Rebecca Trovitch

VP of Mortgage Lending
2000 PGA Blvd, Ste A-3210, Palm Beach Gardens, FL 33408
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NMLS: 211675
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No words to describe how thankful I am. Since the first time I talked to Rebecca she said there is never a “No”. She help me get my credit up enough to get a better interest rate. Everyone work super. This process was super smoothly thanks to this team.

Karla S. - Funded 10/27/17

Rebecca Trovitch went well beyond what I expected! Very professional and always answered her phone, day or night! Hats off to Rebecca, she is the best loan officer I have ever worked with! 9 days to close my loan AMAZING!

Diane B. | October 2017

Just wanted to say thank you from the bottom of my heart, for helping us - the Smith's - to finally feel free, & to actually be able to see some light at the end of our tunnel. you have no idea. Also for your personal gift to me, you couldn't have chosen a better gift, I am a collector of crystals, but never owned a cross like that, it's pure beautiful... Rebecca I pray that God will give you a beautiful long life that will allow you to help others liked you help us.

Lorna S. | 07/19/2017

Guaranteed Rate helped me realize the impossible was possible. I was at the point where I thought there was no way out of my situation, but then they guided me in the right direction. They were very professional, informative, and honest from the beginning to the end, and I really did appreciate that. Job well done!

Darnette P. | 6/21/2017

Rebecca was wonderful. She made the experience less stressful.

Nancy M. | 05/05/2017

We are very happy with our loan officer she answer our questions and the best of all, all the process was very simple and fast. Thank you.

Freddy V. | 04/13/2017

From the very beginning of my application process, Rebecca Trovitch guided me through step by step, the actually very smooth & quick process. All paperwork is easily taken care of electronically & quickly. Any questions I had were readily answered & processes thoroughly explained. Her coordinated staff took me through each step & I quickly closed on my new beautiful home in a very timely manner of only a few weeks.I would highly recommend Guaranteed Rate to anyone who is looking for a reliable,...

Suzanne J. | 04/13/2017

I want to take the time to say THANK YOU for not throwing in the towel and making my dream a reality, words can't describe the gratitude I have... Forever Grateful!!!!

Kishan E. - 4/15/2017

I want to say thank you so very much for all of your help, kindness, patience, & understanding while working with me. From getting approved, all the way through closing.

Suzanne J. - 4/14/2017

I actually never met my loan person face-to-face her name was Rebecca and from the first time I spoke with her she treated me like she knew me for the last 30 years she was extremely professional and went above and beyond she got me approved ASAP even raise my limit at my request and made the whole process so easy I am extremely satisfied and overwhelmed with the professionalism that she showed me I explained to her that she is family now because she treated me with such kindness and respect it...

Curtis R. - 3/22/2017

I tried for MONTHS to find someone to help me get a mortgage. They all told me NO POSSIBLE WAY, even with a co-signer. Rebecca went over and above what I possibly could have asked for. Thanks to her I have a BEAUTIFUL home for less per month than I was paying in rent. Thanks Rebecca!!! You're the BEST!!!

Denise P. - Port Saint Lucie Florida

Awesome Mortgage Professional from start to finish. As a third time home buyer we have never experienced such professionalism and courtesy. Rebecca was completely straight forward during the whole process and extremely timely in getting our financing completed. This company would definitely be worth my repeat business if we decide to ever purchase another home.

Homer & Carol W. - Tampa Florida

I have been a homeowner for three decades now. No one has ever shown me how to save money each month and arrange me in bi-weekly payments to actually get my house paid off. With what you have done for me, my house will actually be paid off by the time I retire. Thanks so much for taking the time to do for me what no other mortgage professional ever has.

Andrew B. - Tequesta Florida

I have been a homeowner for three decades now. No one has ever shown me how to save money each month and arrange me in bi-weekly payments to actually get my house paid off. With what you have done for me, my house will actually be paid off by the time I retire. Thanks so much for taking the time to do for me what no other mortgage professional ever has.

Andrew B. - Tequesta Florida

I had good credit for years - then life happened and destroyed it. I thought I would never have good credit again until I met Rebecca. Wow, she made my head spin with how knowledgeable she was. She gave me hope and good credit followed. I now have a 700 score. Rebecca took care of everything. I cannot believe in less than a year I was able to buy my house on my own and be done with those annoying phone calls from creditors! I'm definitely on a better patch now and plan to stay on it with...

Gisele W. - Port Saint Lucie Florida

Rebecca was wonderful in helping me purchase my first home. She not only held my hand all the way through the process, but she was able to save me money, and increase my credit score from good to great in the process. She made the whole difficult process seem much simpler than it could have been.

David R. - Lady Lake Florida

Rebecca, I have to thank you for everything you have done for me. You definitely have the knowledge and experience to get it done. I have talked to others that have claimed to be able to repair your credit and have researched to try the "do it yourself" way, but did not have the experience to get results. You assure med when we met, if I followed your directions and do what you tell me to do, I could get the loan I needed with a rate that I felt was not possible. You made it possible with your...

Mike D. - Port Saint Lucie Florida

They made our experience extremely easy, everyone was was very helpful, knowledgeable and professional! We couldn't be happier with how they treated us!!

Jamison W. - 1/17/2017

Rebecca Trovitch is an absolute gem. She made this process easy and understandable. Rebecca is not only tenacious she is also professional. My experience of guaranteed rate is Rebecca Trovitch. Give her a raise! Sincerely Diane Finch

Diane F. - 10/7/16

Rebecca Trovitch is a huge asset to your company. She stuck with us and helped us in securing our refinance and never gave up.

Pedro R. - 9/23/16

About Rebecca

I have been in the mortgage industry for 11 years, since moving here from California. At the time I was looking for a career that would allow me to help families and make a difference in my community and doing mortgages for clients who think they will never be homeowners definitely fulfills that requirement!

The first 10 years were spent living and owning homes throughout the Treasure Coast. Mid-2015 I decided to come further south and am now an official Palm Beacher! My favorite thing about living further south is being even closer to the beaches.

Being involved in my community and giving back has always been of great importance to me. I have been a part of United Way for 10 years and Toys4Tots for 9 years. Each week and for special events, I volunteer at the Palm Beach Children's Hospital - which is an amazing blessing - and I am currently on the Board of Directors for Children's Outreach, Inc., which provides a weekly food pantry to the public and clothes, shoes and books to children in need throughout the year, covering the entire Palm Beach County area. I truly feel that the more successful I am in my career, the more I need to give back to my community.

Rebecca interview Q&A

How long have you been in the mortgage business and what inspired you to get into it?
I have been in the mortgage industry for 11 years. Seeing a need for clients who might need guidance throughout their journey really inspired me to pursue mortgages and help more clients achieve that dream of homeownership.
Who is your typical customer and what questions do they typically have?
My clients all differ so greatly - whether it is a $50k loan to a $1M loan - most clients want to be treated fairly with transparency and proper guidance.
What specific steps do you use to help your customers find the best home loan for them?
Finding out what my clients future goals are - not just short term - often allows us to figure out what their best options are, and eventually helps with finding the very best program to suit their needs.
How long have you been in the mortgage business? What awards have you won?
I have been in the mortgage industry for 11 years. I have won the President's Club Award, $1M Producer Award & Top Producer Awards.
What advice would you give new or first time home buyers?
Understanding all of the facets that create a mortgage payment is one of the most important items I educate my first time home buyers on. Using actual listing comparables, I demonstrate how two homes with a difference of $50k in asking price can end up with the same payment once you factor in property taxes, homeowner's insurance, flood insurance and possibly HOA fees. Being informed is the only way to buy a home the right way.
What can borrowers do to insure a smooth mortgage underwriting process?
Providing as much information about their household, including previous jobs, alimony, child support, etc - all loan details which could cause delays during the loan process - and possibly the closing - if not disclosed in the beginning of the loan process.
What provides you with the most satisfaction in your job as a Loan Officer?
My favorite kind of client is what I refer to as the "Real Life Client". Someone who has experienced the ups and downs of life - whether it was a Bankruptcy, job loss, divorce, short sale, pay decrease, etc. These clients have been denied by their own personal banks or even their current lenders if they own a home. Helping them through the process and showing them compassion while doing so is one of the most satisfying aspects of my job. I have had clients cry at my closings, overwhelmed with happiness, more times than I can count.
Tell us something that makes you unique or something wacky, yet interesting about you?
I try to make it a point to attend all of my closings. Other mortgage professionals think it is a little crazy - but I think it is important to be at the "finale" of the process. I typically bring a gift and a card and the furthest I have ever driven to a closing was Tampa - about 3 hours away. It made such an impact on the clients that we are still friends to this day!

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