Can I Ask My Bank Not To Sell My Mortgage?

No; most loans will be sold. Loans that lenders do not sell are either specialty financing such as asset depletion programs or jumbo financing.  Lenders who keep, or portfolio, these loans will typically both service and collect the interest earned on those loans.

Learn more about why banks sell mortgages and how those sales impact mortgage rates.

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Loan Programs and Your Financial Goals
Conforming vs. Jumbo Financing
Energy Efficient Mortgages

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