Lock in a low rate while your dream home is being built!

Before mortgage rates go up, you can keep them low for longer with Lock 'n' Build!

Most lenders don’t offer rate lock protection beyond 60-90 days. But Guaranteed Rate’s Lock 'n' Build program is a great way you can stay safe from rising rates while your perfect house is under construction—for up to 9 months!

  • Take advantage of the booming builder market
  • You can lock in a low rate for up to 9 months
  • If rates go down, you have the option to renegotiate
  • Fixed and ARM products available

Additional fees may apply. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact Guaranteed Rate for current rates and visit www.guaranteedrate.com/restrictions for more information.


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All information provided in this publication is for informational and educational purposes only, and in no way is any of the content contained herein to be construed as financial, investment, or legal advice or instruction. Guaranteed Rate, Inc. does not guarantee the quality, accuracy, completeness or timelines of the information in this publication. While efforts are made to verify the information provided, the information should not be assumed to be error free. Some information in the publication may have been provided by third parties and has not necessarily been verified by Guaranteed Rate, Inc. Guaranteed Rate, Inc. its affiliates and subsidiaries do not assume any liability for the information contained herein, be it direct, indirect, consequential, special, or exemplary, or other damages whatsoever and howsoever caused, arising out of or in connection with the use of this publication or in reliance on the information, including any personal or pecuniary loss, whether the action is in contract, tort (including negligence) or other tortious action.