GuaranteedRate - Mortgage Company
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NJ - Tinton Falls

Branch Manager: Lee Zacharczyk
  • o: 732-784-2780
4000 Route 66, Ste 123A, Tinton Falls, NJ 07753
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NMLS: 877514
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Joyce and I can't thank you enough for all that you did for us with regards to our mortgage. You are an outstanding person, both personally and as our mortgage rep. We would "definitely recommended' YOU and Guaranteed Rate to anyone we know who might be looking for a mortgage. IT'S PEOPLE LIKE YOU THAT HELPED MAKE OUR DREAM COME TRUE.

Bernie and Joyce L.

Lee went above and beyond what was needed to make sure we received exactly what we needed when securing our loan. Lee and his team helped me along the process of purchasing my first home. I would recommend them to anyone.

Anthony R. -- Freehold, NJ. 9/11/2014

Lee has serviced several of my clients. His ability to create the right mortgage for each person is a true talent. Committed to his clients and always keeps in touch with both his clients and the real estate agents that recommend him makes his invaluable.

Patricia C.

Lee Zacharczyk at Guaranteed Rate had been very helpful in guiding and advising me to refinance my existing home mortgage. I have dealt with other mortgage lenders in the past, but felt more comfortable dealing with Lee because of his integrity, detailed knowledge of his field, reliability and his approach of keeping his customers' interest and requirements as his prime objective. I trust his work and would recommend him to every one looking for their first time financing, or refinancing...

Hilal A.

Lee is extremely knowledgeable, gets back to you immediately, and always has the best rates. He does what he says he is going to do, when he says he will do it. I am not easy to please, but Lee has always come through. I would highly recommend him for any of your mortgage needs.

Michael B.

I have worked with Lee on numerous occasions with tremendous success. Lee is an upfront, honest individual who provides the highest quality of service to his customers on a daily basis. I would definitely recommend Lee to anyone who is looking into his services.

Matt W.

Lee is a very knowledgeable professional who will give 110% to help his clients. He goes above and beyond to keep himself informed and on the cutting edge of the banking industry providing his customer base with value added and the best financial solutions. He is a committed and resourceful asset and I highly recommend him!

Randi T.

Mark and Jan were over the top wonderful. We are first time home buyers and they helped us every step of the way. We can't thank them enough. We will most definitely be telling our friends about them!

Allison R. -Middletown, NJ | JUL 2016

I have been dealing with Lee for many years and every time i deal with Lee I have no problems and he has always gotten the job done in a very timely manner and he always keeps you up to date every step of the way

Richard D.

Mark made the process very easy. He went above and beyond to satisfy me. He was very pleasurable to work with and I would certainly do it again.

Diana M.-Lincroft, NJ | MAY 2016

I have had the pleasure to work with Lee for more than 4 years and found him to be a well respected, informative manager. His persistence is well taken and his mortgage knowledge superior.

Brenda B.

Mark was amazing at helping us thru the entire process and everything else we had to go thru. Completely happy in all that he did for me and family.

Albert K - Staten Island, NY | Feb. 2016

Mark Zacharczyk made the whole experience very pleasant and was available throughout the day.

Vannessa C. - Howell, NJ | 11/20/2014

Mark was great. As a first time home buyer, he answered all of my questions no matter how minuscule they were. He was also very attentive to reaching out to me and getting back to any communications I had.

Constance R. -- Red Bank, NJ 4/14/2014

"I'm a teacher and I start school soon and I needed time to get ready. Marc and his team really AMAZING! Because of them we were able to close two weeks early,got a great rate and closed two weeks early!I had the time I needed for school. Marc was always easy to talk to and explained what I didn't understand. Thanks Guaranteed Rate and everyone who helped!"

Rhiannon M. -- Red Bank, NJ. -- 8/ 2013

Tim was very easy to work with. He educated us throughout the whole process. We were very anxious and he was extremely patient with us. We couldn’t have asked for a better experience. I wish I could give him more than 5 stars.

Jessica and Joey

Tim was beyond helpful throughout our entire house buying process. He was a wealth of information whenever I had questions and was willing to navigate through all of my options to ensure I closed on the house we wanted. Knowledgeable, Friendly, thorough, timely, and responsive. I would HIGHLY recommend him.

Manny A.

I can't thank Tim Rousseau enough for making this loan process easy. He was thorough with all the paperwork and never pushed me to sign anything unless I understood it completely. I appreciate that he would keep me updated with everything and would give me a call just to reassure that I was comfortable with everything that was given to me. I also want to mention Grace, Michelle and Ken for their good work too. Thanks to everybody.

Gabriel C.

Tim Rousseau was very helpful all the time. It was extremely important to have someone to answer questions regarding my loan, even if that meant a call after 10:00pm. I am satisfied and will recommend Guaranteed Rate to my colleagues.

Wagner A.

Tim is extremely knowledgeable and a pleasure to do business with. I felt very comfortable with Tim and have recommended him a number of times to my friends/colleagues. I will definitely use him again in the future if the need arises.

Andrew S.


Here at Guaranteed Rate, we have a philosophy to “lend where we live”. We are dedicated to meeting all of your lending needs and are armed with a full array of loan products to do so. You will find that we strive for the industry leading value proposition for our loan officers, referral sources and customers at Guaranteed Rate, which is why we work by a set of Core Values. In our office, our priority is to put the customer first.

We are proud to have Guaranteed Rate’s World’s First Digital Mortgage at our disposal. This is invaluable to both clients and realtors because it also allows clients to choose their own loan type, receive free credit scores from all three bureaus, securely upload and digitally sign your loan documents then receive a real online approval!

Our branch is looking to exponentially grow its production this year. So, if you're looking for new career opportunities, start with us! We hire the best of the best and are looking for new team members. Come grow with us!
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