As your trusted Guaranteed Rate Loan Officer, my goal is to simplify the mortgage process, make your home loan experience easy to navigate and be available to you from application to closing. I take pride in thoroughly educating my customers throughout the mortgage transaction, so they fully understand their options and feel comfortable with their chosen loan program. Whether you are a first time home buyer or seasoned owner, you can trust me and my team with all of your home financing needs. Please reach out anytime using the contact information located on this page and use this website as a resource as you start your home financing journey.

SVP of Mortgage Lending

Pablo Hernandez is your Bothell local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Pablo is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Pablo at (602) 510-8074 for more information!

Pablo Hernandez at Guaranteed Rate (NMLS #227906)

**David Dewey Davis** has been a top producing loan officer and managing partner in residential home lending for 20 plus years. David is a currently a Certified Washington State Real Estate Finance Instructor (WA id#: 22006765) and has been awarded numerous industry achievements and designations including becoming a Certified Mortgage Planner, is a CMPS* recipient, and was just recognized in 2023 for his industry leading closing times by the nation's #1 volume wholesale home lender. David takes great pride in being the best originator he can be and continuously invests in coaching, training, reading and mentoring to sharpen his skills.


**"My mission with each client is to determine an optimal loan strategy based on what is important to them while minimizing their effective borrowing cost. To accomplish this, I consider each client's short and long-term cash flow objectives and their unique profile as it pertains to wealth building, liquidity and risk tolerance. I consider each borrower's existing debt, credit, savings, debt-to-income ratios, taxation and environmental factors which may influence optimal outcomes. Because a mortgage payment is also generally one's largest debt, I also consider its impact on one's ability to save and leverage other assets."**


"The right loan type, loan structure and strategy should serve all these variables. I understand that if left solely to an online application the likelihood of getting it right is low. From the first-time homebuyer to the seasoned investor, I do home loans one transaction at a time. One borrower at a time. I look forward to hearing from you."


https://www.scotsmanguide.com/rankings/top-mortgage-lenders/2023-top-wholesale-lenders/

VP of Mortgage Lending

David Dewey Davis is your Bothell local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, David is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact David at (425) 830-2733 for more information!

David Dewey Davis at Guaranteed Rate (NMLS #71937)

Bothell

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2 Loan Officers in Bothell, WA