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Eric Hamilton

VP of Mortgage Lending
1240 Iroquois Ave, Ste 300, Naperville, IL 60563
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NMLS: 414113
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TestimonialsCustomer testimonials Read more

Two weeks ago I called you in a state of disbelief and panic, wondering how on earth I was going to salvage a deal that I had been working so hard on, purchasing a home for my daughters and me. From Day 1, you handled my loan with the utmost priority, and you and your team have single-handedly restored my faith in the lending process. The complete ineptitude of my experience with another lender has been far surpassed by your team's professionalism and customer-focused commitment. From...

Adam (Purchase June 2016)

My experience was beyond perfect - I have zero suggestions for improvement! Eric and Jody provided the most outstanding customer service I have ever experienced in my life. They listened to my needs, expedited my application wherever possible, shared valuable advice and made me feel comfortable and secure throughout the process. They each promptly and accurately answered all of my questions and communicated very well with each other so everyone helping me was always on the same page. I will...

Bradly (Purchase June 2016)

Eric Hamilton and his associates were amazing. Eric took time to have a conference call one evening with my husband and myself when we had additional questions. The processor was so friendly and quick to get all the information to the underwriters. Jody was just as friendly and helpful especially at crunch time to get us closed on time. They are a great group and we are recommending them to everyone!

Brian (Purchase May 2016)

Eric & Jody were outstanding! We were so lucky to have such a hardworking and caring group. They went above and beyond the call of duty for us and we will be forever grateful!

Efrain (Purchase March 2016)

Great job by Eric Hamilton and his entire team. They had less than a month to complete our closing and nailed it. We were first time home-buyers and were very nervous about the entire process. Eric’s team did an outstanding job reassuring us and making certain to keep us updated on a daily and sometimes hourly basis. We would like to thank everyone who helped us achieve our dream home!

Matt & Joanne (Purchase May 2016)

About Eric

After 15 years in the mortgage business, Eric has built a business largely from the referrals of past clients, realtors, attorneys, and financial planners.

By design, his business is created to help clients strategically plan & provide clear and accurate information so that his client will be confident that they can make their own decision in their best interest.

Once the client is able to make the initial decision regarding their mortgage and the process begins, whether a purchase or refinance, Eric stays in touch regularly throughout the process to keep the process on track and his client's “in the know”.

Eric has assembled a highly skilled, dedicated, and customer service oriented team. This group of individuals has been handpicked and provides a level of service far beyond expectations. We are a highly dedicated team; each team member is committed to making each customers experience rewarding.

It is through the client’s understanding of the process and the high level of communication and customer service, that Eric has developed so many trusting relationships. This makes clients confident in referring him.

Give Eric the opportunity to prove to you why so many people entrust him in providing their mortgage!

Eric interview Q&A

How long have you been in the mortgage business and what inspired you to get into it?
15 Years. I was a bond trader at the Chicago Board of Trade and was introduced to the real estate market through a friend of mine. I obtained my real estate license but was quickly drawn to the mortgage industry and immediately found my true passion. The ability to help customers financially achieve home ownership.
What specific steps do you use to help your customers find the best home loan for them?
I really take a great deal of time upfront getting to know the customer and helping them understand the process. Through this introduction we try to find a comfort level and monthly payment they feel comfortable with. Most loan officers send a borrower out to buy a home with a specific purchase price. I like to focus on monthly payment and work with the Realtor to find a home within this comfort range.
Tell us about a mortgage product that consumers may not be aware of?
Many consumers always make the mistake of assuming it is difficult to get a loan. I always hear from customers at closing how much easier the process was compared to what they had expected. The mortgage industry has changed over the last 8 years but I truly believe the availability of credit to consumers is at a very sustainable level. This is good for every consumer who has the dream of home ownership. It is true that many consumers still think you need 20% down payment to buy a home, great credit scores, and long term employment. We help buyers every day that do not fall into this mold. It is always very important to sit down with a customer to alleviate these concerns and provide them the options that are available.
What can borrowers do to insure a smooth mortgage underwriting process?
The best way to ensure a smooth and efficient loan process is to be well informed. When you are well informed, you can navigate through the process a lot more efficiently. Not only do we get a buyer pre-approved upfront we will collect all documents and review all documents upfront. This helps us address any concerns we have, and better prepare you for the purchase. This also allows us to review payment comfort levels, cash to close, and interest rates with a lot more accuracy.
What provides you with the most satisfaction in your job as a Loan Officer?
We do more than help our customers buy a home. Many people recognize the tangible benefits of owning a home. Many studies have showed that people who purchase a home are more likely to be involved in the community, more volunteer time to help others, and more homeowners tend to stay in these communities longer. I think we help our customers succeed financially while also providing a great deal of support to the communities we serve.

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