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Leandro Hernandez

Vice President of Mortgage Lending
10 Executive Court, Suite 3, South Barrington, IL 60010
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NMLS: 222406
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TestimonialsCustomer testimonials Read more

It was great working with Leandro Hernandez, Laura Korizon, Mary Arvidson and the rest that helped us to get our home refinanced. Thank you guys!

Vladislav T.– Elk Grove ,IL | JUN 2016

They were professional and answered any questions I had. Thank you Lee.

Midhad J. - Chicago, IL | Dec. 2015

My Loan Officer was very professional, supportive and friendly trough the hole process I was never forced, I had options. His help, and flexibility gave me the freedom to choose what I want. My Loan Officer helped me to make the right steps it also let me to see what success looks like.

Martin E. – Rosemont, IL | SEP 2015

Lee is great. He makes this process work. Thank you!!!

James P.– Naperville ,IL | JULY 2015

"Leandro is the best in the industry and I trust him 100% to do what is best for me. The closing process was smooth and fast. Leandro and his team are great, very good and trustworthy people. I will be calling them next time I need a good loan. Thanks!"

Lionel M. -- Chicago, IL. -- 8/ 2013

Hey check out the amazing review from Lew about Lee! “Leandro does such a wonderful job preparing everything that we did not have to be concerned about what we are doing. I must say Leandro was very professional, yet provided personal service!”

Lew C. -- West Chicago, IL-- 01/2013

Leandro interview Q&A

How long have you been in the mortgage business and what inspired you to get into it?
I have been in the mortgage and financial services industry for over a decade. I was inspired to work in the mortgage financing industry because I wanted to help people with a critical component of their lives - mortgage and financial management. The mortgage industry has always lacked loan officers who understand the significance of integrating the mortgage into the client's overall financial picture. My goal is to provide the highest level of service as well as comprehensive analysis, recommendations, and solutions to clients buying or refinancing a home or investment property.
What are the pros and cons of a fixed rate mortgage versus an adjustable rate mortgage (ARM)?
Fixed rate products (i.e. 30 and 15-year fixed) are the most common mortgage products people use when buying a home, especially with long-term rates being so low. The rate is fixed for the duration of the loan, so it provides a high level of certainty and stability for the homeowner. When it comes to ARM products, there is a misconception that they are bad. This is largely due to the misuse of these products in the past years as well as the lack of advice and education that clients have received. However, ARMs can be a great product for those that have a shorter time outlook in the home. They can also work well for those needing an initial lower payment, with the understanding that risk is being taken when the ARM reaches the end of its fixed period.
What can borrowers do to insure a smooth mortgage underwriting process?
To ensure a successful underwriting process and closing, I recommend that borrowers be as proactive as possible. That means talking with me as early as possible in the process, even before looking for a home. It's important to get prequalified and preapproved, the sooner, the better. Also, it is vital that borrowers provide and/or return all necessary documents and financial statements in a timely manner. If we receive the signed application and financials later than expected, we lose valuable days that could be used to process/underwrite the loan. Lastly, the better borrowers can bring everyone helping them together (real estate agent, attorney, insurance agent, loan officer, etc), the more efficient the mortgage underwriting process will go.
Summary of where you grew up: family, affiliations, college, high school, etc.
I was born and raised in Chicago, and attended Gordon Tech High School. During my senior year, I decided I wanted to pursue a career in finance. I then attended The University of Chicago, and received a degree in Economics and Psychology. I have served as a Board Member of The University of Chicago Alumni Association and The White Sox Special Advisory Board. Two of my passions are running and martial arts.
Tell us something that makes you unique or something wacky, yet interesting about you?
Two passions of mine are: veganism and acting. I am vegan because I love and respect other animals and our planet. I also enjoy the food and lifestyle, and feel that it is the healthiest way to live. I also act in commercials, television, and film. It's a lot of fun to become different characters in different situations.

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