GuaranteedRate - Mortgage Company
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NC - Wilmington

Branch Manager: Bill Haines
  • o: 910-794-8353
7205 Wrightsville Ave, Suite 110, Wilmington, NC 28403
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NMLS: 827732
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I started working with Adam Slack end of October and in just a few days we had our pre-approval letter. Adam was efficient and always knowledgeable of everything. I had dealt with so many lenders before and no one like Adam. His professionalism and understanding were amazing. We got our VA loan with no money down, no closing cost to pay, and a great interest rate. His team was also great to work with. Kim Thornlow was always quick to respond to my emails and answer any questions. I've heard...

Vanessa D.H. | January 2018

I enjoyed working with Guaranteed Rate for the purchase of my first home. We worked directly with Adam Slack who was very helpful, knowledgeable, and responsive. He contacted us after hours when we needed to put in an offer on a home with a deadline (which was much appreciated) and worked diligently to help us close quickly. He also answered all my questions (and I had a lot!) throughout the entire process. The process was easy and everything can be handled online -- which is a huge time saver!...

Caitlin M.

From start to finish, Charles and the team at Guaranteed Rate made the buying experience smooth, efficient, and friendly. Hands down, working with them was the least stressful of the several home buying ventures I have been through. I strongly recommend Guaranteed Rate to all others!

Jeffrey S. | January 2018

From the very start, Charles Hoyer and his entire team were phenomenal to work with! Honestly I've worked with several other lenders for purchases and refi's, and though the process wasn't painful, Charles, Lori and Maria blew them out of the water. Charles worked with us on many options for a mortgage and even offered recommendations for paying things down and/or off. The entire team kept in touch and when i would send an email it was no more than 5 minutes usually to receive a reply. We...

Stephanie P. | August 2017

Charles Hoyer and his team were a pleasure to deal with! When our appraisal came back lower than we had expected, he found other options for us and still accomplished our main objectives while lowering our interest rate by two percent! He also took the initiative to find us better rates on our insurance and got it all changed over for us. I never asked a question that was not answered by Charles or one of his team members by the next business day, sometimes even on the weekend. I will...

Leigh W. - June | 2017

Charles Hoyer and his staff were very pleasant, professional, and easy to work with. Whenever I had questions, they were always available to help. Thanks again for the amazing customer service!

Mark V. | 05/05/2017

Our experience from day one was wonderful! Charles Hoyer was great to work with, talked and helped us through each step, and in the end made it possible to buy our first home. I can not thank him enough!

Christopher R. | 04/25/2017

I worked with Charles Hoyer and Lori James and they both made the loan process quick and easy. I would recommend them to any friend or colleague who was interested in obtaining a loan. They were both very professional and kept me updated the entire way through the loan process. I couldn't thank them enough!

Krystal K. - April | 2017

Charles Hoyer was outstanding!! This is the second time I've worked with Charles and I can't wait to work with him again....thank you Guaranteed Rate!!!!

Timothy M. | November 2016

This was our second time using Patty Davis for a loan and she was very professional and accommodating, as well as in tune with customer needs. If the need arises again, we will definitely go through Patty.

Blaine L. - Carolina Shores, NC | November 2017

Patty Davis and her team great to work with! Organized, professional, knowledgeable, responsive---couldn't have asked for more.

Brandy B.- Wilmington, NC | Aug 2017

From day one I was treated as if I was most important! Patty Davis and her team have been amazing, very informative and patient. They were always there to answer any questions or concerns I may have had. Without a doubt I would use Guaranteed Rate again and will tell anyone looking that your company is the best! The customer service I received and am still receiving awesome! Thank you.

Eric D. Rixeyville, VA | AUG 2017

Just tremendous service. Patty Davis is simply wonderful and the entire team did such a great job with the workflow. Made it incredibly easy for us.

Stephen M. - Fort Washington, MD | JUNE 2017

We decided to buy a home in North Carolina, we live in California. I contacted Patty Davis from Gaurenteed Rate from the start Patty and her team were honest professional and made the entire experience easy comfortable. Gaurenteed Rate was unfront about loan fees, explained the loan process which was different from California. Everything went flawless on the loan side everything detail was explained to me. If I asked for something different Patty and her team made it happen. I'll use...

Lisa. – San Francisco, CA | APR 2017

After many years of owning a business and purchasing several properties Laura Ulshoefer is the number one mortgage professional I have worked with. She was timely, professional and respectfully, gave direction as needed. This lending officer is the bread and butter of your company and I recommend that you give her a raise ASAP!

Kevin P. | 06/22/2017

Patty Davis was wonderful to work with! She's easy to talk to, always followed up on any concerns or questions I had. She helped us through the loan process & just made something that seemed difficult so easy. I would highly recommend her to anyone looking to buy a home.

Julio Z. - Hampstead, NC | APR 2017

Patty Davis was my first contact with Guaranteed Rate. She was a pleasure to work with!! I would use Patty again. She is an asset to your company. The other loan officers were a pleasure to work with as well. Great job all.

Jeffrey N. - Milford, CT | MAR 2017

Laura and her team made it so easy to get my loan. The process was a lot easier than expected because of her. Her team was very personable and communicated well. I will definitely tell my friends and family to use Guaranteed Rate for loans.

David L. | 06/22/2017

Laura Ulshoefer was knowledgeable, hardworking and a pleasure to work with. This is a lady that can get things done. I appreciated all the hard work from her associates as well.

Joseph M. - Wilmington, NC | DEC 2016

Al Averell and his team did an amazing job with everything! Look forward to working with Al again for any future loans. Thank you for all your hard work to make this possible!

John Y.– Wilmington, NC | NOV. 2016


Here at Guaranteed Rate, we have a philosophy to “lend where we live”. We are dedicated to meeting all of your lending needs and are armed with a full array of loan products to do so. You will find that we strive for the industry leading value proposition for our loan officers, referral sources and customers at Guaranteed Rate, which is why we work by a set of Core Values. In our office, our priority is to put the customer first.

We are proud to have Guaranteed Rate’s World’s First Digital Mortgage at our disposal. This is invaluable to both clients and realtors because it also allows clients to choose their own loan type, receive free credit scores from all three bureaus, securely upload and digitally sign your loan documents then receive a real online approval!

Our branch is looking to exponentially grow its production this year. So, if you're looking for new career opportunities, start with us! We hire the best of the best and are looking for new team members. Come grow with us!
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