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NC - Wilmington Military Cutoff

Branch Manager: Chris Hutchens
  • o: 910-344-0304
  • f: 773-357-4643
1123C Military Cutoff Rd, Wilmington, NC 28405
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NMLS: 1099506
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TestimonialsCustomer testimonials Read more

Excellent Job! Chris Hutchens is the real deal! He is the best at what he does and is super reliable and patient with the 17 sets of numbers he figured for me! He is friendly, clear and to the point! Emily Costin is great to work with as usual for the third time and takes the time to call us and explain what is expected of us throughout the process very friendly and professional! Keep up the good work! At our house when I’m looking for the best person in whatever field, I say “I need the Chris...

Phillip T.

Best home buying experience I've ever had!! Everyone on the team is on their game!!!

James M.

Your team is exceptional!! This is the second time in a few years you and your team have help us obtain a home. We asked for extra help in reaching an early closing and your team delivered. I can't imagine working with anyone else. We will spread a good word to our friends about your work. It is working with a friend!!! Thanks again.

Ken H.

J.D. Terry was very professional and helpful during the entire process of obtaining the loan. He was very upfront and honest, while staying positive and professional. His team was also helpful and made completing documents easy. I would certainly recommend him and his team and use this company again!!

Ernest B.

The experience was great and Amanda Green went way beyond what was expected to get the loan finished and communicate with me when I needed.

Curtis S. | April 2018

I have purchased homes before, but never have I had the quality of support that Guaranteed Rate provided. In addition to being a joy to deal with, each and every person I interacted with was not only the consummate professional but a first-class individual. Their financial expertise and experience made the purchase of my dream condo much easier to accomplish. I would highly recommend Guaranteed Rate without reservation.

Jacqueline C.

JD Terry and his team, Dorothy Adkins and Nicole Tschimperie were extremely helpful, efficient and professional at all times. I have bought and sold a few houses here in NC and in Florida. JD and his team were by far the best mortgage brokers I have worked with. I will highly recommend JD and plan to use them again in the future

Wendy P.

As a first time home buyer, I was extremely nervous and anxious. Amanda Green and her entire team were absolutely wonderful! They walked me through the entire process and I had constant communication with them throughout the experience. They made the entire process much less stressful than I could have imagined. I am so happy with the service I received!

Amanda Chesson

JD Terry was amazing from the first conversation that I had with him. Always patient, understanding, and compassionate. I would refer anyone that I know to him in the future.

Amber P.

Amanda Green and her team, Dorothy, and Nicole are outstanding. They made this process so easy. The organization, the constant contact with me, keeping me informed as we moved along was great. I had a couple of other mortgage lenders look at this before I came to Amanda, and quickly realized, they are not even in the same league.Thanks again for everything, and I will recommend Guaranteed Rate to everyone.

James R. | November 2017

I recently recommended Amanda to a client who was quite apprehensive about the home buying process with a builder. Amanda took the time to talk with this client, in length, about what she would do for her as a lender. Amanda reassured this client on several occasions that she would be well taken care of throughout the process and because of Amanda’s kindness and professionalism, won this client’s business. Who does that? Amanda treats her client’s as human beings, with feelings and...

April S. - Realtor

From day 1 to finish it was great. JD & his staff couldn't have done anything else to have made it any easier. Thanks.

Tommy & Connie E.

Working with JD was a pleasure. He kept me informed throughout the process, called me when necessary and answered all my questions in a timely manner. I also want to thank the rest of his team that worked on this loan project.

Ronald S.

My team and I choose to work with Amanda Green at Guaranteed Rate because her commitment to a positive client experience mirrors our model. Ms Green's focus on excellence as well as respect and care for the client elevates the standard of what we expect from a lender. Amanda Green operates in "real time," not banker hours. She is responsive and involved in a manner that keeps the process moving. She works tirelessly to ensure the client is well informed and educated on the various loan products...

Leigh C. - Realtor

Amanda Green at Guaranteed Rate is by far one of the top lenders in the Wilmington market. Her high level of customer service always impresses my clients as she takes the time to ensure that their questions are always promptly answered through out the process. She is backed by a team of processors that are able to streamline the process to make things seamless. As an agent in the market, I greatly appreciate her knowledge as a resource to me when I am trying to navigate through a transaction....

Jeff L. - Realtor

JD Terry and team were great to work with. JD was very accessible by phone, email, text which was awesome. He was very helpful and explained things well. The rest of the team were very good to work with as well but seemed to prefer email and sometimes I just like to hear a human voice. All in all, Guaranteed Rate did a great job for us and I would definitely recommend and use them again.

Ronald M.

JD Terry and team were great to work with. JD was very accessible by phone, email, text which was awesome. He was very helpful and explained things well. The rest of the team were very good to work with as well but seemed to prefer email and sometimes I just like to hear a human voice. All in all, Guaranteed Rate did a great job for us and I would definitely recommend and use them again.

Ronald M.

Things went as smoothly as I could imagine!

Chris K.

Thank you very much. As always, you provided a flawless transaction and did it with a smile! Thank you for taking such great care of my client! I appreciate you!

Kathy R.

The team was absolutely awesome to work with! Amanda was absolutely GREAT. She was helpful in so many ways and was very dedicated to helping me with all my questions and situations. The team was also very supportive and understanding. They helped me with all my questions and reached me ASAP with any questions or needs of forms or information. Great communication :) thanks for EVERYTHING!

Jessica S.


We have a philosophy to “lend where we live” at Guaranteed Rate and our office has been originating loans in the Wilmington area since 2014. We’re happy to call this our home with the year-round fantastic weather, Wrightsville Beach and so much more right in town. We know that Conventional, VA and Jumbo loans are important to you in our market and we are dedicated to meeting those needs. We are also armed with a full array of loan products, so that we can meet all of your lending needs.

We are excited to have Guaranteed Rate’s World’s First Digital Mortgage for our clients and realtors as it is invaluable. It allows clients to choose their own loan type, receive free credit scores from all three bureaus, securely upload and digitally sign your loan documents then receive a real online approval!

Here in Wilmington, we love to reward our team for all of their hard work and have fun. We look forward to Azalea Festival each year and also love to cheer for our local team – go UNCW Seahawks!

Our branch is looking to grow its production by adding more people to our team. If you’re looking for new career opportunities, start with us! We hire the best of the best and are looking for team members with a great work ethic that are sales driven and focused on team work with a desire to grow. It is our branch’s goal to become the #1 lender in the Wilmington market. Come grow with us!
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