Eric Hamilton

VP of Mortgage Lending
5157 Main Street, Suite 202, Downers Grove, IL 60515
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NMLS: 414113
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Eric Hamilton and team were all extremely helpful. They communicated everything thoroughly from the start. There were no surprises throughout the entire process.

Ryan G. | September 2018

From the first conversation I had with Eric, I knew I was in the right hands. He helped me understand everything and made the process unbelievably easy. This was the first time I bought a house so my knowledge wasn’t the greatest. His team of Juliet, Gwyn, and Jodie was on top of everything and were accessible at anytime of the day. They were all very thorough, helpful, and patient. I feel that I received the best treatment and the best deal that was available to me and my wife. I wouldn’t...

Christopher P. - August | 2018

From the first conversation I had with Eric, I knew I was in the right hands. He helped me understand everything and made the process unbelievably easy. This was the first time I bought a house so my knowledge wasn’t the greatest. His team of Juliet, Gwyn, and Jodie was on top of everything and were accessible at anytime of the day. They were all very thorough, helpful, and patient. I feel that I received the best treatment and the best deal that was available to me and my wife. I wouldn’t...

Christopher P. - August | 2018

From the first conversation I had with Eric, I knew I was in the right hands. He helped me understand everything and made the process unbelievably easy. This was the first time I bought a house so my knowledge wasn’t the greatest. His team of Juliet, Gwyn, and Jodie was on top of everything and were accessible at anytime of the day. They were all very thorough, helpful, and patient. I feel that I received the best treatment and the best deal that was available to me and my wife. I wouldn’t...

Christopher P. - August | 2018

From the first conversation I had with Eric, I knew I was in the right hands. He helped me understand everything and made the process unbelievably easy. This was the first time I bought a house so my knowledge wasn’t the greatest. His team of Juliet, Gwyn, and Jodie was on top of everything and were accessible at anytime of the day. They were all very thorough, helpful, and patient. I feel that I received the best treatment and the best deal that was available to me and my wife. I wouldn’t...

Christopher P. - August | 2018

Great team to work with from guaranteed rate, a huge shout out to Miss Julie wells guiding us through the process taking our phone calls answering questions all around A+++. Had a great experience from the time that we started our process to purchase our home all the way to closing, I would recommend guaranteed rate to anyone that is looking to purchase a home with easy guidance from the whole staff, thank you again.

Vicki W. - August | 2018

Eric Hamilton and his team worked endlessly to ensure I got my loan on time, keep up the good work!

James N. | July 2018

Eric Hamilton and his team were excellent, the process was smooth, organized and timely. I will definitely use them again and recommend them 100%.

Kwaw K. | June 2018

Eric's team made the whole process, from application through closing, as smooth and hassle-free as I could have hoped for.

Ben K. | July 2018

Great team & great service.

Jay D. | July 2018

Great team! Very responsive. Thank you.

Mary K. | June 2018

The realtor's relationship with Guaranteed Rate made handling questions easier. Docusign was convenient for signing docs.

Stephanie S. | May 2018

Everyone was extremely helpful, courteous and fully knowing of our situation. Whether it be via email or phone, the entire team was there to help us every step of the way. It was fantastic working with Guaranteed Rate.

Jason K. - June | 2018

Eric Hamilton and his team were excellent, the process was smooth, organized and timely. I will definitely use them again and recommend them 100%.

Kwaw K. | June 2018

The customer service that Eric Hamilton's Team provided me from the start of my loan process to the closing of the sale of my home was impeccable!!! This was my first home purchase, Eric Hamilton's team made the entire process so smooth from start to finish! I couldn't have asked for a better buying experience. I will definitely be recommending his team and using them in the future. Guaranteed Rate and Eric Hamilton's team are the best to go through when purchasing or refinancing your home!...

Michelle K. | June 2018

The realtor's relationship with Guaranteed Rate made handling questions easier. Docusign was convenient for signing docs.

Stephanie S. | May 2018

I needed a quick 30 day closing under short notice. I was assured that the 30 day closing date would be met and it was. I was very happy about that. All those involved with loan process were very helpful and professional. Many thanks to Eric Hamilton and his staff.

Steven K. | May 2018

Eric Hamilton was amazing. He walked me through the process, kept me up to date along the way and recommended the best time to lock in a rate. This was the smoothest loan process I have ever had.

Robert P. | May 2018

We were so thankful for Eric Hamilton and the GR team! The team was on top of everything and had great communication both internally and externally to us. They made the process seamless. Not only did we think the GR team was awesome, but our attorney and Real Estate Agent only had fantastic things to say about the GR team as well!

Ashley L. | May 2018

This was the smoothest process for buying a house, and this is my 4th home purchase. They didn't ask me for the same things multiple times and their process to upload documents was very easy. Overall, I was happy and would use them again.

Jarrod W.

Erik Hamilton is Awesome!! The ladies that work with him were just as awesome. Thanks for everything you do!!

John S. - May | 2018

Great service from Eric and Team. Jody was very diligent with everything including pointing out some of the errors that our we or our lawyer would have never caught including high title fees. Jody ended up saving us more then $10k in extra fees. Eric and the whole team was very responsive, accommodating and was there for every step of this complicated closing and loan approval process. Looking forward to working with them again.

Eric A. - April | 2018

it was seamless loan processing even though I had sell and buy the home. Great working with all different responsible people during loan approval journey . Happy to work with again.

Achal K. - April | 2018

Two weeks ago I called you in a state of disbelief and panic, wondering how on earth I was going to salvage a deal that I had been working so hard on, purchasing a home for my daughters and me. From Day 1, you handled my loan with the utmost priority, and you and your team have single-handedly restored my faith in the lending process. The complete ineptitude of my experience with another lender has been far surpassed by your team's professionalism and customer-focused commitment. From...

Adam (Purchase June 2016)

My experience was beyond perfect - I have zero suggestions for improvement! Eric and Jody provided the most outstanding customer service I have ever experienced in my life. They listened to my needs, expedited my application wherever possible, shared valuable advice and made me feel comfortable and secure throughout the process. They each promptly and accurately answered all of my questions and communicated very well with each other so everyone helping me was always on the same page. I will...

Bradly (Purchase June 2016)

Eric Hamilton and his associates were amazing. Eric took time to have a conference call one evening with my husband and myself when we had additional questions. The processor was so friendly and quick to get all the information to the underwriters. Jody was just as friendly and helpful especially at crunch time to get us closed on time. They are a great group and we are recommending them to everyone!

Brian (Purchase May 2016)

Eric & Jody were outstanding! We were so lucky to have such a hardworking and caring group. They went above and beyond the call of duty for us and we will be forever grateful!

Efrain (Purchase March 2016)

Great job by Eric Hamilton and his entire team. They had less than a month to complete our closing and nailed it. We were first time home-buyers and were very nervous about the entire process. Eric’s team did an outstanding job reassuring us and making certain to keep us updated on a daily and sometimes hourly basis. We would like to thank everyone who helped us achieve our dream home!

Matt & Joanne (Purchase May 2016)

About Eric

After 18 years in the mortgage industry, I have built my business largely from the referrals of past clients, realtors, attorneys, or financial planners. My team and I pride ourselves on being honest, transparent, and laser-focused on the customer service experience by remaining in constant communication throughout the transaction and after closing. Quite simply, my goal is to continue to offer the best customer service with the lowest rates and lowest costs possible to my clients. I’m here to help you with Life’s Biggest Purchase!

I am available 7 days a week from 7am until 11pm to ensure my customers and lead sources have access to me and my team. Whether you like to stay in touch through text, email, or phone, we’ll make sure you are never in the dark.

Helping people’s dreams of home ownership come true is my primary motivation. For most people, purchasing a home is the single largest financial decision of their life- I enjoy being a part of something that affects people’s lives so positively and profoundly.

Year after year, I am recognized as one of the Top 1% of Mortgage Originators. I strive to continuously build new relationships while staying connected with the prior clients and referral partners that I have worked with throughout my career.

Our dedicated team leverages cutting edge technology and numerous value-added services to consistently close loans in under 21 days. Our online platform not only improves the customer experience, but also provides transparency and simplicity to a difficult process. However, this technology does not replace face-to-face meetings and consistent phone communication with my team; it simply improves efficiency and requires less work for each customer. Our customers are consistently ready for closing well before any deadline, which leads to a great customer experience.

It is through the client’s understanding of the process, and a high level of communication and customer service, that we have developed so many trusting relationships that make others confident in referring our team to others. Give us the opportunity to prove to you why so many people entrust my team with providing their mortgage.

Eric interview Q&A

How long have you been in the mortgage business and what inspired you to get into it?
15 Years. I was a bond trader at the Chicago Board of Trade and was introduced to the real estate market through a friend of mine. I obtained my real estate license but was quickly drawn to the mortgage industry and immediately found my true passion. The ability to help customers financially achieve home ownership.
What specific steps do you use to help your customers find the best home loan for them?
I really take a great deal of time upfront getting to know the customer and helping them understand the process. Through this introduction we try to find a comfort level and monthly payment they feel comfortable with. Most loan officers send a borrower out to buy a home with a specific purchase price. I like to focus on monthly payment and work with the Realtor to find a home within this comfort range.
Tell us about a mortgage product that consumers may not be aware of?
Many consumers always make the mistake of assuming it is difficult to get a loan. I always hear from customers at closing how much easier the process was compared to what they had expected. The mortgage industry has changed over the last 8 years but I truly believe the availability of credit to consumers is at a very sustainable level. This is good for every consumer who has the dream of home ownership. It is true that many consumers still think you need 20% down payment to buy a home, great credit scores, and long term employment. We help buyers every day that do not fall into this mold. It is always very important to sit down with a customer to alleviate these concerns and provide them the options that are available.
What can borrowers do to insure a smooth mortgage underwriting process?
The best way to ensure a smooth and efficient loan process is to be well informed. When you are well informed, you can navigate through the process a lot more efficiently. Not only do we get a buyer pre-approved upfront we will collect all documents and review all documents upfront. This helps us address any concerns we have, and better prepare you for the purchase. This also allows us to review payment comfort levels, cash to close, and interest rates with a lot more accuracy.
What provides you with the most satisfaction in your job as a Loan Officer?
We do more than help our customers buy a home. Many people recognize the tangible benefits of owning a home. Many studies have showed that people who purchase a home are more likely to be involved in the community, more volunteer time to help others, and more homeowners tend to stay in these communities longer. I think we help our customers succeed financially while also providing a great deal of support to the communities we serve.

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