What Do Loan Originators Look at When Pre-Approving Your Loan?


Basically they are reviewing your entire financial picture and credit. You’ll be asked to provide: permission to pull credit, asset statements, pay stubs and employment history. This will allow your mortgage professional to determine if you fit into a lending program.

Learn more about the documents you’ll need to apply for a mortgage and what you can expect once your file is ready for underwriting review.

Continue Your Guaranteed Rate Education

Mortgage Loan Programs and Your Financial Goals


Your mortgage. Your way.

Get started on your Digital Mortgage!
All information provided in this publication is for informational and educational purposes only, and in no way is any of the content contained herein to be construed as financial, investment, or legal advice or instruction. Guaranteed Rate, Inc. does not guarantee the quality, accuracy, completeness or timelines of the information in this publication. While efforts are made to verify the information provided, the information should not be assumed to be error free. Some information in the publication may have been provided by third parties and has not necessarily been verified by Guaranteed Rate, Inc. Guaranteed Rate, Inc. its affiliates and subsidiaries do not assume any liability for the information contained herein, be it direct, indirect, consequential, special, or exemplary, or other damages whatsoever and howsoever caused, arising out of or in connection with the use of this publication or in reliance on the information, including any personal or pecuniary loss, whether the action is in contract, tort (including negligence) or other tortious action.