a home in Minnesota and purchased a home in another state. We were happy (and relieved) to find that we could use Steve to obtain a low, competitive rate mortgage. Steve quickly provided us with different mortgage options and we had a smooth, on...

Pam W. – Wake Forest, NC

Steve has been my mortgage advisor for almost 15 years. He helped me with the process of getting a jumbo loan to purchase our family dream home. Not only had that but helped me refinance when rates dipped. With each time he came up with several options. Once even doing an innovative second mortgage. He always has had my best interests in mind rather than doing the option that helps him. He is always very responsive and patient in explaining the process. Once you work with Steve, you will not...

Keir J. – St. Paul, MN

Chris Spencer did an outstanding job and we are very satisfied with his service!

Frank H. | November 2017

I’m a Minneapolis Realtor and Steve has provided the lowest rates and highest quality service to my clients, many of whom are repeat clients of Steve's. He has helped them determine their best options for their purchase or refinance. I've personally used Steve for purchasing my condo and later refinance to take advantage of low rates. He does a great job of staying in touch after purchase, and lets you know the best time to refinance in order to get the low rates. If you’re looking to...

Kevin S. – Minneapolis, MN

Chris was very helpful throughout the whole process, he went above and beyond. This is our first home and we were very nervous and Chris explained everything and was always available for any questions.

Melissa T. | October 2017

Chris Spencer was wonderful during the process. He knew and understood that I had an anxious type of personality. He took the time to explain everything and to ease any anxious feelings. Even to the point of contacting us after hours to give us updates knowing that I would be wondering. I would work with Chris again and have already referred a friend to him. The rest of the staff was just as wonderful. Thank you.

Jason H. | October 2017

Steve Morris has financed two of my homes. He handled all of my transactions with the utmost professionalism. Steve was very meticulous and explained every aspect of the process. After securing my mortgages, he kept in contact with me and handled a refinance on each of my two homes. The best part of my experience with Steve was that he covered all the bases and kept me informed every step of the process. All surprises or worries were eliminated. I can't imagine ever doing business with anyone...

Dom B. – St. Paul, MN


Here at Guaranteed Rate, we have a philosophy to “lend where we live”. We are dedicated to meeting all of your lending needs and are armed with a full array of loan products to do so. You will find that we strive for the industry leading value proposition for our loan officers, referral sources and customers at Guaranteed Rate, which is why we work by a set of Core Values. In our office, our priority is to put the customer first.

We are proud to have Guaranteed Rate’s World’s First Digital Mortgage at our disposal. This is invaluable to both clients and realtors because it also allows clients to choose their own loan type, receive free credit scores from all three bureaus, securely upload and digitally sign your loan documents then receive a real online approval!

Our branch is looking to exponentially grow its production this year. So, if you're looking for new career opportunities, start with us! We hire the best of the best and are looking for new team members. Come grow with us!
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