Why Would an Underwriter Deny My Loan?

It’s hard to say exactly why your loan would be denied; there are many variables to consider when a loan is being underwritten.

Nevertheless, here are some common reasons for receiving a loan denial:

  • Poor credit history
  • Lack of credit history
  • Shortage of funds to close
  • Employment history
  • Heavy debt load
  • Inadequate income

Learn more about underwriting requests.

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