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Debra Niego

VP of Mortgage Lending
18070 S. Tamiami Trail, Suite 11, Fort Myers, FL 33908
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NMLS: 90736
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TestimonialsCustomer testimonials Read more

The people at Guaranteed Rate will navigate you through pit falls of buying a house. There were problems since this was my first house but they walked me through it while I was getting frustrated at times. They had patience and it all worked out. Thanks again.

James S.

They worked responsibly, quickly and effectively. Thanks to them we managed to purchase the house we wanted to.

Ricardo L.

Debra Niego was wonderful! She helped me 100% of the way, & I felt like I had a friend in my corner through the entire process. I have already recommended her to a coworker that will be looking for a home within the next year. I also advised my realtor that Debra Niego & Guaranteed Rate were both great recommendations. Thank you so much! I love my home.

Kristin B.

It was not a particularly easy move. There was a problem with the title. Debie was very very helpful in getting that taken care of. She was very quick to keep me updated in every step of the mortgage process.

William M.

My loan officer Debbie was great!!!!!!!

Philip M.

Debra Niego made this process so easy and took the stress out of home buying. She took a lot of time to explain everything in detail and even came to our closing to make sure it went smoothly. I have already started recommending her to everyone I know. I will say she made this the easiest real estate transaction we have ever had. Thank you Debbie!

Tammy F.

Debra Niego was awesome!!!! The underwriter was really fantastic and cares about veterans!!

Ronald R.

Debra Neigo was amazing to work with. She was always available to answer my questions even at night or on the weekends. She was so thorough in her work! She has a gift for making the complex process of pre-approval and processing seem less daunting. Many times she calmed my nerves. I will recommend her to anyone who is shopping for a home loan.

Brian F.

Debbie was AWESOME! She was patient and took the time to explain everything to me in detail :)

Jeffrey R. - Fort Myers, FL | Jan. 2016

Debra was very responsive, attentive and informative throughout our entire load process.

Paul P. – Lewes, DE | May. 2015

Debi is the best! A real asset to Guaranteed Rate. Just a pleasure to work with.

William P. – Bethel, OH | Dec. 2014

Both prior mortgage companies had representatives that could not give direct answers to my questions. Once I contacted Guaranteed Rate and talked with Debra Niego she was well informed and directly assisted me through the whole process. So very pleased with her professional qualities and how informed she was with the whole process.

Pamela W.

Debra was a pleasure to do business with! She was friendly, professional and kept us updated throughout the entire process. Her personality was refreshing and we are both very lucky to have worked with her!

Philip E. -- Las Vegas, NV 8/27/2014

Debra N. was a pleasure to do business with us and was friendly, professional and contacted us during this entire process to keep us informed of our progress. She guided us and explained everything to us and made is an easy understanding of getting a loan. Her personality was refreshing and we are both very lucky to have been dealing with her at your office.

Phillip E.

Debra N. was a pleasure to do business with us and was friendly, professional and contacted us during this entire process to keep us informed of our progress. She guided us and explained everything to us and made is an easy understanding of getting a loan. Her personality was refreshing and we are both very lucky to have been dealing with her at your office.

Phillip E.

Debra was brilliant during the entire process. She kept us informed .. phone call, texts, e-mails and her concern for our happiness was very real. She is an asset in your office and you are lucky to have such a key person dealing with clients.

Phillip E.

We are thrilled! Thank you so much for all of your guidance, service, and patience throughout the process.

Rick J.

Thank you for all your attention to detail! You made the process run smoothly! Now we too can enjoy the pride of home ownership!

Rebecca & Kevin K.

Debbie Niego was an excellent representative for both herself and your company. I would have absolutely no reservations about using Guaranteed Rate in the future. I will definitely recommend my friends to your company.

Frank B.

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Debra interview Q&A

How long have you been in the mortgage business? What awards have you won?
I have been in the mortgage industry for 13 years. I enjoy helping clients choose the right loan product that suits their needs. I educate my clients before discussing what the best loan product is for them. I have had many happy clients who were able to close quickly.
How has the mortgage industry changed since you started, and what would you expect in the future?
When I started in the mortgage industry there were many types of loans available to clients. Now we are limited to CONVENTIONAL, FHA, VA, HOMEPATH and USDA loans. All loans must have full documentation. Clients must be prepared to have patience and give all requested documents.
What can borrowers do to insure a smooth mortgage underwriting process?
A borrower can help in making the loan process go smooth by giving all the requested documentation. A list of all needed documents is given to the client after the initial contact. I go through every step of the loan process so there are no surprises. I keep my clients informed throughout the process. When the HUD is completed, I go through all the costs with my clients to make sure they understand what they are signing.
What do you enjoy doing most in your spare time when you are not helping people with their home loans?
I enjoy the theatre, movies, boating, beaches and fine dining. I love traveling to Las Vegas or going on a cruise somewhere fun and interesting. I am always looking to learn new things in life.
Tell us something that makes you unique or something wacky, yet interesting about you?
I enjoy family gatherings at my home. I like to cook and experiment with different recipes.I like to travel whenever time permits.

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