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NC - Wilmington

Branch Manager: Bill Haines
  • o: 910-794-8353
1630 Military Cutoff Rd, Ste 200, Wilmington, NC 28403
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NMLS: 827732
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As we prepare our 2015 tax returns it seems only right that we send a letter of thanks to you all in the Wilmington office, especially to Laura Ulshoefer and her dedicated co-workers. We were able to offer and close in a few short weeks on a fantastic property located on the Outer Banks. Thanks to our fast, efficient closing overseen by Laura Ulshoefer, we have rented our property for most of 2015. Thanks again to the Wilmington office for a job well done !

Bruce and Marianne Hendrix

Extremely flexible, customer oriented system and service. We are very satisfied with the whole team, especially with Bill Haines who made the whole process from the beginning to the end very easy for us. My wife and I will not even try to shop around when we are ready to buy our second property. All we will do is call Bill.... Thanks again, and wish you all the best!

Norbert C. – Wilmington, NC | APR 2016

We've had several mortgage loans over the years, but this one from Guaranteed Rate was by far our best application to closing experience. Laura Ulshoefer, Dana Person and the rest of the staff were professional and friendly and kept us up to date and informed about the progress of our loan every step along the process. Our loan was approved earlier than anticipated and we closed on time. I would certainly use Guaranteed Rate again and will recommend them to anyone that needs a mortgage loan....

Mark & Jeanie A.

Al and his team were great to work with from the time I just had questions about what price range I should be shopping in up through closing. It was an exceptional experience.

Christian B. – Kure Beach, NC | DEC 2015

Al and team were amazing, always a phone call away and very quick to everything I needed help with

John A. | JAN 2016

I would strongly recommend Guaranteed Rate to anyone looking to purchase a home. They were the only Lender who was willing to work with me to make sure I could get a loan. Everyone was friendly, considerate, and always available when I had any questions.

Scott T.– Wilmington, NC | MAR 2016

The entire loan process was a breeze. Laura U. handled everything professionally and in a timely manner. I also spoke with Daniel in the Boston office and he was pleasant, professional and friendly. I have already recommended Guaranteed Rate to a friend!

Kim M., May 2016

We just purchased our first home thanks to Guaranteed Rate! Our loan officer, Patty Davis, was an overall pleasure to deal with through the entire process! Patty is a true professional in this industry. We would highly recommend her to any of our friends and/or family who may be looking to purchase a home. Dedicated and always willing to answer any and all of our questions! Thanks again Guaranteed Rate!

Kimberly S. -Wilmington, NC | MAR 2016

Just wanted to drop you a line and thank you for everything over the last several months. From our first conversation until the last email I have been so appreciative of the work you and your co-workers did for us. It means a lot that you were as patient as you were with us and my whole family is grateful. I will be sure to pass your name along to anyone I know or hear of that is looking to purchase a home. I hope everything is going well and that it continues that way. Thank you sir.

Thomas H.

Charles and his team were awesome. Very friendly and easy to work with and quick to respond. Thanks!

Kenneth S.

Nothing but good things to say...truly a great experience all around! Charles Hoyer was phenomenal throughout every phase from application through closing. The support staff involved with my loan approval were also very responsive and happy to answer any of my questions. My highest recommendation.

Patrick H. - Funded 4/29/16

Working with Kevin and his team was a painless process. We were consistently kept in the loop on where our loan stood in the process. Kevin's availability was top-notch and he was prompt on replying to inquiries and concerns that were had. We were actually able to move our loan up a full week.

Jason M.

Working with Charles Hoyer made it easy and took the stress out of the process I had experienced with other lenders. Thank you to Charles and his team for all the support and hard work.

Dianna C. – Mission Viejo, CA | APR 2016

Charles was very patient with us - even when we switched to another lender -- who later bailed on us in the middle of the loan process! We called Charles and he was wonderful to work with and even helped us rush the loan through processing. He delivered on what he promised (when the other lender couldn't)!

Janeen H.

Mr. Hoyer and his team led me through the whole process yet again. I have used Guaranteed Rate twice now and Mr. Hoyer has been absolutely golden in customer service and product knowledge. I really feel he worked hard for my business again.

Sebring L.

Very positive experience, Mr. Charles Hoyer was excellent a true professional, all the reps. were very helpful.

Kenneth S.

We have already recommended Adam Slack and his team. Our process was swift and smooth. We would not have been happier at the closing table. Their team worked around the clock to ensure the thorough processing of our loan. We are grateful to have had such a smooth process and the awesome team Adam Slack has!!

Fidel L. - Wilmington, NC | MAR 2016

This is the second time I have used Guaranteed Rate. The first time it was because they were suggested by our realtor. This time I chose to use them on my own because I needed a pre-qual letter fast and I was getting a mortgage on an additional home so I knew it could be tricky. They were so incredibly fast and easy to work with that it made this a breeze. In fact, at my closing both my realtor and the closing attorney praised Guaranteed Rate and Adam Slack for being so easy to work with and...

Kelly N. - Goldsboro, NC | APR 2016

Second time I have obtained my mortgage loan from Guaranteed Rate. Adam Slack is great to work with and the entire team is professional, friendly and helpful. Thanks so much!

Deborah H.- Wilmington, NC | MAY 2016

I was working a very busy and erratic schedule throughout the entire process and Adam Slack did a terrific job of keeping me updated on things as they came up. He was on top of things the entire time which led to a quick and easy close.

Patrick N.- Wilmington,NC | MAY 2016


Guaranteed Rate is dedicated to being your lender of choice. The business of Real Estate is local. Your lender should be too, which is why our loan officers live in or around your neighborhood.

Our "Lend Where We Live" philosophy means that exceptional service has to be at the forefront of everything we do. We understand that these people are more than just clients. They're our co-workers neighbors, and friends. Our loan officers are experienced, knowledgeable on our wide range of products, and are ready to serve your neighborhood and all surrounding areas.

We know looking for low mortgage rates and low home loan fees can be confusing and frustrating. That is why we provide a daily "Apples-to-Apples" comparison of the mortgage rates and fees of top lenders. When everybody's rates are compared on a level field, the smart choice becomes clear. We shop our competition every day to make sure we provide our clients with low rates.

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