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NC - Wilmington Military Cutoff

Branch Manager: Chris Hutchens
  • o: 910-344-0304
  • f: 773-357-4643
1123C Military Cutoff Rd, Wilmington, NC 28405
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NMLS: 1099506
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TestimonialsCustomer testimonials Read more

Your team is exceptional!! This is the second time in a few years you and your team have help us obtain a home. We asked for extra help in reaching an early closing and your team delivered. I can't imagine working with anyone else. We will spread a good word to our friends about your work. It is working with a friend!!! Thanks again.

Ken H.

Chris Hutchens was extremely knowledgeable and endlessly patient throughout our loan process. As the deadline for our loan closing drew near, Chris and his team members were there to motivate the Bank to quickly review our documentation, so that our loan closed without complication.

Laura S. - Charlotte NC | Feb. 2017

Chris and his team handled the shift without any negativity. They are professional and timely and excellent to work with! We will be life-long clients of Chris and recommend him to our friends and family. I have had two great experiences with Chris and his team and will return to work with them again!

Steven M. – Wilmington, NC | Mar. 2015

After work with USAA Bank for over 6 months, we never seen a company jump into action the way Chris and his team did. We had loan approval within 10 days and time frame including two weekends! No matter the problems your office ran up against, they were solved quickly and competently. From start to finish, we never had any worries knowing your team was working on our behalf. Thank you for making our home-owning dream come true! Thank you for making us feel like family! Thank you all for having...

Thomas S. – Rocky Point, NC | Apr. 2015

Chris Hutchens was very nice to work with. Very helpful, always available when needed. It was a very easy smooth process. Ran into no problems. Guaranteed rate is well organized and has friendly employees.

Lucas B. – Wilmington, NC | AUG 2015

Loved Mr. Hutchens - intelligent and super dedicated :) Easy to reach, easy to talk with, and always there for us.

Ellen S. – Vienna, VA | Sep. 2015

Cameron Pearson and his team were fantastic. Their communication and service from start to finish made for a smooth process. I will absolutely refer more clients to them.

Scott D. - Wilmington, NC | APR 2017

It was my first experience, I was very scared. Cameron talked to me and explained to me every step. He was calling me time from time with the updates, and cheering me up. Very pleasant person. His team worked hard to make my dream come true - to have a nice house! Everyone was friendly and worked fast. I am so thankful to Guaranteed Rate for everything!

Nataliya B. - Leland, NC | JAN 2017

It was my pleasure to work with Cameron Pearson and his team. Over my 45 years as a home owner, I have refinanced numerous times. This refinance, by far, presented as the easiest and least stressful experience I have ever had. Cameron is a joyful individual who was considerate of my needs and questions, always available (even after hours), and a true problem solver while maintaining an appropriate professional approach. He is very knowledgeable and appears to genuinely enjoy his work. His team...

Jay H.- Hampstead,NC | JUN 2016

Thank you Cameron Pearson and your entire team !!! My loan process from start to finish could not have gone any smoother. I truly appreciate the professionalism, response time and good ol'fashion courtesy of each and every person I dealt with. Thanks for everything!

Bruce M.- Hampstead, NC | JUN 2016

Cameron and the team in Wilmington were great. Super fast. Thank you guys for giving us a piece of the American Dream that other mortgage companies couldn't.

Tuan L. - Wilmington, NC | APR 2016

Cameron Pearson was amazing! This was my first time buying a house and I had no idea where to even start. He walked me through the loan process from start to finish. He answered all my questions even when I asked the same question twice or needed more explanation of what was going on. He ALWAYS answered my phone calls or returned them immediately. I was completely satisfied and appreciate all his assistance throughout this stressful but exciting time in my life. Thank you so much Cameron! You...

Lauren R. - Wilmington, NC | APR 2016

It was a pleasure working with Cameron and the rest of the team! They were very clear about the whole process and made it easy to understand each step. I will definitely recommend them in the future!

Dustin D. -Leland,NC | MAR 2016

Cameron Pearson is great, and was helpful in every step of my loan approval process. He was always available and willing to help with anything I needed. I will definitely use him again and recommend his services.

Ashley B. - Wilmington, NC | Jan. 2016

Cameron made my first time getting a loan so smooth. Every time I called with a question or concern I had a answer. I would recommend to any of my friends Cameron and his team. Thanks I look forward to working with guaranteed rate.

Colby B. - Wilmington, NC | Dec. 2015

Pete Chilberg and his entire staff are awesome! Pete was extremely knowledgeable, helpful, and patient with my many questions. He was always available, and answered his phone promptly, my message went to his voicemail only once, and he returned my call within a few minutes. He took care of the many details involved in applying for the loan, and then guided me through the whole process right through to closing. I am grateful to Pete Chilberg and to everyone on his staff for their wonderful,...

Glenyse J. - Sanford, NC | Dec. 2015

Cameron Pearson and his team are the BEST!! I would NEVER think of going some place or to some one else. Cameron Pearson and team are hard working, dedicated and very professional. I loved working with them all!

Janet H. – Denton, NC | Sep. 2015

Cameron was a pleasure to work with and very helpful in purchasing my first home

Adelaide M. – Wilmington, NC | May. 2015

I cannot say enough about how professional Pete Chilberg and his team (Dana, Jackie) were throughout the entire process. For someone that really has no clue about loans and all that come with them, they made it so I felt so comfortable in knowing they knew exactly what they were doing and more. I truly trusted them completely throughout the whole process.

Martha B. – Colonial Heights, VA | June 2015

Cameron Pearson and his team are very prompt and professional. The Team was efficient and the process was very easy. Emails were clear and expectations were addressed each time we completed a task.

Tammy S. – Wilmington, NC | May. 2015


We have a philosophy to “lend where we live” at Guaranteed Rate and our office has been originating loans in the Wilmington area since 2014. We’re happy to call this our home with the year-round fantastic weather, Wrightsville Beach and so much more right in town. We know that Conventional, VA and Jumbo loans are important to you in our market and we are dedicated to meeting those needs. We are also armed with a full array of loan products, so that we can meet all of your lending needs.

We are excited to have Guaranteed Rate’s World’s First Digital Mortgage for our clients and realtors as it is invaluable. It allows clients to choose their own loan type, receive free credit scores from all three bureaus, securely upload and digitally sign your loan documents then receive a real online approval!

Here in Wilmington, we love to reward our team for all of their hard work and have fun. We look forward to Azalea Festival each year and also love to cheer for our local team – go UNCW Seahawks!

Our branch is looking to grow its production by adding more people to our team. If you’re looking for new career opportunities, start with us! We hire the best of the best and are looking for team members with a great work ethic that are sales driven and focused on team work with a desire to grow. It is our branch’s goal to become the #1 lender in the Wilmington market. Come grow with us!

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