GuaranteedRate Logo

Rick Loera

Mortgage Associate
1806 W Cuyler Ave, Suites 1W and 2E, Chicago, IL 60613
Contact Rick
NMLS: 1577786
Ready to start your Digital Mortgage?
Apply now

TestimonialsCustomer testimonials Read more

About Rick

I entered the mortgage industry after a successful career in the restaurant world. Service and providing a great experience are the foundations of what I do. I love helping my borrowers use Guaranteed Rate's wide array of products to meet their goals.

I went to the University of Iowa. I majored in Business and English, and was a 4x letter winner on the wrestling team. We won 3 NCAA team titles while I was there, setting the NCAA record for longest unbeaten streak. I learned to make my days as efficient as possible, work harder than everyone else and set my sights high. I take this with me to work every day!

Rick interview Q&A

What specific steps do you use to help your customers find the best home loan for them?
My first step is always listening. Getting to what my borrower really wants is key. Then I make sure that we are all on the same page on the process and how we can front load the work to make it as smooth as possible.
What advice would you give new or first time home buyers?
Ask any questions you have and be up front. As long as we are both on the same page we can make it work. Getting documentation back is important to keep the process moving and to close on time.
What resources could you recommend that borrowers use to learn more about the mortgage process and how to ensure a successful home closing?
Me! I love educating people on the mortgage process and what needs to get done. Other than that the Knowledge Center at has some great information to get anyone started.
What provides you with the most satisfaction in your job as a Loan Officer?
Getting to know my borrowers and helping them reach their goals of home ownership.
Tell us something that makes you unique or something wacky, yet interesting about you?
I signed up for an Ironman Triathlon without knowing how to swim and completed it within the year. I'm always looking for the next challenge.

See how easy the Digital Mortgage works

Today’s rates

Loan Type Rate APR

*Rates may vary by state. Please see Assumptions for more details.

Check rates and get approved online right now in just minutes! Or give me a call and I’ll answer your questions and guide you through the process!

Intuitive Loan Finder

Our Intuitive Loan Finder lets you sort by lowest monthly payment, lowest interest rate or the right loan term.

Explore loan options

Start your Digital Mortgage

Apply now