Can I Ask My Bank Not To Sell My Mortgage?

By Selene Garcia on 9/12/2014

No; most loans will be sold. Loans that lenders do not sell are either specialty financing such as asset depletion programs or jumbo financing. Lenders who keep, or portfolio, these loans will typically both service and collect the interest earned on those loans.

Learn more about why banks sell mortgages and how those sales impact mortgage rates.

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