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CA - Norco

Branch Manager: Lance Ray
  • o: 951-271-3777
1751 Third St, Ste 101, Norco, CA 92860
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NMLS: 310229
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TestimonialsCustomer testimonials Read more

Lance is very knowledgeable, ethical, and FAST! He saved us over $27,000 on a recent loan. A realtor friend of mine recommended him, she does a lot of business with Lance and calls him "her magician" cause he gets stuff done fast, and pulls off feats of wonder for her and her clients. It was a good referral! Highly recommend working with Lance at Guaranteed Rate.

Karen O.- Long Beach ,CA | August 2016

Thanks to Lance my loan process was very easygoing and well explained. Any question and concern that I had he made sure I was well informed!

Jose G. -Chino,CA | MAY 2016

Lance was very easy to work with. Always answered my phone calls and emails very promptly and provided answers to all of my questions. He made the process go as quickly as possible and has a very positive attitude.

Alexander P.- Los Angeles,CA | MAY 2016

I am very thankful and grateful for Guaranteed Rate. They did everything I expected and were always on top of everything. Thank you, Patrick Perry.

Alex G. - March | 2017

Patrick was awesome, patient, and understanding. Always answered all my emails even when he was on vacation. Thank you Patrick!

Ana R. - El Cajon, CA | NOV 2016

Had a wonderful experience with my loan officer Pat Perry.

Timothy D. - Rancho Cucamo, CA | SEP 2016

Patrick was very patient, especially when questioning loan balances & sub totals. Patrick consulted with me on my "First" home purchase (2006). He was excellent then. It felt more personal working with Patrick this time, since I knew him from my first transaction. I was recommended to Patrick by my Realtor agent (Linda Giego) in 2006. They were both Professional.

Richard M. - 10/17/2016

Pat went above and beyond to help us! I would definitely use him again.

Fernando R. - Riverside, CA | JUL 2016

Patrick Perry was GREAT, very prompt with all inquiries and always kept us in the loop! If it wasn't for Patrick, I'm not sure I would have even considered doing a refinance. You have a great person working for you! Thanks again Patrick!!

Anthan M. - 10/7/2016

Janine Baeza has helped me with multiple refinances and a mortgage for our primary home and I couldn't be happier with her performance as well as her team.

Matthew M. -Northborough, MA | SEP 2016

Patrick Perry was amazing! He always kept me and my wife informed of the process! He is the reason why we have always dealt with Guaranteed Rate. I have recommended Guaranteed Rate solely based on the experience we have had with Patrick Perry! Thank you!

Cipriano M. | October 2016

This is not the first time I have used Guaranteed Rate. I have also recommended Guaranteed Rate to others before. My loan officer, Patrick Perry has always kept me informed. This is what I expect as a customer. Keep up the good job.

Conrad C. | 08/29/2016

I have nothing but words of gratitude for Mary Juarez at guaranteed rate. She made it possible to get a home loan. She always stayed on top of my case, calling me even if it was after office hours. She always made us feel we were her #1 priority and made the whole process so much easier for us. Thank you Mary and thank you Guaranteed Rate.

Jose R. -Los Angeles, CA | JUL 2016

Patrick Perry has now been my Loan Representative on Three (3) loans with Guaranteed Rate! He's always timely, courteous and professional! But most of all, HE ALWAYS DELIVERS!!! My refinance from Start to Finish was only 17 days! Seems unreal, but it's true! Thanks Guaranteed Rate and Triple Thanks to Patrick Perry!!!!!

Troy M. - 07/01/2016

Patrick was fast, responsive and patient. Will definitely call him again.

Tracey K. April 29, 2016

Mary Juarez was great. She made the process very easy. She always answered all the questions I had about the process and got back to me in a timely matter.

Laura G. - Long Beach, CA | JUN 2016

We loved our experience with Guaranteed Rate and Chris. He made our first home buying experience smooth and painless. Would definitely recommend to friends and family and use them again!!

Fan Z. -West Covina,CA |J UL 2016

Stefanie Barrett is an amazing loan officer. We had a great experience using her. There was no hassle, everything was done super quick, and she explained everything very well. I will be recommending her to my friends and family

Chad and Michelle S. April, 2016

Our loan officer, Stefanie Barrett, was very knowledgeable and professional. She made our loan process extremely easy for us and we are very grateful.

Fred and Patti K. May, 2016

Stefanie Barrett is an amazing loan officer. We had a great experience using her. There was no hassle, everything was done super quick, and she explained everything very well. I will be recommending her to my friends and family.

Chad and Michelle S.


Here at Guaranteed Rate, we have a philosophy to “lend where we live”. We are dedicated to meeting all of your lending needs and are armed with a full array of loan products to do so. You will find that we strive for the industry leading value proposition for our loan officers, referral sources and customers at Guaranteed Rate, which is why we work by a set of Core Values. In our office, our priority is to put the customer first.

We are proud to have Guaranteed Rate’s World’s First Digital Mortgage at our disposal. This is invaluable to both clients and realtors because it also allows clients to choose their own loan type, receive free credit scores from all three bureaus, securely upload and digitally sign your loan documents then receive a real online approval!

Our branch is looking to exponentially grow its production this year. So, if you're looking for new career opportunities, start with us! We hire the best of the best and are looking for new team members. Come grow with us!

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