GuaranteedRate - Mortgage Company
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MA - Waltham 307

Branch Manager: Rick Berardino
  • o: 781-788-9030
307 Waverley Oaks Road, Ste 409, Waltham, MA 02452
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NMLS: 895525
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TestimonialsCustomer testimonials Read more

I have used Rusty O’Dowd and his team several times. They make the complex process very simple/straightforward and always treat you like you are their only client.

David S. | February 2018

Rusty was awesome. No bull brass tax type of guy that made it happen for our family. Right when we thought we couldn't afford the house we wanted rusty worked his magic and a few weeks later we are moving in.

Shane P. - 5/10/17

This is the second mortgage I have obtained through Guaranteed Rate, and I also have recommended Rick Berardino's team to friends. It is always a seamless process; everyone is great and efficient to work with, and I am continually kept up-to-date on where things are in the process.

Deanne M. | January 2018

I will recommend Don Cary and Guaranteed rate to anyone looking for a loan. In fact, I plan on using them again soon. Great teamwork to get everything submitted in time, and the communication could not have been better. Great job all around!

David G.

This is our second time working with Don. He provides excellent service, responds in a timely manner, and is always knowledgeable and very friendly. Would highly recommend!

Abby L.

Our loan officer was amazing, Bill Kelley went above and beyond our expectations!

Kathryn A. - Bridgewater, MA | AUG 2017

My wife and I were very pleased with all of the attention and support that we received from Don Carey and his team. We intend to use Guaranteed Rate again in the future.

Charles M.

Bill Kelley was excellent working with me while I was deployed to Joint Base Cape Cod working the night shift. He made getting the necessary documents very easy for me. He made himself available to me. I would definitely use him again and recommend him to a friend.

Timothy G. - Plymouth, MA | JUN 2017

Don was the perfect professional. Throughout the the process, he consistently provided accurate and effective advice and consultions. He made what I thought would a daunting task something understandable and smooth. I plan to recommend Guaranteed Rate, and specifically DON CAREY, to any of my friends and professional acquaintances. He should commended for his great service and technical expertise.

Ron K.

I can't say enough about what Bill Kelley did for me. Expectations went above and beyond after dealing with another lender prior. I dropped them and from there Bill walked me thru this whole process and made sure all my boxes were checked as I wasn't dealing w a realtor buying a house from my mother. Definitively will recommend Bill Kelley and look forward to working with him again.

David K. - Brighton, MA | MAY 2017

Exceptional assistance with helping me acquire a mortgage loan. Very attentive to my unique circumstances and answered all my questions in a timely manner. I would definitely use your services again if needed.

Darryl W. | 12/02/2016

I just wanted to say THANK YOU for everything you did to make the purchase of our new home possible. With a strict deadline and tricky numbers you made our dream a reality. I wish you a happy holiday and will definitely be referring you.

Stephanie M. | 12/01/2016

My loan officer was an astute professional, he aided me in all my questions with confidence and knew every aspect of the VA loan. He put the stress of buying a home at ease! Awesome experience!

Jared S. - Wilbraham, MA | FEB 2017

The loan process was very easy. My being tech challenged was a hurdle, but Don and Glen worked with me through the whole process and everything worked out perfectly.

Adam F.

Having someone handle the home insurance was an awesome addition. Elyse was great and knowledgeable and helped pick the right coverage for us. Christina was awesome too!! She was friendly and willing to help and go the extra mile to ensure that the underwriters had everything they needed and answered all my questions quickly. My home buying experience was a little less stressful because of the team. THANK YOU!!!

Stephanie M. | 11/30/2016

Great experience. Don Carey is amazing!!! I will use his services again and again!

Michelle D.

Bill Kelley was exceptionally helpful from the preapproval to closing. He stayed on the ball.

Kevin D.- Waltham, MA | SEP 2016

Christina really made my first home buying experience bearable. She did an excellent job and she fought for me all the way. I'm really grateful and I would highly recommend anyone. I've already told people about Guaranteed Rate Mortgage.

Chengetai S. | 10/19/2016

Bill Kelley did a fantastic job along with the rest of the personnel who worked on the loan. They came to me with material they needed and made the mortgage happen step by step and I had no worries it wouldn't be taken care of. Will definitely use these services again.

Robert F.- Waltham,MA | SEP 2016

Christina and her team, Megan Mischel were superb! My loan was complicated as is the case with anyone buying a home these days but her ability to communicate, maintain timelines and ultimately get me a secured loan (30 yr fixed by the way) were remarkable. Both my broker and closing attorney were amazed that she was able to get me approved in half the normal time. In a very competitive market, I couldn't think of a better choice than to use Christina Babigian and her team at Guaranteed Rate....

Matt W. | 10/01/2015


Here at Guaranteed Rate, we have a philosophy to “lend where we live”. We are dedicated to meeting all of your lending needs and are armed with a full array of loan products to do so. You will find that we strive for the industry leading value proposition for our loan officers, referral sources and customers at Guaranteed Rate, which is why we work by a set of Core Values. In our office, our priority is to put the customer first.

We are proud to have Guaranteed Rate’s World’s First Digital Mortgage at our disposal. This is invaluable to both clients and realtors because it also allows clients to choose their own loan type, receive free credit scores from all three bureaus, securely upload and digitally sign your loan documents then receive a real online approval!

Our branch is looking to exponentially grow its production this year. So, if you're looking for new career opportunities, start with us! We hire the best of the best and are looking for new team members. Come grow with us!
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