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NC - Wilmington Military Cutoff

Branch Manager: Chris Hutchens
  • o: 910-344-0304
  • f: 773-357-4643
1123C Military Cutoff Rd, Wilmington, NC 28405
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NMLS: 1099506
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Chris made the journey of getting a mortgage very easy! I liked the way he has structured the process! They were all excellent at their jobs and very personable!

Lolyklara P.

Best home buying experience I've ever had!! Everyone on the team is on their game!!!

James M.

After work with USAA Bank for over 6 months, we never seen a company jump into action the way Chris and his team did. We had loan approval within 10 days and time frame including two weekends! No matter the problems your office ran up against, they were solved quickly and competently. From start to finish, we never had any worries knowing your team was working on our behalf. Thank you for making our home-owning dream come true! Thank you for making us feel like family! Thank you all for having...

Thomas S. – Rocky Point, NC | Apr. 2015

Christoher Hutchens was great as well was the support specialists who did a lot of work to bring it all together! From 1 to 10 I give a 25.

Lorraine O. – Rocky Point, NC | Feb. 2015

Loved Mr. Hutchens - intelligent and super dedicated :) Easy to reach, easy to talk with, and always there for us.

Ellen S. – Vienna, VA | Sep. 2015

Chris has provided superior service to many of my clients over the years. He is an expert in his field, highly responsive, detail oriented, and MOST importantly, he gets the job done.

Kirk P.

Chris was recommended to us by our builder at the time and we were not disappointed. We had worked with a few other companies and the results were unfavorable. Chris was on top of the process from start to finish. Rarely can a mortgage lender facilitate with the expediency that Chris demonstrated.

Dale B.

Service was great and in constant contact with me through the process. Very professional! Great team they have assembled.

Michael M. | July 2018

Chris is truly an expert in his field. I have used him personally and referred many clients to Chris over the years and he always does a tremendous job and is the consummate professional. I look forward to working with Chris for years to come both personally and professionally.

Kim F.

Cameron Pearson and his team were phenomenal to work with. If I couldn’t catch him live, he responded within minutes of any question or issue that I had thrown at him and has depth of knowledge in the mortgage marketplace. Very happy with the experience and will definitely recommend him to friends and colleagues looking for financing.

John W. - June | 2018

JD and the whole team were excellent. They fixed problems, contacted us quickly and foreseen beneficial choices for us to consider. Thanks to all of them!

John M. | June 2018

Cameron and his staff were fantastic! We didn't know if we'd even be able to get a loan, and being our first we had no idea what we were doing. All our questions were answered immediately and they walked us through every step of the process. Could not be happier!

Mandana A. | May 2018

The main thing about Chris and his work ethics is he treats you like he would want to be treated with honesty, kindness, facts, communication, answers when you call and if you have to leave a message..quickly responding, but most of all...he gets the job done! If Chris is not sure about something...he will first find out the answer immediately but secondly tell you the "real deal" especially with his expertise in the lending industry. I can not say enough nice things about Chris and would...

Bobby Jean H.

All of the people at guaranteed rate was extremely helpful and very pleasant to work with. I would definitely recommend them to anyone. Thank you so much for all your help.

Kathy A.

Trusted advisor - those are the words that come to mind when I think of Chris Hutchens. Chris is someone that I know will help my clients make the best decision for them and also someone I trust completely with my own mortgages. He has helped me personally through a refinance and some mortgage planning on another investment property I own. His goal is clearly to build trust and relationships with those he works with and I am thankful to have him in my business network!

Bailey H.

Very knowledgeable and quick to respond to any questions. Great team and company.

Curtis P.

I have purchased homes before, but never have I had the quality of support that Guaranteed Rate provided. In addition to being a joy to deal with, each and every person I interacted with was not only the consummate professional but a first-class individual. Their financial expertise and experience made the purchase of my dream condo much easier to accomplish. I would highly recommend Guaranteed Rate without reservation.

Jacqueline C.

From day 1 to finish it was great. JD & his staff couldn't have done anything else to have made it any easier. Thanks.

Tommy & Connie E.

Cameron Pearson and his team are the BEST!! I would NEVER think of going some place or to some one else. Cameron Pearson and team are hard working, dedicated and very professional. I loved working with them all!

Janet H. – Denton, NC | Sep. 2015

Things went as smoothly as I could imagine!

Chris K.


We have a philosophy to “lend where we live” at Guaranteed Rate and our office has been originating loans in the Wilmington area since 2014. We’re happy to call this our home with the year-round fantastic weather, Wrightsville Beach and so much more right in town. We know that Conventional, VA and Jumbo loans are important to you in our market and we are dedicated to meeting those needs. We are also armed with a full array of loan products, so that we can meet all of your lending needs.

We are excited to have Guaranteed Rate’s World’s First Digital Mortgage for our clients and realtors as it is invaluable. It allows clients to choose their own loan type, receive free credit scores from all three bureaus, securely upload and digitally sign your loan documents then receive a real online approval!

Here in Wilmington, we love to reward our team for all of their hard work and have fun. We look forward to Azalea Festival each year and also love to cheer for our local team – go UNCW Seahawks!

Our branch is looking to grow its production by adding more people to our team. If you’re looking for new career opportunities, start with us! We hire the best of the best and are looking for team members with a great work ethic that are sales driven and focused on team work with a desire to grow. It is our branch’s goal to become the #1 lender in the Wilmington market. Come grow with us!
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