GuaranteedRate - Mortgage Company
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NC - Wilmington

Branch Manager: Bill Haines
  • o: 910-794-8353
7205 Wrightsville Ave, Suite 110, Wilmington, NC 28403
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NMLS: 827732
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I started working with Adam Slack end of October and in just a few days we had our pre-approval letter. Adam was efficient and always knowledgeable of everything. I had dealt with so many lenders before and no one like Adam. His professionalism and understanding were amazing. We got our VA loan with no money down, no closing cost to pay, and a great interest rate. His team was also great to work with. Kim Thornlow was always quick to respond to my emails and answer any questions. I've heard...

Vanessa D.H. | January 2018

I enjoyed working with Guaranteed Rate for the purchase of my first home. We worked directly with Adam Slack who was very helpful, knowledgeable, and responsive. He contacted us after hours when we needed to put in an offer on a home with a deadline (which was much appreciated) and worked diligently to help us close quickly. He also answered all my questions (and I had a lot!) throughout the entire process. The process was easy and everything can be handled online -- which is a huge time saver!...

Caitlin M.

This is my 3rd Loan with Guaranteed Rate, and 3rd Loan utilizing the expertise of Mortgage Lender Charles Hoyer. Not only was the process nearly effortless for me, Charles and his team worked diligently in the background to ensure everything was handled and complete. The Loan was cleared to close ~ 1.5 Weeks prior to closing, and there was absolutely no surprises from beginning to end. I would (and do) recommend Guaranteed Rate often.

James R. | February 2018

Made my loan experience very easy, kept me informed and everyone I spoke to was very friendly and helpful.

Jesus R. | February 2018

From start to finish, Charles and the team at Guaranteed Rate made the buying experience smooth, efficient, and friendly. Hands down, working with them was the least stressful of the several home buying ventures I have been through. I strongly recommend Guaranteed Rate to all others!

Jeffrey S. | January 2018

From the very start, Charles Hoyer and his entire team were phenomenal to work with! Honestly I've worked with several other lenders for purchases and refi's, and though the process wasn't painful, Charles, Lori and Maria blew them out of the water. Charles worked with us on many options for a mortgage and even offered recommendations for paying things down and/or off. The entire team kept in touch and when i would send an email it was no more than 5 minutes usually to receive a reply. We...

Stephanie P. | August 2017

Charles Hoyer and his team were a pleasure to deal with! When our appraisal came back lower than we had expected, he found other options for us and still accomplished our main objectives while lowering our interest rate by two percent! He also took the initiative to find us better rates on our insurance and got it all changed over for us. I never asked a question that was not answered by Charles or one of his team members by the next business day, sometimes even on the weekend. I will...

Leigh W. - June | 2017

Charles Hoyer and his staff were very pleasant, professional, and easy to work with. Whenever I had questions, they were always available to help. Thanks again for the amazing customer service!

Mark V. | 05/05/2017

Our experience from day one was wonderful! Charles Hoyer was great to work with, talked and helped us through each step, and in the end made it possible to buy our first home. I can not thank him enough!

Christopher R. | 04/25/2017

Guaranteed rate made it possible for us to obtain our dream beach home. Patty Davis and her team were amazing to work with. Patty was professional, hardworking and determined to make everything work seamlessly. I will absolutely recommend Guaranteed Rate because of Patty Davis and her wonderful team.

Megan & Frank - North Topsail Beach, NC | FEB 2018

This was our second time using Patty Davis for a loan and she was very professional and accommodating, as well as in tune with customer needs. If the need arises again, we will definitely go through Patty.

Blaine L. - Carolina Shores, NC | November 2017

Patty Davis and her team great to work with! Organized, professional, knowledgeable, responsive---couldn't have asked for more.

Brandy B.- Wilmington, NC | Aug 2017

From day one I was treated as if I was most important! Patty Davis and her team have been amazing, very informative and patient. They were always there to answer any questions or concerns I may have had. Without a doubt I would use Guaranteed Rate again and will tell anyone looking that your company is the best! The customer service I received and am still receiving awesome! Thank you.

Eric D. Rixeyville, VA | AUG 2017

Just tremendous service. Patty Davis is simply wonderful and the entire team did such a great job with the workflow. Made it incredibly easy for us.

Stephen M. - Fort Washington, MD | JUNE 2017

We decided to buy a home in North Carolina, we live in California. I contacted Patty Davis from Gaurenteed Rate from the start Patty and her team were honest professional and made the entire experience easy comfortable. Gaurenteed Rate was unfront about loan fees, explained the loan process which was different from California. Everything went flawless on the loan side everything detail was explained to me. If I asked for something different Patty and her team made it happen. I'll use...

Lisa. – San Francisco, CA | APR 2017

After many years of owning a business and purchasing several properties Laura Ulshoefer is the number one mortgage professional I have worked with. She was timely, professional and respectfully, gave direction as needed. This lending officer is the bread and butter of your company and I recommend that you give her a raise ASAP!

Kevin P. | 06/22/2017

Laura and her team made it so easy to get my loan. The process was a lot easier than expected because of her. Her team was very personable and communicated well. I will definitely tell my friends and family to use Guaranteed Rate for loans.

David L. | 06/22/2017

David Tignonsini was awesome to work with. He was super friendly and walked me thru every step of the way. I got such a great fixed rate even the closing lawyer was impressed by how low it was. It's almost scary how easy it was to get a loan.

Monica C.

David was amazing through the entire process. He ran multiple scenarios for me, went over everything in detail multiple times. Would check in with me even on weekends especially if he knew I was scheduled to go check out some places. When I finally found a place he held my hand through the entire closing process. I was extremely nervous as this was the first home I would be buying completely on my own. Anytime I had a question he was thoughtful in his responses and would explain it as many ways...

Anita F.

David was the calm to my storm of concerns. Always very attentive and promptly available to answer any of my beginner questions with patience, he did an awesome job of making things easy. In the end the process was very smooth and I am very happy with using Guaranteed Rate because David was great!

John H.


Here at Guaranteed Rate, we have a philosophy to “lend where we live”. We are dedicated to meeting all of your lending needs and are armed with a full array of loan products to do so. You will find that we strive for the industry leading value proposition for our loan officers, referral sources and customers at Guaranteed Rate, which is why we work by a set of Core Values. In our office, our priority is to put the customer first.

We are proud to have Guaranteed Rate’s World’s First Digital Mortgage at our disposal. This is invaluable to both clients and realtors because it also allows clients to choose their own loan type, receive free credit scores from all three bureaus, securely upload and digitally sign your loan documents then receive a real online approval!

Our branch is looking to exponentially grow its production this year. So, if you're looking for new career opportunities, start with us! We hire the best of the best and are looking for new team members. Come grow with us!
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