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RI - Warwick

Branch Manager: Gardner C. Lane
  • o: 401-884-1619
475 Kilvert St, Ste 110, Warwick, RI 02886
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NMLS: 786859
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TestimonialsCustomer testimonials Read more

Gardner Lane and the whole Guaranteed Rate team made securing a mortgage one of the easiest parts of the homebuying process. We are grateful for your responsiveness and for your upstanding business practices.

Michael V.

My wife and I began working with Gardner when we purchased our first residence in 2007. His work is professional, credible, and reliable. He was able to secure us a competitive interest rate in a time of extreme market volatility. We have found his commitment to service outstanding, and as such we have used him on multiple occasions to refinance our existing loans. We have and will continue to recommend Gardner's work to friends and colleague.

Jason C.

Gardner has been very professional, creative and responsive in the 3 years that I have worked with him. I highly recommend him.

Rich L.

Gardner came to us highly recommended, and after working with him the recommendation was well deserved. Gardner was able to meet with my wife and I on a Saturday to discuss the new realities of the mortgage market after the credit guidelines were tightened. He was able to guide us into a realistic budget and provide us with a mortgage on a very tight closing time line. I would highly recommend him to anyone looking for a mortgage

Edward T.

Garnder is an excellent resource when looking to finance or re-finance your home. Gardner's vast experience with both residential and investment loans allows him to help his clients make informed decisions, not to mentioned that he is extremely easy to work with and has excellent follow up and customer service ... which is why he gets my client's repeat business!

Megan T.

Gardner is an excellent mortgage broker. He is extremely patient, detail oriented, organized and proactive. We bought during a difficult time when the mortgage rules were constantly changing. Gardner was very thorough and walked us through the process so we were educated buyers. We have since recommended Gardner to several friends who have had a great experience as well.

Ellen T.

As a part-time realtor, I am grateful for Gardner's advice and patience. I have consulted with Gardner for my own needs, as well as one of my clients. He has been very attentive and offers great products and service.

Patricia Z.

I recommend Gardner as a qualified professional who has the interests of the client at heart. He tells it like it is in a calm and relaxed manner that allows a client to relax and LISTEN to what they need to do to reach their financial goals. As a Broker who tends towards being a hundred miles an hour, Gardner is the perfect compliment to my business when it comes to clients finances and funding.

Laurie A.

Gardner is very detail oriented, fully explains options, and is efficient. He helped me with a refinance back in 2009 that has been working great. I would highly recommend him.

Michael F.

Gardner is extremely knowledgeable of the Chicago market and Cook County relevant tax and related new home-buyer concerns. Very helpful throughout the process of shopping, purchasing, then considering refinancing options for my first condo.

Sharon V.

Mr. Lane was our mortgage officer when I purchased my house in 2012. We were extremely pleased with his performance. He is helpful, professional and knowledgeable in this field. He was able to secure the lowest available rate for us. I strongly recommend Mr. Lane for all mortgage related tasks.

Nima R.

Gardner is the ultimate professional who is on top of the mortgage game. Last year he assisted me with a painless re-fi of our home that resulted in an almost unheard of savings. Gardner come armed with knowledge and integrity. I highly recommend him for your re-fi needs.

Paul S.

Every aspect of our loan transaction with Gardner Lane and his firm was well managed. He is a very capable professional who I recommend enthusiastically

Ray H.

Gardner Lane is an accomplished finance professional. He is courteous, well informed, professional and delivers results. He endeavors to work your banking requests until he delivers on his representations. He takes the initiative and does not quit the task before him. I personally recommend him for mortgage and banking needs. Rest assured with Gardner Lane.

Albert T.

I have worked with Gardner on two mortgages and both experiences have been great. While the mortgage process can be somewhat complex, Gardner does a wonderful job of clarifying the process and details of the loan. I would highly recommend Gardner for his patience, timeliness, integrity, and ability to handle atypical mortgage situations.

Ben M.

Gardner was a pleasure to work with in obtaining a mortgage on our house. I highly recommend him!

Sarah H.

Gardner is great to work with: organized, efficient and very personalized service. He understood our needs and found a solution which not only worked but also provided significant financial savings. In working with a few loan officers over the years, my experience with him was among the best.

Julia S.

Gardner was instrumental in helping my wife and I purchase our first home. He gave us excellent advice and a valued education on the various types of mortgages, and he found us an affordable, reliable mortgage at a time when many people were placed in different situations. We have refinanced with him with the same results and certainly will use him for any future mortgage needs. His work has been superb.

Tim S.

I chose Gardner originally because of his association with Westport. I was very impressed with his attention to detail, his professionalism, his willingness to explain all the information thoroughly in laymen's terms and his personal touch. At closing, our lawyer said that in all his years, no lender had ever come to the closing to support the buyer. As it was a two hour drive for Gardner, this was above and beyond expectations. I recommend using Gardner for any lending transaction

Ryan M.

Gardner is detailed, thorough broker who works to understand the needs and requirements of his clients. His many years of experience allows the correct solution to be arrived at quickly.

Darren-Andrew N.


Here at Guaranteed Rate, we have a philosophy to “lend where we live”. We are dedicated to meeting all of your lending needs and are armed with a full array of loan products to do so. You will find that we strive for the industry leading value proposition for our loan officers, referral sources and customers at Guaranteed Rate, which is why we work by a set of Core Values. In our office, our priority is to put the customer first.

We are proud to have Guaranteed Rate’s World’s First Digital Mortgage at our disposal. This is invaluable to both clients and realtors because it also allows clients to choose their own loan type, receive free credit scores from all three bureaus, securely upload and digitally sign your loan documents then receive a real online approval!

Our branch is looking to exponentially grow its production this year. So, if you're looking for new career opportunities, start with us! We hire the best of the best and are looking for new team members. Come grow with us!
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