GuaranteedRate - Mortgage Company
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NC - Wilmington Military Cutoff

Branch Manager: Chris Hutchens
  • o: 910-344-0304
  • f: 773-357-4643
1123C Military Cutoff Rd, Wilmington, NC 28405
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NMLS: 1099506
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TestimonialsCustomer testimonials Read more

Best home buying experience I've ever had!! Everyone on the team is on their game!!!

James M.

Your team is exceptional!! This is the second time in a few years you and your team have help us obtain a home. We asked for extra help in reaching an early closing and your team delivered. I can't imagine working with anyone else. We will spread a good word to our friends about your work. It is working with a friend!!! Thanks again.

Ken H.

Chris Hutchens was extremely knowledgeable and endlessly patient throughout our loan process. As the deadline for our loan closing drew near, Chris and his team members were there to motivate the Bank to quickly review our documentation, so that our loan closed without complication.

Laura S. - Charlotte NC | Feb. 2017

Cameron Pearson and his team were fantastic. Their communication and service from start to finish made for a smooth process. I will absolutely refer more clients to them.

Scott D. - Wilmington, NC | APR 2017

It was my first experience, I was very scared. Cameron talked to me and explained to me every step. He was calling me time from time with the updates, and cheering me up. Very pleasant person. His team worked hard to make my dream come true - to have a nice house! Everyone was friendly and worked fast. I am so thankful to Guaranteed Rate for everything!

Nataliya B. - Leland, NC | JAN 2017

It was my pleasure to work with Cameron Pearson and his team. Over my 45 years as a home owner, I have refinanced numerous times. This refinance, by far, presented as the easiest and least stressful experience I have ever had. Cameron is a joyful individual who was considerate of my needs and questions, always available (even after hours), and a true problem solver while maintaining an appropriate professional approach. He is very knowledgeable and appears to genuinely enjoy his work. His team...

Jay H.- Hampstead,NC | JUN 2016

Thank you Cameron Pearson and your entire team !!! My loan process from start to finish could not have gone any smoother. I truly appreciate the professionalism, response time and good ol'fashion courtesy of each and every person I dealt with. Thanks for everything!

Bruce M.- Hampstead, NC | JUN 2016

Cameron and the team in Wilmington were great. Super fast. Thank you guys for giving us a piece of the American Dream that other mortgage companies couldn't.

Tuan L. - Wilmington, NC | APR 2016

Cameron Pearson was amazing! This was my first time buying a house and I had no idea where to even start. He walked me through the loan process from start to finish. He answered all my questions even when I asked the same question twice or needed more explanation of what was going on. He ALWAYS answered my phone calls or returned them immediately. I was completely satisfied and appreciate all his assistance throughout this stressful but exciting time in my life. Thank you so much Cameron! You...

Lauren R. - Wilmington, NC | APR 2016

As a first time home buyer, I was extremely nervous and anxious. Amanda Green and her entire team were absolutely wonderful! They walked me through the entire process and I had constant communication with them throughout the experience. They made the entire process much less stressful than I could have imagined. I am so happy with the service I received!

Amanda Chesson

It was a pleasure working with Cameron and the rest of the team! They were very clear about the whole process and made it easy to understand each step. I will definitely recommend them in the future!

Dustin D. -Leland,NC | MAR 2016

Amanda Green and her team, Dorothy, and Nicole are outstanding. They made this process so easy. The organization, the constant contact with me, keeping me informed as we moved along was great. I had a couple of other mortgage lenders look at this before I came to Amanda, and quickly realized, they are not even in the same league.Thanks again for everything, and I will recommend Guaranteed Rate to everyone.

James R. | November 2017

Cameron Pearson is great, and was helpful in every step of my loan approval process. He was always available and willing to help with anything I needed. I will definitely use him again and recommend his services.

Ashley B. - Wilmington, NC | Jan. 2016

I recently recommended Amanda to a client who was quite apprehensive about the home buying process with a builder. Amanda took the time to talk with this client, in length, about what she would do for her as a lender. Amanda reassured this client on several occasions that she would be well taken care of throughout the process and because of Amanda’s kindness and professionalism, won this client’s business. Who does that? Amanda treats her client’s as human beings, with feelings and...

April S. - Realtor

My team and I choose to work with Amanda Green at Guaranteed Rate because her commitment to a positive client experience mirrors our model. Ms Green's focus on excellence as well as respect and care for the client elevates the standard of what we expect from a lender. Amanda Green operates in "real time," not banker hours. She is responsive and involved in a manner that keeps the process moving. She works tirelessly to ensure the client is well informed and educated on the various loan products...

Leigh C. - Realtor

Pete Chilberg and his entire staff are awesome! Pete was extremely knowledgeable, helpful, and patient with my many questions. He was always available, and answered his phone promptly, my message went to his voicemail only once, and he returned my call within a few minutes. He took care of the many details involved in applying for the loan, and then guided me through the whole process right through to closing. I am grateful to Pete Chilberg and to everyone on his staff for their wonderful,...

Glenyse J. - Sanford, NC | Dec. 2015

Amanda Green at Guaranteed Rate is by far one of the top lenders in the Wilmington market. Her high level of customer service always impresses my clients as she takes the time to ensure that their questions are always promptly answered through out the process. She is backed by a team of processors that are able to streamline the process to make things seamless. As an agent in the market, I greatly appreciate her knowledge as a resource to me when I am trying to navigate through a transaction....

Jeff L. - Realtor

Things went as smoothly as I could imagine!

Chris K.

The team was absolutely awesome to work with! Amanda was absolutely GREAT. She was helpful in so many ways and was very dedicated to helping me with all my questions and situations. The team was also very supportive and understanding. They helped me with all my questions and reached me ASAP with any questions or needs of forms or information. Great communication :) thanks for EVERYTHING!

Jessica S.

Thank you very much. As always, you provided a flawless transaction and did it with a smile! Thank you for taking such great care of my client! I appreciate you!

Kathy R.


We have a philosophy to “lend where we live” at Guaranteed Rate and our office has been originating loans in the Wilmington area since 2014. We’re happy to call this our home with the year-round fantastic weather, Wrightsville Beach and so much more right in town. We know that Conventional, VA and Jumbo loans are important to you in our market and we are dedicated to meeting those needs. We are also armed with a full array of loan products, so that we can meet all of your lending needs.

We are excited to have Guaranteed Rate’s World’s First Digital Mortgage for our clients and realtors as it is invaluable. It allows clients to choose their own loan type, receive free credit scores from all three bureaus, securely upload and digitally sign your loan documents then receive a real online approval!

Here in Wilmington, we love to reward our team for all of their hard work and have fun. We look forward to Azalea Festival each year and also love to cheer for our local team – go UNCW Seahawks!

Our branch is looking to grow its production by adding more people to our team. If you’re looking for new career opportunities, start with us! We hire the best of the best and are looking for team members with a great work ethic that are sales driven and focused on team work with a desire to grow. It is our branch’s goal to become the #1 lender in the Wilmington market. Come grow with us!
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