GuaranteedRate Logo

Jim Paglis

Vice President of Mortgage Lending
2115 North Winds, Dyer, IN 46311
Contact Jim
NMLS: 109395
Ready to start your Digital Mortgage?
Apply now

TestimonialsCustomer testimonials Read more

My Lender was Jim Paglis. Jim was always professional on the phone. He was always quick to respond to my call backs and emails. Jim was also very polite and friendly. He always explained every process step by step. Everyone at Guaranteed Rate was outstanding. Tom Farej was also very helpful. As well as Lori Nolan. I really had a wonderful experience with Guaranteed Rate.

Mary P - Chicago Ridge, IL | Feb. 2016

Jim Paglis made the entire process as painless as possible. He's patient and answered all of my concerns.

Connie M. – Scottsdale, AZ | May. 2015

Jim and the team were amazing. Highly competent, available for all our questions and walked with us through the whole process. Highly recommended!

Ronald C. – Orland Park, IL | Mar. 2015

Jim was the best! He was very professional and personable! Jim was always just a call or email away. He walked me through the process perfectly!

Daniel F. -- Highland, IN 7/16/2014

Jim Paglis did an outstanding job from start to close!

Philip M. -- Chicago Heights, IL 7/11/2014

Jim Paglis is what too many others have forgotten to be. Attentive, genuine, and true. A true pleasure to work with.

Todd Skoglund -- Dyer, IN, 2/10/2014

Hey, check out this amazing review from Dick about Jim! “Jim Paglis and Guaranteed Rate were awesome to work with. They really helped me get my finances in order. They also helped me buy my new house. I am very grateful to Jim Paglis and Guarantee Rate for all of their help!”

Dick H. – Hobart, IN – 4/2013

Jim interview Q&A

How long have you been in the mortgage business and what inspired you to get into it?
I have been in the mortgage industry since 2004. From thirty-two years in auto dealership management, I acquired the necessary skills to analyze customer credit and budget. Mortgage origination allows me to use these skills to help individuals realize the dream of home ownership. My background and commitment to training enabled me to quickly become expert at FHA, VA, Conventional, and FHA 203K loans.
What advice would you give new or first time home buyers?
Today\'s mortgage process can be very intimidating, especially to the First Time Buyer. As an experienced loan officer, I know that time spent in preparation will pay-off in a smooth transaction. Do not assume when unsure. Ask the question. Finally, a quick and complete response to document requests and attention to detail are critical to an \"on time\" closing.
What part of the home loan process do customers find most difficult and how do you help them through it?
The demand for documentation, and the time from start to finish surprise most customers. Those using FHA, FHA 203K, and VA programs are often First Time Buyers who have worked hard to prepare themselves financially. Frequently they feel offended by the need to \"prove their worth\". I spend a great deal of time, during the initial interview, defining terms and establishing realistic expectations. I have found this creates a satisfied buyer, and a low stress process. As a result I enjoy a high number of referrals.
What provides you with the most satisfaction in your job as a Loan Officer?
Closing a transaction for a First Time Buyer who did not think they could own their own home provides me with the most satisfaction. I have worked with customers for more than a year coaching them through dealing with old credit issues to become loan ready. When this customer is handed their keys at closing, their smile stays with me a long time!
Tell us something that makes you unique or something wacky, yet interesting about you?
My wife tells me I am a kid at heart. I find approaching each mortgage opportunity with a young aggressive attitude makes the whole process enjoyable and rewarding.

See how easy the Digital Mortgage works

Today’s rates

Loan Type Rate APR

*Rates may vary by state. Please see Assumptions for more details.

Check rates and get approved online right now in just minutes! Or give me a call and I’ll answer your questions and guide you through the process!

Our Intuitive Loan Finder lets you sort by lowest monthly payment, lowest interest rate or the right loan term.

Explore loan options

Start your Digital Mortgage

Apply now