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Ben Cohen

Senior Vice President of Mortgage Lending
3940 North Ravenswood, Chicago, IL 60613
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NMLS: 217528
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Ben Cohen & team made my refi stress free. I will recommend them to anyone I know who is looking to get a mortgage or refi.

Courtney -9/16

Ben and his team did a fantastic job. I went from loan app to closing is less than 30 days and we could've closed early had the seller's been ready. thanks again.


Thank you so much for everything that you and your team have done for us once again. I know that you all went above and beyond on more than one occasion and we really appreciated it! Just to let you know, when we met with the head supervisor at our community, Dan last week, he had nothing but the highest praise for your team. He said he had never worked with a more responsive, professional and easy team to work with. He works with a lot of mortgage companies and he said this was one the best...

Cathy- 10/16

Ben Cohen and his team were great (once again). Best I've ever known, and recommend them as often as I can. Thanks again!

Bryan N- 9/2016

Very smooth process and liked that I could upload all documents and sign electronically. The loan officer Ben and his team were great at keeping me informed throughout the process. Also, it was great that they sent someone to our house for the closing. Would highly recommend Guaranteed Rate to anyone

Jonathon L. - 8/16

Ben Cohen and his staff were wonderful. They all made this very stressful time in my life with buying a home as a single parent very easy. Everyone was so helpful and never made me feel like questions were crazy ones. Thank you all so much!!

Allison L. - 8/16

Near the end of July and with an August 31st closing date looming, I was getting fed up and frustrated with my lender and my real estate agent recommended Ben Cohen at Guaranteed Rate as an option. After my initial telephone conversation with Ben I was referred to his Senior Loan officer Susan Cooley and she was nothing short of being professional and knowledgeable. Once I gave Susan all of the documents and letters of explanation that applied to my circumstances I was then handled by Nick...

Linda D. - 8/16

They had the loan ready on the day I needed it. They answered all of my questions in a timely manner. The web interface makes it easy to know what documentation you will need to complete the application.

Michelle F. - 7/16

Ben Cohen did a fantastic job and was a huge help throughout this process! I know we came prepared with hundreds of a questions but he was always there to answer our questions and help give us comfort as first time homebuyers. After working with lots of different people through this process we appreciated how responsive he was and always available to talk at a moment’s notice.

Kyle G. - 8/16

This was my first time applying for a loan for a home purchase. Ben Cohen and his team were there to walk me through each step of the way, and to answer any questions. They made a potentially stressful and chaotic process tolerable.

Edward P. -7/16

Ben and his team got me closed FAST. They are super communicative, efficient and friendly. It's like the 4th time I've used them and they never disappoint. I HAVE recommended them to many of my friends who feel the same.

Jill R- 7/16

Ben is a top notch professional from every perspective that addresses challenges inevitable as part of the process. Very efficient and a great communicator. Completing the transaction in a record time frame would not be possible without Ben. My seasoned realtor was impressed! Many thanks.

Alla - 7/16

After consulting with a few lenders prior to purchasing a new home, I decided to go with Ben Cohen and his team. Ben was great to work with - the whole process went so smoothly from start to finish. He was very easy to talk to, ask questions and go over what my options were. His team quickly followed up with any requests, which gave me the impression they were prepared and had good experience. I would recommend working with Ben and his team with anyone.

Anonymous- 7/16

Ben was a pleasure to work with the entire time of my home buying process. I'd recommend him and his entire team that he works with to anyone that was in the same position I was. Quick Story: Ben was out of town and I had a very time sensitive dead line that I needed to get documents over to my real estate agent during non-business hours. Ben is always accessible and was able to get a team member into the system and send over a document I needed to send over within 15 minutes. Great...

Anonymous- 7/16

Ben and his team were extremely helpful in the purchase of our first home. We couldn't be any happier than where we are right now thanks to Ben. Ben took an extensive amount of time explaining each step of the mortgage process. He walked us through the entire purchase of our home.

Anonymous- 7/16

Seriously 10s across the board. Ben Cohen and is team are the best. I am a first time buyer and the experience was phenomenal. Thank you Ben and everyone on his team.

Greg P.- 7/8/16

Guaranteed Rate couldn't have been better. The process ran smoothly, communication was seamless and we accomplished exactly what we sought out to achieve with our refinance. Thanks, guys!

Ashley L. - June 2016

Ben and his team did an excellent job - especially keeping me updated throughout the entire process.

Andrew W- June 2016

Ben Cohen and his team were great at walking us through the process!

Jessica C. - June 2016

The closing went great yesterday and we are all moved in. From the bottom of my heart...thank you. I did not think it was possible to pull off that mortgage by myself and you were able to do it. You are INCREDIBLE!

Anonymous- 6/16

Ben Cohen and his team were very accessible and professional throughout the entire process. They invested the appropriate amount of time necessary to get everything done on time. Although the home-buying process is stressful, Ben and his team did everything that they could to lower our stress level. I would definitely use Guaranteed Rate again and I plan to recommend them to my friends and family.

Warren R. - 6/2016

I just want to say Ben's team is outstanding. Mike Dye, and Whit Barker specifically. I had an issue on my credit report just before closing that was going to be a deal breaker, but the team never gave up. Not only did they go out of their way to fix my credit, they closed my loan! Thank you!

Alex- 4/2016

Ben Cohen is fantastic. He always took the time to explain everything in simple terms to me, and always made himself available during non business hours. It was a pleasure working with him.

Evan E - 5/2016

Ben Cohen and his team were wonderful and with us every step of the way. We could not be happier!

Cristina S. - 6/16

Super great experience~ I highly recommend Guaranteed Rate! Thank you Ben and Team. I appreciate your guidance, quick turnaround time and meticulous attention to detail.

Joy J. - 6/2016

Ben and team, our closing went smoothly today, obviously in large part because of your work. Thank you. You guys work well together and were quick and responsive all the way. Our lawyers complemented your team efforts.

Stephen and Agnella - 5/16

Ben Cohen, Mike Dye and Susan Cooley were very patient and responsive. They took the time to help us understand the loan terms. They went above and beyond in securing the best terms for us. They really helped us out.

Katrina G. - 5/2016

Ben Cohen and his team are simply outstanding. Ben came recommended to us from some good friends of ours who had worked with Ben in the past, and I can't say enough good things. Ben is a true professional, thorough, and extremely knowledgeable. But he also has the little things down -- which is that he understands that obtaining a mortgage is foreign territory to a lot of us, and can be a stressful and taxing process. I never had to leave Ben a message or wait for him to return my calls. If I...

David S. - May 2016

After having many bad experiences with the bigger banks/lenders, I am so happy that I was referred to Ben and his team. In addition to doing a refinance on my primary residence, I also obtained a new mortgage after I sold that residence and purchased a new home. The process was seamless and efficient. Susan and Kaye were responsive, always available to answer questions, and always easy to reach. They made this otherwise stressful situation painless. I would refer this team to anyone, and will...

Nicole C.- April 2016

I have used Ben to refinance the mortgage on my condo twice. The application process is completed online and all the documents are requested via email where you are then given a login and password to securely upload your documents to his system for review; you can track all necessary documents on your own page so it's totally painless and hassle-free! The entire process, from application to approval was quick and easy.

Tom K. - April 2016

Ben Cohen and his team were very professional and prompt with responses and moving along my refinance. They were very knowledgeable and precise in explaining the steps, charges and their follow-thru.

Jen W. - April 2016

The team we worked with was knowledgeable, responsive and patient. We couldn't have asked for a better experience.

Christopher M.- April 2016

The entire team was efficient and informative. I will highly recommend Guaranteed Rate to my peers.

Zach B.- May 2016

Ben Cohen and his team were amazing. They were relentless in their pursuit to get me the best possible loan. I have never seen a team work harder. They were the complete package helping me out with my homeowners insurance as well which saved me over 500 dollars. I will most definitely use Guaranteed Rate again.

Christopher R. - Chicago, IL | MAR 2016

Loved the attentiveness of the Ben Cohen Pod--everyone was in lock step and helped me get through the transaction with very little stress and no surprises. Fastest and easiest closing ever. Have already and will continue to recommend to everyone I know.

Janet T. - Chicago, IL - 3/16

So great having the portal to easily and quickly upload necessary documents. Saves SO much time!

David W. - Riverwoods, IL - 3/16

Ben knows how to get through the "red tape" to get a transaction closed quickly. He makes himself incredibly available to his clients and comes through on his promises. I highly recommend Ben.

Andrea V. - Chicago, IL - 2/16

Done 2 mortgages and a refi with Ben in the last 2 years. Ben and team are super easy to work with. Very happy with all 3 of my processes with Ben and the outcomes of each. Chicago Mortgages = Ben Cohen.

Anonymous - Chicago, IL - 2/16

Ben Cohen and his team were amazing. They were relentless in their pursuit to get me the best possible loan. I have never seen a team work harder. They were the complete package helping me out with my homeowners insurance as well which saved me over 500 dollars. I will most definitely use Guaranteed Rate again.

Christopher R. - Chicago, IL - 2-16

Ben Cohen and his team were very attentive and reassuring of any questions or concerns I had regarding my comprehension of the lending process. This was my first mortgage that was to be closed in less than a month. I was given ample time to do research, comparisons, and ask questions addressing my concerns. It was a smooth and educational experience that was positively exciting.

Anonymous - Chicago, IL - 9/15

Ben and his incredible team of professionals have no equal in the mortgage business. Every Member of Ben's team is intent on getting your information as quickly as possible and making the mortgage process seamless. From accumulation of tax documents to the closing each individual was attentive, knowledgeable, and professional in every way with the process coming to a successful conclusion as quickly as humanly possible.

Anonymous - Highland Park, IL - 9/15

Ben was great to work with. He was available at all hours to answer our questions and help ease our "first time buyers" nerves. He's extremely knowledgeable about market conditions and can explain these details in a easy-to-follow manner. I would be happy to recommend him to our family and friends.

Brandon F. - 10/15

This is the second time I've worked with Ben. The first was a HARP refi, and this time was the purchase of a new home. Ben and his team made the process painless, and his software for document uploads is amazing.

Zachary P. - Plainfield, IL - 10/15

I'd never worked with Ben before, but was very pleased with the service he and his company provided. He responded to my (many) questions same- or next-day. He explained the mortgage process well, so I knew what to expect. And the portal used by Guaranteed Rate for uploading documents and communicating with Ben and his team made for a much easier and streamlined process (compared to what I bought a property just 4 years earlier, using a different lender, and everything was paper-based).

Stacy - Buffalo Grove, IL - 10/15

Ben Cohen and his team were always there when we had a question or concern. We were buying contingent on the sale of our old place. Double the stress if you know what I mean. The buyer of our old place had some delays with obtaining a "ready to close" status on their financing and Ben and his team worked magic to bring it all together on time. We were very impressed and our closing on both properties went smoothly. His insurance team even found us a great rate on our Home Owners...

David S. - Chicago, IL - 10/15

Ben helped me get a mortgage on my new condo. I've worked with him before refinancing my old place and he and his team are always kind, responsive and helpful and looking out for my interests (i usually do due diligence on my own as well and i usually just wind up confirming what they told me). I'll go to them first before anyone else and before i make an offer anywhere.

Anonymous - Chicago, IL - 10/15

Ben helped us get a purchase mortgage on our town home. He came recommended by our financial planner. Ben was very helpful and professional. He has a full team of people to assist with all aspects of the transaction. We had not troubles with the loan along the way and Ben stayed in touch throughout. He was always available and prompt in responding as was the rest of his team.

Wesley H. - Chicago, IL - 10/15

The entire pre-approval and loan closing process was quick and painless thanks to Ben and his team. They were completely on top of it from start to finish. 1. they were always available to answer any questions 2. everything was done electronically 3. they were friendly and patient A great experience and I would highly recommend.

Jason P. - Chicago, IL - 10/15

After contacting several lenders, Ben Cohen and his team were able to push through a loan that other agencies said could not get done. Ben's extensive knowledge of available products and procedures are unrivaled.

Dan L. - Winnetka, IL - 10/15

We have worked with Ben on two mortgages -- a refinancing and a new home purchase -- and have had great experiences in both cases. Ben and his team are professional, accessible, efficient, flexible, and reliable. Being able to count on support from Ben and his team made a big difference for us.

JD F. - Glenview, IL - 10/15

Ben is quite simply the best mortgage broker I have ever worked with (and I have worked with a lot!). His knowledge of the products available and his ability to get a loan done in a market that is very challenging is incredible. He has helped many of my friends when other lenders have failed do what they promised to do. Ben will never tell someone he can get them a certain loan/deal/rate/whatever unless he knows he can. His is honest and has incredible integrity in a business that often...

Colby M. - Chicago, IL - 11/15

Ben was very easy to work with from day 1. He and his team acted efficiently to take care of all aspects of my loan. Ben and his team very responsive and made the mortgage process as painless as possible.

Elliot L. - Chicago, IL - 12/15

Ben Cohen and his mortgage team were professional, responsive, and helpful throughout the mortgage process in helping me buy my first home. Starting with prequalification through closing, Ben Cohen was there to help make sure that the entire process was smooth and organized. I would recommend Ben Cohen of Guaranteed Rate to any buyer, first time or veteran.

Andrew S. - Lombard, IL - 12/15

Very helpful and was able to help me secure my first home loan quickly and painlessly. Was able to close with a short time frame and a good finance rate wouldn't have been able to close with many lenders In the time Ben and his team were able to close. Would recommend Ben and his team to everyone I know.

Ryan V. - Hinsdale, IL - 12/15

Ben and his team at Guaranteed Rate were fantastic. They made the process of buying my first home as easy as possible. Their process for getting loan approval, collecting necessary documents, and assisting with closing is very streamlined.

Anonymous - Chicago, IL - 12/15

Ben was absolutely terrific. Very responsive and helpful. When we found a house, we needed to close within 30 days and Ben and his team got everything done in plenty of time, helping ease the stress of the process. He also helped me a find a great relator to help my wife and I with our first time home search. We would definitely go back to Ben again the next time we decide to buy a house.

Chris L. - Arlington Heights, IL - 2-16

Ben Cohen and his team were awesome to work with. The online submission process made everything very easy.

Jeff K. - Lincolnwood, IL - 2/16

I could not have had a better experience getting a mortgage than I did with Ben Cohen -- I would recommend him to everyone I know!!!! He was extremely helpful in every single aspect of the process and his team was incredibly responsive. He made my mortgage process very easy, got me a great rate, and I couldn't be more happy that I chose to go with him!! He really goes above and beyond the entire time!

Jeremy B. - 7/15

The execution of the closing was quick and easy. Overall, a great experience. Thanks.

Ajay K. - Chicago, IL - 11/15

The whole entire team at Guaranteed Rate were wonderful and excellent in helping me secure a refi loan. Its was easy and efficient. In addition, they were very helpful and responsive. Best mortgage experience I ever had. I will recommend my friends and family to use Guaranteed Rate. Just awesome!

Donald C. - Chicago, IL - 2/16

Ben Cohen makes it easy and fast. He is quick to respond, honest, and we know we are in good hands. Excellent A++ experience as always. I cannot recall the persons name who did our closing.. but she was extremely professional and explained everything great. Again, made it very easy. Pleasure to work with.

Justin L. - Elmhurst, IL - 1/16

Ben Cohen and his team couldn't have been any more professional and efficient. They made this experience as painless as possible. Great communication.

Abraham B. - Lincolnshire, IL - 1/16

I would use Guaranteed Rate again only because of Ben Cohen - the man and his staff are genius and perfection!

Michael R. - Chicago, IL - 12/15

Great team!!! Always felt comfortable and confident in everyone!!!

Lisa K.- Chicago, IL - 12/15

Ben Cohen and his team are amazing, period. They were great.

Chad F. - Highland Park, IL - 12/15

Ben and his team were wonderful to work with! They made the process easy and painless, we will definitely be using Ben for our next refinance!

Lauren W. - Long Grove, IL - 12/15

The process was very efficient. What was needed was asked for without delay. All of my submitted documents were reviewed and confirmed received that same day.

Neil F. - Highland Park, IL - 11/15

My loan officer, Ben Cohen, always returned calls promptly and took care of matters immediately. He took my questions and concerns seriously and built a relationship of trust in the process. His team carrying out other functions is best described as "on the ball." They were connected and right up to speed on all matters of my loan. This professional handling allowed me to feel I was being well taken care of.

Bruce R. - Chicago, IL - 10/15

Great experience all around! Ben and his team made sure all details were covered and looked at all available options given my situation and credit history.

Chad T. - Chicago, IL - 2/16

The team is efficient and responsive. It's my 3rd GR loan and I have and will continue to recommend them to my friends.

Jill R. - Chicago, IL - 2/16

Ben's team is exceptional. They take ownership of my mortgage and all the procedures and details that go along with it. They have proactively saved my family thousands of dollars via timely refinancings. Could not recommend anyone more highly.

Evan H. - Boston, MA - 2/16

Excellent service, always on top of the mortgage process. I would recommend him to all my friends. He explained every details of mortgage plan. His team was very helpful and stayed on top of all the paperwork.

Dipak S. - Darien, IL - 8/15

Using Guaranteed Rate is an absolute no brainer. I elected to initially use a local bank and was subsequently dragged into an endless undwerwriting process. With only 8 days before closing, I called Ben and he and his team worked for 24 hours straight to help me structure my financing and see that it was processed in accelerated fashion. The seller, brokers, lawyers were all in disbelief that they pulled this off. Blown away. Even if you think you can get better rate elsewhere (which is...

Rick D. - Chicago, IL - 7/15

Had a great experience on my first mortgage, arranged by Ben and his team at Guaranteed Rate. Ben steered me through the process from start to finish, and managed to get from offer to closing in just 3 weeks - truly astounding!

Neil H. - Chicago, IL - 2/16

About Ben

Helping people’s dreams of home ownership come true is my primary motivation. For most people, purchasing a home is the single largest financial decision of their life. I enjoy being a part of something that affects people’s lives so positively and profoundly.

I want my clients to be comfortable with their particular loan product, so I attempt to lay out all of their options. By being honest, open, and transparent throughout the loan process, I’m able to make them feel comfortable every step of the way. When called upon to achieve the impossible and save deals that other lenders could not close, I have consistently come through.

That’s why my clients send referral business my way: because they’ve had a superior customer service experience. Year after year I’m listed by Mortgage Executive Magazine as one of America’s top mortgage originators, ranking #8 in 2015. I strive to continuously build new relationships while staying connected to my prior clients and referral partners, who I have worked with throughout my career.

Quite simply, my goal is to continue to offer the best customer service with the lowest rates and lowest costs possible to my clients. I’m here to help you with Life’s Biggest PurchaseSM!

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