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MA - Waltham 307

Branch Manager: Rick Berardino
  • o: 781-788-9030
307 Waverley Oaks Road, Ste 409, Waltham, MA 02452
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NMLS: 895525
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TestimonialsCustomer testimonials Read more

Rusty was awesome. No bull brass tax type of guy that made it happen for our family. Right when we thought we couldn't afford the house we wanted rusty worked his magic and a few weeks later we are moving in.

Shane P. - 5/10/17

We have obtained loans and refinanced loans with Rusty Odowd and his team many times. They continue to do an outstanding job from start to finish. We do not ever look anywhere else to meet our mortgage needs. We have recommended Rusty's' team to many of our friends and family. They also have had a great experience.

Sheila S. -Melrose, MA | MAR 2016

Rusty O'Dowd and his team were great to work with!

Paul A. - 3/7/16

We have obtained loans and refinanced loans with Rusty O'Dowd and his team many times. They continue to do an outstanding job from start to finish. We do not ever look anywhere else to meet our mortgage needs. We have recommended Rusty's team to many of our friends and family. They also have had a great experience.

Sheila S. - 2/24/16

Hong is the best loan officer we have ever worked with.

Wenyao C. -Winchester,MA | SEP 2016

Hong Geng is easy professional. Communicating and working with him is easy.

Yongqiang T. -Lexington,MA | SEP 2016

Rick Berardino, Tracie MacBrayne, and Megan Michele at GR we awesome. They are always eager to help answer my questions and were there step by step through the entire process. The closing was a breeze and Carla and Kerry at the attorney's closing office are good people for you to be doing business with.Thanks GR for making it stress free !!

William K. - Everett, MA | JUL 2016

Rick Berardino is A+++. I was in a position that I really could use some extra cash from a refinance. I however didn't think it would work. Rick took a look at the numbers and assured us we would be all set to go ahead with the refinance. Rick got all of the info from us and put it through without a hitch, I wouldn't even think about using anyone else but Guaranteed Rate for my future purchases or refinances. Customer for life!

Christopher P. - Woburn, MA | JUL 2016

The whole team (Dorian and Linda) were excellent to us, and were very organized. Mike Brown went above and beyond, fielding every question and answering every call. He was a real pleasure to work with.

Scott C. - Greenwich, CT | JUL 2016

Mike Brown was absolutely fantastic. He guided me through the process expertly and was always contactable, even on week-ends. I will most definitely recommend him and also use him again.Linda Maxwell was equally professional.Overall it was the best mortgage experience.

Cyril D. - Devon, PA | JUL 2016

Michael Brown was a huge, huge help. Couldn't imagine doing this without his guidance!

Julian W. -Wakefield, MA | MAR 2016

Exceptional assistance with helping me acquire a mortgage loan. Very attentive to my unique circumstances and answered all my questions in a timely manner. I would definitely use your services again if needed.

Darryl W. | 12/02/2016

I just wanted to say THANK YOU for everything you did to make the purchase of our new home possible. With a strict deadline and tricky numbers you made our dream a reality. I wish you a happy holiday and will definitely be referring you.

Stephanie M. | 12/01/2016

Having someone handle the home insurance was an awesome addition. Elyse was great and knowledgeable and helped pick the right coverage for us. Christina was awesome too!! She was friendly and willing to help and go the extra mile to ensure that the underwriters had everything they needed and answered all my questions quickly. My home buying experience was a little less stressful because of the team. THANK YOU!!!

Stephanie M. | 11/30/2016

Bill Kelley was exceptionally helpful from the preapproval to closing. He stayed on the ball.

Kevin D.- Waltham, MA | SEP 2016

Bill Kelley did a fantastic job along with the rest of the personnel who worked on the loan. They came to me with material they needed and made the mortgage happen step by step and I had no worries it wouldn't be taken care of. Will definitely use these services again.

Robert F.- Waltham,MA | SEP 2016

Christina really made my first home buying experience bearable. She did an excellent job and she fought for me all the way. I'm really grateful and I would highly recommend anyone. I've already told people about Guaranteed Rate Mortgage.

Chengetai S. | 10/19/2016

Christina and her team, Megan Mischel were superb! My loan was complicated as is the case with anyone buying a home these days but her ability to communicate, maintain timelines and ultimately get me a secured loan (30 yr fixed by the way) were remarkable. Both my broker and closing attorney were amazed that she was able to get me approved in half the normal time. In a very competitive market, I couldn't think of a better choice than to use Christina Babigian and her team at Guaranteed Rate....

Matt W. | 10/01/2015

From the beginning of my loan application Guaranteed Rate was by my side and guided me through the entire process. My loan officer, William Kelley, always kept me informed of the progress and any/all updates. Regardless of the day of the week, William was there to answer my questions and concerns, as well as use his resources to rectify any setbacks. Being a military veteran it was extremely reassuring to have William, who also is a veteran, guiding me with the biggest purchase of my life. ...

Peter T.-Brockton,MA | SEP 2016

Bill, and his team, at Guaranteed Rate has made obtaining a home loan extremely easy. I will refer friends,family, and colleagues to them without hesitation.

Truc T.-Dorchester,MA | MAY 2016


Here at Guaranteed Rate, we have a philosophy to “lend where we live”. We are dedicated to meeting all of your lending needs and are armed with a full array of loan products to do so. You will find that we strive for the industry leading value proposition for our loan officers, referral sources and customers at Guaranteed Rate, which is why we work by a set of Core Values. In our office, our priority is to put the customer first.

We are proud to have Guaranteed Rate’s World’s First Digital Mortgage at our disposal. This is invaluable to both clients and realtors because it also allows clients to choose their own loan type, receive free credit scores from all three bureaus, securely upload and digitally sign your loan documents then receive a real online approval!

Our branch is looking to exponentially grow its production this year. So, if you're looking for new career opportunities, start with us! We hire the best of the best and are looking for new team members. Come grow with us!

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