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MA - Waltham 307

Branch Manager: Rick Berardino
  • o: 781-788-9030
307 Waverley Oaks Road, Ste 409, Waltham, MA 02452
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NMLS: 895525
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We have obtained loans and refinanced loans with Rusty Odowd and his team many times. They continue to do an outstanding job from start to finish. We do not ever look anywhere else to meet our mortgage needs. We have recommended Rusty's' team to many of our friends and family. They also have had a great experience.

Sheila S. -Melrose, MA | MAR 2016

Rusty O'Dowd and his team were great to work with!

Paul A. - 3/7/16

We have obtained loans and refinanced loans with Rusty O'Dowd and his team many times. They continue to do an outstanding job from start to finish. We do not ever look anywhere else to meet our mortgage needs. We have recommended Rusty's team to many of our friends and family. They also have had a great experience.

Sheila S. - 2/24/16

Jody and Stacey were extremely helpful, dedicated, and professional. These ladies called me in a Friday night at 8pm to give me an update. It's Friday night and they are making sure everything was in order for me to close the following Monday. Outstanding and they made me feel special. I will always us this company and recommend them! Rusty was really great too! I felt he bent over backwards for me. I'm very pleased. Thank you guys!!!

Ray M. - 3/7/16

I have had quite a positive outcome as a result of working with Guaranteed Rate to secure my mortgage. From the start, when questions would arise, my phone calls were handled promptly & in person. On the rare occasion that I left a message, my concerns were answered quickly. The entire staff was courteous & considerate of my schedule around work & submitting documentation.I am very pleased with every aspect of my experience with Guaranteed Rate & intend to strongly recommend Rusty O'Dowd & his...

Michael M. - 3/23/16

Rusty O'Dowdy and his team did a magnificent job processing my VA loan. Smooth transaction! Thank you all

Richard D. 3/31/16

Rusty O'Dowd and his team of professionals were outstanding. Their attention to detail and ambition to see our loan to conclusion was fantastic. Rusty O'Dowd is the very best in the business.

Timothy K.– North Waltham, MA | SEP 2015

Rick Berardino, Tracie MacBrayne, and Megan Michele at GR we awesome. They are always eager to help answer my questions and were there step by step through the entire process. The closing was a breeze and Carla and Kerry at the attorney's closing office are good people for you to be doing business with.Thanks GR for making it stress free !!

William K. - Everett, MA | JUL 2016

Rick Berardino is A+++. I was in a position that I really could use some extra cash from a refinance. I however didn't think it would work. Rick took a look at the numbers and assured us we would be all set to go ahead with the refinance. Rick got all of the info from us and put it through without a hitch, I wouldn't even think about using anyone else but Guaranteed Rate for my future purchases or refinances. Customer for life!

Christopher P. - Woburn, MA | JUL 2016

The whole team (Dorian and Linda) were excellent to us, and were very organized. Mike Brown went above and beyond, fielding every question and answering every call. He was a real pleasure to work with.

Scott C. - Greenwich, CT | JUL 2016

The whole process is taken care of for you. Pleasant people who walk you through everything. Guaranteed Rate makes you feel comfortable about taking out a mortgage or refinancing as well. Thank you Rick Beradino and your whole team .

Marc J - Worcester, MA | Feb. 2016

Mike Brown was absolutely fantastic. He guided me through the process expertly and was always contactable, even on week-ends. I will most definitely recommend him and also use him again.Linda Maxwell was equally professional.Overall it was the best mortgage experience.

Cyril D. - Devon, PA | JUL 2016

Rich and his team were fantastic. This is my second experience with them and would recommend them to anyone. Seamless process and helped me understand and achieve all my goals in my refinance. Will absolutely recommend to anyone.

Wesley C. - South Boston, MA | Jan. 2016

Michael Brown was a huge, huge help. Couldn't imagine doing this without his guidance!

Julian W. -Wakefield, MA | MAR 2016

Berardino and team were wonderful to deal with by way of phone and email - both were responsive, timely and helpful at each step of the process. Overall good, solid experience from start to finish. Would highly recommend to others.

Michael D. – Charlestown, MA | SEP 2015

I had a great experience working with Guaranteed loan. My loan officer Michael Brown was Amazing and helped explain everything to me on a step by step basis. I would highly recommend him to anyone looking for mortgage!!!!!!

Erin R. - Waltham, MA | Dec. 2015

Bill Kelley was exceptionally helpful from the preapproval to closing. He stayed on the ball.

Kevin D.- Waltham, MA | SEP 2016

Bill Kelley did a fantastic job along with the rest of the personnel who worked on the loan. They came to me with material they needed and made the mortgage happen step by step and I had no worries it wouldn't be taken care of. Will definitely use these services again.

Robert F.- Waltham,MA | SEP 2016

From the beginning of my loan application Guaranteed Rate was by my side and guided me through the entire process. My loan officer, William Kelley, always kept me informed of the progress and any/all updates. Regardless of the day of the week, William was there to answer my questions and concerns, as well as use his resources to rectify any setbacks. Being a military veteran it was extremely reassuring to have William, who also is a veteran, guiding me with the biggest purchase of my life. ...

Peter T.-Brockton,MA | SEP 2016

Bill, and his team, at Guaranteed Rate has made obtaining a home loan extremely easy. I will refer friends,family, and colleagues to them without hesitation.

Truc T.-Dorchester,MA | MAY 2016


Here at Guaranteed Rate, we have a philosophy to “lend where we live”. We are dedicated to meeting all of your lending needs and are armed with a full array of loan products to do so. You will find that we strive for the industry leading value proposition for our loan officers, referral sources and customers at Guaranteed Rate, which is why we work by a set of Core Values. In our office, our priority is to put the customer first.

We are proud to have Guaranteed Rate’s World’s First Digital Mortgage at our disposal. This is invaluable to both clients and realtors because it also allows clients to choose their own loan type, receive free credit scores from all three bureaus, securely upload and digitally sign your loan documents then receive a real online approval!

Our branch is looking to exponentially grow its production this year. So, if you're looking for new career opportunities, start with us! We hire the best of the best and are looking for new team members. Come grow with us!

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