GuaranteedRate - Mortgage Company
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NY - New York Lexington

Branch Manager: Paul Baghoomian
  • o: 212-593-4343
750 Lexington Ave, 4th Floor, New York, NY 10022
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NMLS: 978210
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Deb Schultz is unbelievable in her service, response time, knowledge and ability to make you feel confident and relaxed throughout the process.

Maria C.

With 30+ years in the business, I have worked with countless mortgage brokers but Debra stands out from the crowd! There is simply no one who responds with more speed, information, expertise and knowledge while being the consummate professional - and always with a smile! I don't know how she does it - just when I think it is simply too late at night or early in the morning, she will respond with an answer! I trust her completely and turn her over to our clients without hesitation - it is...

Julie Newdow, Compass

Debra Shultz is one amazing Mortgage Broker! I've been working in the business for 32 years as a real estate agent and have dealt with many mortgage people in my career. She is tops in her profession. She's extremely professional and knowledgeable and completely on the ball. I never hesitate to give her name to my clients as I can rely on her to help my clients with the most care and attain for them the best possible mortgage product available on the market.

Deanna Kory, The Corcoran Group

Deb Shultz and her team are outstanding. This was the second time I worked with Deb and will always work with Deb (and any organization she works with) into the future.

Scott S.

This is my 4th mortgage. Granted this was a Refi but nonetheless Debra Shultz and her team of Elizabeth Sambrano, Bobby Jewell and Char Fletcher were absolutely outstanding! First of all, I we have never had a "team" working for me. Usually it's just one, over-booked mortgage broker. Not Team Debra! Answers to questions came flying back; sometimes literally immediately! Our initial phone call with Debra was very productive. She has a consultative approach and helped us examine a few scenarios...

John M.

I tried to refinance with a large bank where I have had an account for over 20 years, and with a person that I used to work with. He said he could do nothing for me. Yet, I have a home which is worth 4x what I owed on it and over 300K in savings plus my entire mortgage, taxes and insurance was covered by my tenants rent, yet they still said no. I will never bother with a big bank again. I will always go to Guaranteed Rate for the next home purchase, and anything else I need. I will gladly refer...

Claire C., Brooklyn, NY – 07/2017

Bob Buehler looked out to get me the best product. He is an effective communicator who is knowledgeable, courteous, and on top of his game. He has been straight forward and honest. His support team was great.

Phyllis S., New Rochelle, NY – 07/2017

Bob and his team were absolutely amazing. There was no hurdle they could not overcome and were extremely responsive and fast. They are the best professionals I've worked with, and this is the 5th purchase/refi transaction I've done! Will absolutely tell everyone about them.

Nicole A., New York, NY – 04/2017

Bob and his entire team were amazing. I will definitely use him again.

John S., Elizabeth, NJ – 04/2017

I worked with Beth Zamiska at Guaranteed Rate. Beth is amazing. She is smart, supportive and really knows her stuff. She patiently guided me through a tricky mortgage process where I was involved in multiple real estate transactions at the same time. Beth patiently walked me through all the issues, gave me expert advice and really advocated for me with the banks. The result is that I have a mortgage rate that people can only dream of today. I have recommended Beth to all my friends and...

Tania B.

Our loan officer Bob Buehler was outstanding. He went above and beyond to obtain the financing that my partner and I were looking for to purchase our second home. I will be more than happy to recommend him and his team... and Guaranteed Rate!

Andres L., Bridgehampton, NY – 04/2017

I just wanted to say that you were all amazing. You made this important step in mine and my wife's life pleasurable and easy. Your team guided me every step of the way and we just couldn't ask for more. In my situation you even made the impossible a reality and we absolutely love our new home. Thanks you all again.

Joshua and Sara R.

Pat Lavell and Ann Marie DiPonzio were fantastic to work with. They made the entire process easy to understand and they were both very quick to respond to my questions when needed. I would highly recommend Guaranteed Rate to anyone that is looking for a new mortgage. Thank you!

Amy S.

I wanted to take this moment to send a big thanks to such an amazing team! Thank you for all your hard work on getting the refinance done. It couldn't have been done without you!

Evelia V.

Will and I wanted to thank you and your team again for such a great experience with our refinance. We were worried we would have to jump through hoops like with our original mortgage. With our first mortgage broker in 2007, we had to stay on top of the process. It was exhausting! With your company it was easy.

Rosemarie C.

I want to express my deepest gratitude for everything you did for me and my family. One lender after the next would not qualify us for a loan and made it clear that we would not get qualified by anyone because of our credit history. After speaking to you I knew I was in good hands. We only had a short time to put an offer on our “dream home” and you were able to get us pre-qualified immediately, without question. On top of that, your team’s promptness and professionalism made the entire...

Patrick R.

Rhonda couldn't have been more supportive or more helpful throughout the entire mortgage process. Buying your first home is very daunting, and Rhonda not only understood that but went out of her way to make the process as comfortable and seamless as possible. Her positivity and upbeat attitude made our entire interaction one that we remember with fondness for many years to come. Thank you to Rhonda, and her entire team, for always treating us as if we were members of your own family!

Kristina B.

It's not often you have an opportunity to work with someone that is exponentially knowledgeable, sincere and driven. That was our experience with Steve Pal. He kept us educated us 'held our hands' throughout the entire home buying process. He always laid out our options complete with recommendations and made sure things moved forward in a manor that always left us empowered and prepared. We felt like we were working with a close friend. Suffice it to say, we highly recommend Steve Pal for...

Brandon & Kassie M. - March 2017 Purchase

Tzvi was extremely professional and easy to work with, quite easily the best lender I have worked with. I met him through an agent I was working with on my second property and went back since for two more transactions. He was never pushy and was always clear on all paper work, all options and explained every step of the way thoroughly. He was always alert and interested and after i purchased my second home, he called me almost 6 months to the exact date to offer a better loan option for myself,...

Gerardo N.

I have just completed a complex refinancing of my property with Tzvi "Steve" Pal at Guaranteed Rate. I was particularly happy with his continuous updating and explaining of the process. From day one Steve has been very proactive explaining all aspects and phases of the refi. He kept me informed and explained in detail all documents needed and followed through with all questions I had. I am very satisfied with the financial aspect of the refi including closing costs and fees. It has been great...

Andrea R.


Here at Guaranteed Rate, we have a philosophy to “lend where we live”. We are dedicated to meeting all of your lending needs and are armed with a full array of loan products to do so. You will find that we strive for the industry leading value proposition for our loan officers, referral sources and customers at Guaranteed Rate, which is why we work by a set of Core Values. In our office, our priority is to put the customer first.

We are proud to have Guaranteed Rate’s World’s First Digital Mortgage at our disposal. This is invaluable to both clients and realtors because it also allows clients to choose their own loan type, receive free credit scores from all three bureaus, securely upload and digitally sign your loan documents then receive a real online approval!

Our branch is looking to exponentially grow its production this year. So, if you're looking for new career opportunities, start with us! We hire the best of the best and are looking for new team members. Come grow with us!

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